# Financial Calculator EMI, SIP — Finance, Stock, Loan, Compound

> All-in-one finance and investment toolkit with calculators for loans, stocks, and planning. (iPhone/iPad app by Nirav Zalavadiya.)

- Source: https://appshunter.io/ios/app/financial-calculator-emi-sip/id1546484582 (this page in markdown: same URL + `.md`)
- Developer: [Nirav Zalavadiya](https://appshunter.io/developer/1546484584)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.60/5 from 39 App Store ratings · 25 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 45 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, European Portuguese and 5 more
- Released: 2021-01-07
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-emi-sip/id1546484582/reviews.md

## What is Financial Calculator EMI, SIP?

Financial Calculators:  All-in-One Finance & Investment Toolkit

Take control of your finances with Financial Calculators, the ultimate money calculator app for all your financial planning needs. Whether you're managing investments, calculating loans, planning for retirement, or analyzing business expenses, this app provides accurate and easy-to-use tools to help you make informed decisions.

Bank Calculators:
• EMI Calculator – Calculate loan repayments & mortgage calculator
• Car Loan Calculator – Plan auto financing with ease
• Fixed Deposit Calculator – TDR with interest payout
• Recurring Deposit Calculator (RD)

Mutual Funds Calculators
• SIP Calculator – Systematic Investment Plan growth
• Advanced SIP Calculator – Includes lumpsum, step-up, and inflation adjustments
• SIP Planner – Estimate future investments
• SWP Calculator – Systematic Withdrawal Plan insights

Stock Market Calculators
• Profit/Loss Calculator – Assess trade profitability
• Fair Value Calculator – Determine intrinsic stock value
• Average Calculator – Find stock price averages
• Fibonacci Retracement Calculator – Identify key price levels
• Pivot Point Calculator – Technical analysis tool
• Options Price Calculator – Evaluate option premiums
• Percentage Calculator – Quick percentage calculations
• ROI Calculator – Calculate Return on Investment with net profit and percentage returns.

General & Interest Calculators
• Simple Interest Calculator
• Compound Interest Calculator
• Inflation Calculator
• Budget Calculator – Keep track of income & expenses

Retirement & Goal Planning
• Retirement Age Calculator – Plan your retirement timeline
• FIRE Calculator – Plan for financial independence and early retirement
• Goal Planner Calculator – Set and track financial goals
• Financial Freedom Calculator – Estimate the wealth needed for early retirement

Sales & Retail Calculators
• Business Calculator – Tools for break-even analysis, cash flow, loans, depreciation, taxes, and employee salary.
• Sales Calculator – Quick profit/loss estimates
• Discount Calculator – Determine price reductions
• List Price Markdown Calculator

Unit Converter
• Length, Area, Volume
• Currencies (with real-time exchange rates)
• Time, Temperature, Speed, Mass, Force, Fuel Consumption
• Numeral Systems, Pressure, Energy, Power
• Angles, Shoe Sizes, Digital Data, SI Prefix, Torque

Key Features
• Works on iPhone & iPad: Optimized for all devices, including Split Window Support for iPad.
• Informed Financial Decisions: Get detailed breakdowns of maturity amounts, total deposits, and interest earned.
• Download Your Data: Export results as PDF, Excel, or CSV for easy sharing and record-keeping.
• User-Friendly Interface – Simple, intuitive, and fast
• Accurate & Reliable – Make informed financial decisions

Why Choose Financial Calculators?
• All-in-One Financial Toolkit – Covers loans, investments, stocks, mutual funds, sales, budgeting & more
• Free Loan Calculator: Calculate EMIs for car loans, mortgages, and personal loans.
• Money Calculator: Track expenses, convert currencies, and manage your budget.
• Business Calculator: Tools for break-even analysis, profit margins, and cash flow.

Disclaimer
These calculators are intended for guidance purposes only. Always conduct your own analysis before making financial decisions.

We Value Your Feedback!
Help us improve your experience by sharing your feedback. We’re committed to making Financial Calculators the best tool for your financial planning needs.

Subscription Plans
• Monthly Premium Plan: $0.99
• Yearly Premium Plan: $2.99

• Terms and Conditions: https://nirav07.blogspot.com/2025/03/terms-and-conditions.html
• Privacy Policy: https://nirav07.blogspot.com/2020/12/financial-calculator-privacy-policy.html?m=1
• Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Key features

- EMI and loan repayment calculations
- SIP and SWP investment planning
- Stock market profit/loss and fair value analysis
- Retirement and financial independence planning
- Budgeting and expense tracking
- Unit conversion for various metrics
- Data export to PDF, Excel, or CSV

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Premium Plan | $2.99 | per year |
| Monthly Premium Plan | $0.99 | per month |


## Recent user reviews (10 of 25)

All indexed reviews: https://appshunter.io/ios/app/financial-calculator-emi-sip/id1546484582/reviews.md

### 5/5 — Awesome Application for financial calculations

*2025-10-14*

Must use once.

### 1/5 — Add Income Tax Calculator

*2025-08-28, version 4.1*

Need to have a Income Tax calculator

### 1/5 — PDF download not working

*2025-05-16*

PDF and excel not working and no file downloading even in paid app ,mail also sent but still no resolution.
Kindly rectify the error and start option for download of pdf file

### 2/5 — PDF not downloading

*2025-05-16*

I paid for 1 year but download pdf and excel for sip calculator or any other option for download not working.
Kindly rectify the error on app as no download file working even in Paid app.

### 1/5 — Advertisement

*2024-07-20*

To much advertising

**Developer response:** Sorry for the inconvenience! We’ll work on reducing ads. If you reconsider your rating, it would really motivate us. Thanks for your feedback!

### 5/5 — Excellent

*2024-01-25, version 3.0*

Great app!

### 1/5 — Calculator App review

*2023-12-21*

This is worst calculator on internet, plz upgrade.

**Developer response:** Sorry for the disappointment! We’re always working on improvements. Please reconsider your rating and let us know how we can make it better for you.

### 1/5 — Too many ads

*2023-08-20*

Even before using the first feature upon downloading the app, the app forces you to watch unskippable ads for 1.5 minutes

**Developer response:** Sorry for the inconvenience! We appreciate your feedback and will try to reduce the ad duration.

### 5/5 — Simple and straightforward

*2023-01-25*

Some of the features are really unique like SWP and SIP.

It would be nice if it had option to enter “current saving”

**Developer response:** Thanks for valuable feedback!

### 4/5 — How come fair value is calculated by using just EPS?

*2022-12-31*

I’m pretty much impressed with this app especially w.r.t Stocks section. I would always love to know fair value of stocks which seems extremely tricky and subjective. I would be glad if the developer could give me an understanding how the fair value result of the stock is given by inputting just two variables i.e. EPS and expected growth rate? Expecting reply in this regard.

**Developer response:** Thanks for your kind words! We’re glad you find the Stocks section useful. The fair value calculation is based on specific logic using EPS and the expected growth rate, typically following valuation models like the discounted earnings approach. If you’d like more details, we’d be happy to explain further!

## Frequently asked questions about Financial Calculator EMI, SIP

### What types of loans can Financial Calculator EMI, SIP calculate?

Financial Calculator EMI, SIP can calculate EMIs for general loans, car loans, and mortgages. It provides detailed breakdowns of repayment amounts and interest paid.

### Does Financial Calculator EMI, SIP support mutual fund investments?

Yes, Financial Calculator EMI, SIP includes calculators for Systematic Investment Plans (SIP) and Systematic Withdrawal Plans (SWP). It offers advanced SIP calculations with features like step-up and inflation adjustments.

### Can I track my stock market performance with Financial Calculator EMI, SIP?

Yes, the app features stock market calculators for profit/loss, fair value, averages, and technical analysis tools like Fibonacci retracement and pivot points. It helps assess trade profitability and intrinsic stock value.

### What financial planning tools are available in Financial Calculator EMI, SIP?

Financial Calculator EMI, SIP offers tools for retirement age planning, Financial Independence, Retire Early (FIRE) calculations, and general goal planning. It helps estimate wealth needed for early retirement.

### Does Financial Calculator EMI, SIP have ads?

Yes, Financial Calculator EMI, SIP contains advertisements. It also offers in-app purchases for premium features or to remove ads.

### What are the subscription options for Financial Calculator EMI, SIP?

Financial Calculator EMI, SIP offers a Monthly Premium Plan at $0.99/month and a Yearly Premium Plan at $2.99/year. Both plans include a 7-day free trial.

### Can I export my financial data from Financial Calculator EMI, SIP?

Yes, you can download your results as PDF, Excel, or CSV files. This feature facilitates easy sharing and record-keeping of your financial calculations.

### Is Financial Calculator EMI, SIP available on multiple devices?

Yes, Financial Calculator EMI, SIP is optimized for both iPhone and iPad, including support for Split Window on iPads. It is designed to work across these Apple devices.

## Version history (last 5 releases)

### 4.1 — 2025-06-24

• We’ve added brand new Percentage Calculators to make your calculations even easier
• A new Personal Finance tab is now available to help you find the right tools faster
• Enjoy a smoother experience with improved UI and bug fixes

### 4.0 — 2025-05-02

• Generate and download your data in PDF, Excel or CSV formats!
• Enjoy a completely refreshed UI for a smoother, smarter experience!

### 3.9 — 2025-04-21

Introducing the new Budget Allocation Calculator with helpful tools to plan and manage your finances:

• Rent vs Buy Analyser
• 50/30/20 Budget Rule
• Home & Car Affordability
• Emergency Fund Planner
• Debt & Credit Card Payoff
• Vacation Savings Planner

Take control of your budget with smarter tools all in one app!

### 3.8 — 2025-04-06

• Added new Graph feature with Pie, Line, Bar, Radar, Donut, Scatter, and Step Line charts.
• Error message now appears when required fields are empty.
• Resolved multi-language display issues.

### 3.7 — 2025-04-01

• New FIRE Calculator: Plan for financial independence and early retirement
• New language support:  Hindi, Spanish, French, German, Portuguese, Russian, Chinese, Japanese, Korean, Italian, Arabic, Thai, Indonesian, and Vietnamese
• Bug fixes & improvements: Enhanced user experience

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## More apps by Nirav Zalavadiya

- [Financial Calculator Loan, SIP](https://appshunter.io/ios/app/financial-calculator-loan-sip/id1611945737)
- [Money Manager: Budget Tracking](https://appshunter.io/ios/app/money-manager-budget-tracking/id6444595808)
- [Money Manager: Budget Pro](https://appshunter.io/ios/app/money-manager-budget-pro/id6541758456)

All apps by Nirav Zalavadiya: https://appshunter.io/developer/1546484584

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*