# Financial Calculator - NPV,IRR — AFP,CFA,CFP,loan,Bond,mortgage > Financial calculator for time value of money, NPV, IRR, and EAR. (iPhone/iPad app by 智萍 闫.) - Source: https://appshunter.io/ios/app/financial-calculator-npvirr/id868113712 (this page in markdown: same URL + `.md`) - Developer: [智萍 闫](https://appshunter.io/developer/1515546561) - Category: Finance, Education - Price: Free - Rating: 2.90/5 from 12 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 8 MB - Languages: American English - Released: 2014-05-09 - Data updated: 2026-08-22 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-npvirr/id868113712/reviews.md ## What is Financial Calculator? It is a Simple and effective Financial Calculator. You can use it to do: *Time value of money. *Annuities, Cash Flows, Internal Rate of Return and Net Present Value. *Effective Annual Rate. Instructions: 1.Calculate PV FV PMT 1/Y N. For example: 100 FV 9 1/Y 10 N 8 PMT CPT PV, PV=-93.58 2.Calculate NPV IRR. For example: －7000 CF 3000 CF 5000 CF 5000 CF 5000 CF 4000 CF 15 1/Y CPT NPV, NPV=7524.47 CPT IRR, IRR=52% 3.Calculate EAR. For example: 10 I/Y 2 N CPT EAR, EAR=10.25 ## Key features - Time value of money calculations - Annuities and cash flows - Internal Rate of Return (IRR) - Net Present Value (NPV) - Effective Annual Rate (EAR) - Step-by-step instructions ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/financial-calculator-npvirr/id868113712/reviews.md ### 5/5 — easy to use👍 *2024-03-12* simple and easy to use. useful👍 ### 1/5 — Outdated *2017-09-21* Outdated and missing functions. ### 4/5 — Works for me *2016-09-20* The only free financial calculator that works with Pv and FV ### 1/5 — Buyer beware - free apps, you get what you pay for *2016-08-11* There are no instructions for use and traditional fin calc techniques don't work. I'm no tech genius but sadly I can't get this one to work. ### 1/5 — Hard to use *2016-01-13* Free app for a reason... Clunky interface and PV calculations do not work. **Developer response:** Thanks for your valuable advice! There is no problem with PV calculation. ### 1/5 — Doesn't compute bond yield *2015-07-25* Put in all the inputs for bond yield(FV, PV,n,PMT,etc.) yet it would never display the yield when I would try and compute for it. Don't waste your time. **Developer response:** Thanks for your valuable advice! Interest rate calculation has been supported. ### 4/5 — Works just fine *2015-07-07* I was able to do a tvm calculation with no problems. No ads either. Thanks! ### 1/5 — Does not work *2015-06-04* Don't waste your time ### 5/5 — The Best Free Financial Calculator *2015-03-03* The best free financial calculator I have tried so far. An excellent and easy resource for students (like myself), or those looking to take control of their financial lives. ### 1/5 — No Bueno *2014-09-06* So you miss your old 10b you see this one is free so you jump then you realize you forgot how to use it now your like what do I do your stuck and of course you are mad so u blame the app ## Frequently asked questions about Financial Calculator ### What financial calculations can Financial Calculator perform? Financial Calculator can compute the time value of money (PV, FV, PMT), annuities, cash flows, Internal Rate of Return (IRR), Net Present Value (NPV), and Effective Annual Rate (EAR). ### How accurate is Financial Calculator? The app provides calculated values based on user input. While the app itself is functional, its current rating of 2.9 stars from 12 ratings suggests some users may have experienced issues with accuracy or usability. ### Does Financial Calculator support loan and mortgage calculations? Yes, the app's subtitle mentions 'loan' and 'mortgage,' indicating it is designed to assist with these types of financial calculations, likely through its time value of money and cash flow features. ### What devices is Financial Calculator available on? Financial Calculator is available for iPhone, iPad, and iPod devices. ### Is Financial Calculator free to use? Yes, Financial Calculator is free to download and use. However, it does contain advertisements. ### Does Financial Calculator have ads? Yes, Financial Calculator contains advertisements. ### How often is Financial Calculator updated? The latest version, 12.4, was last updated on March 16, 2026. This indicates a very recent update or a placeholder date, suggesting ongoing development or maintenance. ### What is the age rating for Financial Calculator? Financial Calculator has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 13.3 — 2026-08-17 fix admob V13 crash ### 13.2 — 2026-07-31 Newest admobsdk Detail privacy purpose strings ### 12.9 — 2026-05-22 fix bug: when UIalertview, crash ### 12.7 — 2026-05-01 Update SceneDelegate, Minor changes ### 12.4 — 2026-03-16 Update SceneDelegate ## Apps similar to Financial Calculator | App | Rating | Price | Category | | --- | --- | --- | --- | | [Financial Calculator: Percent](https://appshunter.io/ios/app/financial-calculator-percent/id957134762) | 4.7 (14,664) | Free | Finance | | [10bii Financial Calculator](https://appshunter.io/ios/app/10bii-financial-calculator/id360256797) | 4.7 (662) | $5.99 | Finance | | [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,234) | Free | Finance | | [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,434) | Free | Finance | | [Loan Calculator‰](https://appshunter.io/ios/app/loan-calculator/id558688927) | 4.9 (104,751) | Free | Finance | | [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance | ## More apps by 智萍 闫 - [Gold Price -Live silver prices](https://appshunter.io/ios/app/gold-price-live-silver-prices/id854511893) All apps by 智萍 闫: https://appshunter.io/developer/1515546561 ## Related topics [cfa calculator](https://appshunter.io/ios/topics/cfa-calculator) · [smart irr calculator](https://appshunter.io/ios/topics/smart-irr-calculator) · [npv calculator](https://appshunter.io/ios/topics/npv-calculator) · [hard money calculator](https://appshunter.io/ios/topics/hard-money-calculator) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*