# Financial Calculator India App

> Indian financial calculator for banking, post office, mutual funds, retirement, tax, insurance, and bonds. (iPhone/iPad app by RK APPS PTY LTD.)

- Source: https://appshunter.io/ios/app/financial-calculator-india-app/id6469105050 (this page in markdown: same URL + `.md`)
- Developer: [RK APPS PTY LTD](https://appshunter.io/developer/1711562512)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 17.0 · 8 MB
- Languages: English
- Released: 2023-10-16
- Data updated: 2026-07-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-india-app/id6469105050/reviews.md

## What is Financial Calculator India App?

A financial calculator exclusively for Indians with the schemes available in Indian Banks, Post Office, Mutual Funds, Retirement, Income Tax, Insurance, Bonds and much more.

This App provides the following schemes.

BANK SCHEMES:
* EMI Calculator (Loan Calculator)
* Fixed Deposit (TDR - Interest Payout)
* Fixed Deposit (STDR - Cumulative)
* Recurring Deposit (RD)


BANK & POST OFFICE SCHEMES:
* PPF (Public Provident Fund)
* Sukanya Samriddhi Account (SSA)
* Senior Citizens Savings Scheme (SCSS)
* Kisan Vikas Patra (KVP)


POST OFFICE SCHEMES:
* Monthly Income Scheme (MIS)
* Recurring Deposit (RD)
* Time Deposit (TD)
* National Savings Certificate (NSC)
* Post Office Interest Rates (%)


MUTUAL FUNDS SCHEMES:
* Mutual Funds Information
* ELSS (Equity Linked Savings Scheme)
* SIP (Systematic Investment Plan)
* SWP (Systematic Withdrawal Plan)


RETIREMENT SCHEMES:
* NPS (National Pension System)
* EPF (Employees Provident Fund)
* VPF (Voluntary Provident Fund)
* APS (Atal Pension Scheme / Atal Pension Yojana)
* PM Shram Yogi Maan-dhan Scheme (PMSYM)
* PM Vaya Vandhana Scheme (PMVVS)
* Gratuity Calculator


TAX SCHEMES:
* Income Tax
* Capital Gains Tax (CGT)


INSURANCE SCHEMES:
* Postal Life Insurance (PLI)
* Rural Postal Life Insurance (RPLI)
* PM Jeevan Jyoti Bima Scheme (PMJJB)
* PM Suraksha Bima Scheme (PMSB)


BONDS SCHEMES:
* Bonds Overview
* Floating Rate Savings Bonds (FRSB)
* Sovereign Gold Bond Scheme (SGB)
* 54EC Bonds (Capital Gains Bonds)


FEATURES:
* FREE
* Works on iPhone, iPad & MacOS
* Exclusively for Indians with Indian finance schemes
* Helps you take informed decisions about your finance
* Indian number format
* Displays the results
* Contains in-built information about the Schemes details


DISCLAIMER:
Kindly consider these calculators as guidance only. Investors are required to make their own assessment before investing.

## Key features

- EMI Calculator
- Fixed Deposit & Recurring Deposit Calculators
- PPF, SSA, SCSS, KVP Calculators
- Mutual Fund SIP & SWP Calculators
- Retirement & Pension Calculators
- Income Tax & Capital Gains Tax Calculators
- Insurance & Bond Scheme Calculators

## Recent user reviews (10 of 36)

All indexed reviews: https://appshunter.io/ios/app/financial-calculator-india-app/id6469105050/reviews.md

### 3/5 — SIP ADDITIONS

*2025-07-09, version 6.1*

kindly add step up percentage option and report yearly calculations

### 5/5 — PRO

*2025-07-07, version 6.1*

Is their paid app without add..

### 5/5 — Good

*2025-07-06, version 6.1*

Im using this app for about a year now.
Like this app.

### 1/5 — Lacking features bring older version.

*2025-06-17, version 6.0*

Earlier version of this calculator was good. I had a good faith and carrying it for more than 5 years as it was very effective and useful calculator but after update it has lost all of its great feature like advance tool of loan , compounding etc. now seems it’s very simple calculator and of no use. I am done with this.

### 1/5 — Need to be updated

*2025-05-29, version 6.0*

Earlier we use to have repayment holiday option in loan EMI now not available and unable to generate report and share

### 1/5 — No monthly/yearly repayment details in new version. Please add it

*2025-04-02, version 5.2*

No monthly/yearly repayment details in new version. Please add it

### 4/5 — Loan EMI advanced section missing?

*2025-03-02, version 5.2*

Why is this option not showing in my app anymore, is it not available for iOS?? I’m unable to calculate repayments in loan now. Please bring it back. Thanks

### 3/5 — Step up

*2024-12-18, version 5.1*

Please add step up in sip calculator

### 4/5 — NPS vatsalya is not there.

*2024-12-01, version 5.1*

The NPS Vatsalya scheme is not available. I have searched extensively, but I am unable to locate any information regarding the scheme.

### 3/5 — Systematic Withdrawal Plan features are not up to the mark

*2024-07-24, version 5.0*

Earlier in systematic withdrawal plan you people put the option of increment in withdrawal every year / month but now in updated version you removed this option then how will calculate our withdrawals because with inflation we need increase to increase our withdrawals every year.

Please that this option again otherwise it’s of no use .

## Frequently asked questions about Financial Calculator India App

### What does the Financial Calculator India App do?

This app provides a wide array of financial calculators specifically designed for Indian users. It helps calculate various financial aspects related to banking schemes, post office savings, mutual funds, retirement plans, income tax, insurance, and bonds available in India.

### What types of financial schemes does the app cover?

The app covers numerous schemes including EMI, Fixed Deposit, Recurring Deposit, PPF, Sukanya Samriddhi Account, Senior Citizens Savings Scheme, Kisan Vikas Patra, Monthly Income Scheme, Mutual Funds (SIP, SWP, ELSS), National Pension System, EPF, Income Tax, Capital Gains Tax, Postal Life Insurance, and various Bonds.

### Is the Financial Calculator India App free to use?

Yes, the app is completely free to use. It does not contain any advertisements or in-app purchases, allowing users to access all its features without any cost.

### What devices is the Financial Calculator India App compatible with?

The app is designed to work on iPhone, iPad, and MacOS devices. This cross-platform compatibility ensures users can access its features on their preferred Apple devices.

### How can this app help me with my finances?

By offering detailed calculators and in-built information about various Indian financial schemes, the app empowers you to take informed decisions about your investments and savings. You can easily compare options and understand the potential outcomes of different financial products.

## Version history (last 5 releases)

### 8.0 — 2026-07-01

(1) Added Reports and Graphs for all the existing calculators

(2) Report tab contains Yearly and Monthly reports

(3) Graph tab contains Returns percentage and Growth trend charts

(4) With the above addition, the existing calculators will have 4 tabs - Input, Report, Graph & Info

(5) Updated the interest rates (%) of the Post Office Savings Schemes for the quarter July to September 2026. No changes to interest rates

(6) Updated the interest rate (%) of Floating Rate Savings Bonds (FRSB) for the half-yearly period July to December 2026. It'll be 8.05%

(7) Updated the Inflation calculator with inflation rate for year 2025. It is 2.1%

(8) Mahila Samman Savings Certificate was closed. You can't open new account in this scheme. Hence, moved this scheme to "Closed" section

### 7.0 — 2026-04-01

(1) Added Unified Pension Scheme (UPS) calculator under "Retirement" section

(2) Added Income Tax calculator for the FY 2026-27 as per the Budget 2026

(3) Updated the interest rates (%) of the Post Office Savings Schemes for the quarter April to June 2026. No changes to interest rates

(4) Updated PLI and RPLI bonus rates for FY 2026-27. No changes to Bonus rates

(5) Updated EPF calculator with interest rate for FY 2025-26. It is 8.25%

(6) App completed 11 years. Thank you for your support!

### 6.3 — 2026-01-02

(1) Updated the interest rates (%) of the Post Office Savings Schemes for the quarter January to March 2026. No changes to interest rates

(2) Updated the interest rate (%) of Floating Rate Savings Bonds (FRSB) for the half yearly period January to June 2026. It'll be 8.05%

(3) Happy New Year 2026!

### 6.2 — 2025-10-03

(1) Updated the interest rates (%) of the Post Office Savings Schemes for the quarter October to December 2025. No changes to interest rates

### 6.1 — 2025-07-02

(1) Updated the interest rates (%) of the Post Office Savings Schemes for the quarter July to September 2025. No changes to interest rates

(2) Updated the interest rate (%) of Floating Rate Savings Bonds (FRSB) for the half yearly period July to December 2025. It'll be 8.05%

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*