# Financial Calculator - FinCalc — TVM, Loan & Investment Calc

> TVM, Loan & Investment Calc (iPhone/iPad app by Blue Sodium Corp.)

- Source: https://appshunter.io/ios/app/financial-calculator-fincalc/id6746971274 (this page in markdown: same URL + `.md`)
- Developer: [Blue Sodium Corp](https://appshunter.io/developer/388020988)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 3 MB
- Languages: American English
- Released: 2025-09-10
- Data updated: 2026-08-14
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-fincalc/id6746971274/reviews.md

## What is Financial Calculator?

Transform your iPhone into a professional financial calculator. FinCalc delivers TVM, cash flow analysis, amortization, business math, statistics, bonds, depreciation, and more—with a modern, intuitive interface.

  Why FinCalc

  - Professional‑grade TVM you can trust
  - Familiar 10bII‑style workflow
  - Fast, clean iOS design
  - No ads, works offline

  Time Value of Money (TVM)

  - N, I/YR, PV, PMT, FV with P/YR and BEG/END
  - Loans and mortgages with amortization schedules
  - Present value, future value, annuities

  Investment Analysis

  - Net Present Value (NPV) and Internal Rate of Return (IRR)
  - Uneven cash flows with grouped frequencies
  - Cash flow input via CF0, CFj, and Nj

  Business Calculations

  - Cost–Sell–Margin–Markup
  - Break‑even analysis and percent change
  - Pricing and profitability helpers

  Statistics

  - 1‑ and 2‑variable statistics
  - Mean and standard deviation
  - Linear regression, correlation, and forecasting
  - Weighted mean

  Advanced Financial Tools

  - Bonds: price, yield, duration; common day‑count bases
  - Depreciation: SL, SYD, DB, SOYD
  - Date calculator for day counts and offsets
  - Probability: n!, nCr, nPr, normal distribution (PDF/CDF)
  - Solver: goal‑seek, break‑even, loan rate, what‑if

  Productivity

  - 10 memory registers (0–9) plus M
  - Complete calculation history with export (text/CSV)
  - Chain and algebraic modes
  - Customizable decimal places and number formats
  - Themes, haptics, and sound options

  Free vs Premium

  - Free: basic arithmetic, clear, N, PV, display
  - Premium: I/YR, PMT, FV, P/YR & BEG/END, cash flows (NPV/IRR), amortization, statistics & advanced stats, business functions, date, depreciation, bonds, probability, solver, memory registers, history export, and more

  Privacy

  - On‑device calculations
  - No ads, no tracking, no account required

  Subscription

  - Optional auto‑renewing subscription
  - Manage or cancel in App Store account settings


Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium | $29.99 | per year |
| Premium | $39.99 | per year |



## Version history (last 1 release)

### 1.0 — 2025-09-10

No release notes.

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All apps by Blue Sodium Corp: https://appshunter.io/developer/388020988

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*