# Financial Calculator - India

> Indian government financial scheme calculator for savings and investment plans. (iPhone/iPad app by G Sanghani.)

- Source: https://appshunter.io/ios/app/financial-calculator-india/id1479959975 (this page in markdown: same URL + `.md`)
- Developer: [G Sanghani](https://appshunter.io/developer/772995906)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 11.0 · 18 MB
- Languages: English
- Released: 2019-09-16
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-india/id1479959975/reviews.md

## What is Financial Calculator?

The financial calculator is an app that is used to calculate various financial calculations using various Government Schemes of India.

Some of the key calculations of the app are:

1) Atal Pension Yojana (APY) / Atal Pension Scheme (APS) Calculator - It is a government-backed pension scheme in India. It provides guaranteed pension ranging from Rs.1000 to Rs. 5000 per month. It is administered by the PFRDA.
2) Gratuity Calculator - Gratuity is the amount of money which an employer pays to his employee in return for services offered by him to the company. Only those employees who have been employed in the company for five years or more than five years are given a gratuity.
3) Kisan Vikas Patra - Kisan Vikas Patra is a saving certificate scheme which was first launched in 1988 by India Post.
4) National Saving Certificate - National Savings Certificates, popularly known as NSC, is an Indian Government Savings Bond, primarily used for small savings and income tax saving investments in India. It is part of the postal savings system of Indian Postal Service.5)Sukanya Samridhhi Yojana - Sukanya Samriddhi Yojana (Girl Child Prosperity Account) is a Government of India backed saving scheme targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education and marriage expenses for their female child.
6) Pradhan Mantri Jeevan Jyoti Bima Yojana - Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed Life insurance scheme in India.
7) Pradhan Mantri Suraksha Bima Yojana - Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India.
8) Pradhan Mantri Vaya Vandana Yojna - Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a Pension Scheme announced by the Government of India exclusively for the senior citizens aged 60 years and above.
9) Senior Citizen Savings Scheme - The Senior Citizens Savings Scheme (SCSS) is primarily for the senior citizens of India. The scheme offers a regular stream of income with the highest of safety and tax saving benefits. It is an apt choice of investment for those over 60 years of age.
10) Employee Provident Fund - Employee’s Provident Fund (EPF) is a retirement benefit scheme that’s available to all salaried employees. This fund is maintained and overseen by the Employees Provident Fund Organisation of India (EPFO) and any company with over 20 employees is required by law to register with the EPFO.
11) Public Provident Fund - The PPF was first offered to the public in the year 1968 by the Finance Ministry’s National Savings Institute. Investors use the PPF as a tool to build a corpus for their retirement by putting aside sums of money regularly, over long periods of time.
12) National Pension System - It is a pension cum investment scheme launched by Government of India to provide old age security to Citizens of India. It brings an attractive long term saving avenue to effectively plan your retirement through safe and regulated market-based return. 

Key features of the app include:
- It is a free app
- Simple and easy to use UI
- It does not require internet to do the calculations.
-----------------------------------------------------------------------------------------------------------------
This App is developed at ASWDC by Prof. Hardik Doshi. ASWDC is Apps, Software, and Website Development Center @ Darshan Institute of Engineering & Technology, Rajkot run by Students & Staff of Computer Engineering Department

Call us: +91 97277 47317
Write to us: aswdc@darshan.ac.in
Visit: http://www.aswdc.in http://www.darshan.ac.in

Follow us on Facebook: https://www.facebook.com/DarshanInstitute.Official
Follows us on Twitter: https://twitter.com/darshan_inst

## Key features

- Atal Pension Yojana Calculator
- Gratuity Calculator
- Kisan Vikas Patra Calculator
- National Saving Certificate Calculator
- Sukanya Samriddhi Yojana Calculator
- Employee Provident Fund Calculator

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/financial-calculator-india/id1479959975/reviews.md

### 1/5 — U did not update your interest

*2023-07-18*

Last april govt has been updated his interest but you didn’t  update in your app

### 2/5 — FD calculator is missing

*2022-12-24*

Kindly add FD calculator and few more saving options available from bank & Post.

Also add SIP, mutual fund,EMI calculator and Loan comparison tool

### 3/5 — Post Office Time Deposit

*2021-02-02*

There is no option / detail for Post Office National Savings Scheme (NSS) like 1 year / 2 year  / 3 year & 5 year Time Deposit (TD), Savings Bank Account, etc.

### 1/5 — Tenure fixed

*2021-01-09*

The tenure is unable to change and is fixed. I tried in recurring deposit as 5 years

### 5/5 — Best App for IOS Users

*2020-10-16*

This is Best app for IOS Users but in Post office scheme were Time Deposit (TD 1,2,3& 5) year not seen in this app please do needful & update with Time Deposit Scheme. This scheme necessary & most famous scheme in post office

### 1/5 — Calculating problem

*2020-08-21*

If my baby age from 8 on word I am opening the account so I have to deposit balance 7year only
Ex 15-8=7 years only
But you’re calculater shows 15 years deposits amount it is calculated from age 1 it’s self 
So please tell me how to calculate from age of 8 above open the account

### 5/5 — Awesome App for Financial Calculations

*2020-08-07*

All the necessary calculators required for a day to day life. Keep it up.

### 4/5 — About POST plan

*2020-06-18*

Gud application but not showing MIS & RS PLAN
PLEASE ADD MIS & RD PLAN

### 5/5 — R.D

*2020-05-21*

Please Add R.D option thanks

### 1/5 — No Financial Calculator

*2020-05-07*

There is no calculator for calculating SIP or compounding returns, not useful

## Frequently asked questions about Financial Calculator

### What government schemes does Financial Calculator - India support?

Financial Calculator - India supports a wide range of Indian government schemes including Atal Pension Yojana (APY), Gratuity, Kisan Vikas Patra, National Saving Certificate (NSC), Sukanya Samriddhi Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Vaya Vandana Yojna, Senior Citizen Savings Scheme (SCSS), Employee Provident Fund (EPF), Public Provident Fund (PPF), and National Pension System (NPS).

### Is Financial Calculator - India free to use?

Yes, Financial Calculator - India is completely free to download and use. It does not have any in-app purchases or subscription fees.

### Does Financial Calculator - India have ads?

No, Financial Calculator - India is ad-free. Users can perform calculations without any interruptions from advertisements.

### What devices is Financial Calculator - India available on?

Financial Calculator - India is available for iPhone and iPod devices. It is designed for users who prefer to manage their finances on Apple mobile devices.

### How often is Financial Calculator - India updated?

The app was last updated on August 6, 2020, with version 7.0. While specific update frequency isn't detailed, this indicates it receives periodic maintenance and feature additions.

### What is the age rating for Financial Calculator - India?

Financial Calculator - India has an age rating of 4+. This means it is suitable for users of all ages, including children, to use for financial calculations.

### Can Financial Calculator - India be used for retirement planning?

Yes, Financial Calculator - India is excellent for retirement planning. It includes calculators for schemes like APY, EPF, PPF, and NPS, helping users estimate their future retirement income.

### Is Financial Calculator - India suitable for calculating gratuity?

Yes, Financial Calculator - India includes a dedicated Gratuity Calculator. This feature helps employees and employers determine the gratuity amount based on service duration and company policies.

## Version history (last 5 releases)

### 7.0 — 2020-08-06

3 new Calculators are introduced:
1) PM Shram Yogi Maan-Dhan Yojana
2) Post Office Monthly Income Scheme
3) Post Office Recurring Deposit

Bug fixes.

### 6.0 — 2020-04-16

- Interest rate of Kisan Vikas Patra, Senior Citizen Savings Scheme, Public Provident Fund and Sukanya Samruddhi Yojana are updated.
- Bug fixes.

### 5.0 — 2020-01-08

- App updated for Dark mode
- Issue of blank screen resolved
- Calculator can be easily searched from the list of calculators
- Bug fixes

### 4.0 — 2019-12-31

- App updated for Dark mode
- Issue of blank screen resolved
- Calculator can be easily searched from the list of calculators
- Bug fixes

### 3.0 — 2019-12-28

- App updated for Dark mode
- Issue of blank screen resolved
- Calculator can be easily searched from the list of calculators
- Bug fixes

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All apps by G Sanghani: https://appshunter.io/developer/772995906

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
