# Financial Calculator: Planner — Loans, savings & debt payoff

> Loans, savings & debt payoff (iPhone/iPad app by Apponance, Inc..)

- Source: https://appshunter.io/ios/app/financial-calculator-planner/id6790226939 (this page in markdown: same URL + `.md`)
- Developer: [Apponance, Inc.](https://appshunter.io/developer/1402331968)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 48 MB
- Languages: American English
- Released: 2026-08-31
- Data updated: 2026-09-03
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-planner/id6790226939/reviews.md

## What is Financial Calculator?

Financial Calculator answers the money questions that matter — with live results as you type, charts you can read at a glance, and a plain-English explanation under every number.

LOANS & MORTGAGE
• Loan payments with extra-payment savings
• Full mortgage PITI: taxes, insurance, PMI, HOA
• Auto loans with trade-in and sales tax
• Compare two offers side by side and refinance break-even (Premium)
• Year-by-year and month-by-month amortization schedules

GET OUT OF DEBT
• Credit-card payoff — see the minimum-payment trap in dollars
• Multi-debt payoff plan: snowball or avalanche, debt-free date, interest saved

GROW YOUR MONEY
• Compound interest with monthly contributions and any compounding
• Savings goals: how much per month, or how long it takes
• Retirement projection with inflation-adjusted drawdown
• Investment return (CAGR), APR to APY, inflation impact
• TVM solver for students and pros

EVERYDAY
• Percentage, tip and split, discount plus sales tax

WHY THIS ONE
• Instant results while you type — no Calculate button
• Plain-English explanations, not just numbers
• Math verified against HP financial calculators and Excel
• Calculations and saved scenarios stay on your device
• Core calculators work without an account or cloud sync
• Save and share calculations; export schedules to CSV (Premium)
• One-time Premium unlock removes ads forever. No subscription.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Unlock | $4.99 | one-time |



## Version history (last 1 release)

### 7.0.8 — 2026-08-31

No release notes.

## More apps by Apponance, Inc.

- [Crypto Master: Market Analysis](https://appshunter.io/ios/app/crypto-master-market-analysis/id569358646)
- [Stock Master: Investing Stocks](https://appshunter.io/ios/app/stock-master-investing-stocks/id591644846)
- [What's My IP: Address & Map](https://appshunter.io/ios/app/whats-my-ip-address-and-map/id974414251)
- [Invoice Maker: Invoice Master](https://appshunter.io/ios/app/invoice-maker-invoice-master/id1402331969)
- [Baby Tracker: Newborn Growth](https://appshunter.io/ios/app/baby-tracker-newborn-growth/id1561787685)
- [Expense & Budget](https://appshunter.io/ios/app/expense-and-budget/id1639025306)

All apps by Apponance, Inc.: https://appshunter.io/developer/1402331968

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*