# Financial Calculator++ — Calculate your mortgage fast

> A financial calculator app with TVM, cash flow, depreciation, and statistics. (iPhone/iPad app by Dogahe.)

- Source: https://appshunter.io/ios/app/financial-calculator-plus-plus/id579421435 (this page in markdown: same URL + `.md`)
- Developer: [Dogahe](https://appshunter.io/developer/468657946)
- Category: Finance, Utilities
- Price: $2.99
- Rating: 3.90/5 from 114 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 4 MB
- Languages: American English
- Released: 2013-04-30
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator-plus-plus/id579421435/reviews.md

## What is Financial Calculator++?

The creators of 5-star Scientific++, Statistics Calculator++, and Statistics Calculator+++ for iPad present Financial Calculator++, a financial calculator that has all the financial capabilities of the popular Texas Instruments BA II Plus (except for a few features that are outlined in this description and will be available in a later update.) 

If you have used BA II Plus or any other mainstream financial calculator, you will feel right at home since we designed Financial Calculator++ as consistent as possible with those products. As a user of a financial calculator or a new user, you will find out that a lot of features in this app are implemented to simplify tasks and reduce the number of keystrokes. 

All financial calculations can be performed on the keypad mode of the calculator. The bottom part of the screen shows the relevant variables depending on the type of the calculation being performed. Resetting, recalling, deleting, or reordering of the parameters and changing the settings are done in the menu mode which can be accessed by pressing the arrow keys.

Instructions for each financial calculation is included in the menu mode within the app. Visit our website for keystroke by keystroke examples for varieties of financial calculations at www.dogahe.com.

Details:
- Time value of money  (TVM) calculations useful for mortgages, loans, leases, savings, and annuities. It can also produce amortization schedules. 
- Cash flow analysis with capability of entering uneven cash flows with frequencies. Capability of reordering or deleting the cash flow values in a table view presentation and seeing the NPV and IRR updated as reordering or deleting of cash flow values happen. 
- Depreciation calculates depreciation, remaining book value (RBV) and depreciable value (RDV) with different methods (Straight Line, Sum of the Years Digits, Declining Balance, and Declining Balance with cross-over to Straight Line)
- Statistics performs statistics and regression analysis for one or two variables with four regression models. (In fact, Financial Calculator++ has all the statistics capabilities that earned our Statistics Calculator++ 5-star rating).
- Date calculates number of days between dates. Dates can be entered using the keypad or using a date picker.
- Percent change, compound interest, interest conversion,  profit margin, breakeven are all included in the capabilities of Financial Calculator++.
- If you are wondering how all of these fit on the screen, well, the left half of the screen scrolls to reveal more functions.
- Bond calculations are not available in this version. 

Other major features of Financial Calculator++ are as follows:
- Shows the expression as you enter and keeps a history of your calculations (Swipe up on the screen to reveal the history)
- Capability of calculating permutation, combination, Least Common Multiple (LCM), and Greatest Common Divisor (GCD).

You are going to love the simplicity of the user interface and you will get used to the way financial calculations are performed in Financial Calculator++ very quickly. 

Please do not hesitate to contact us for any questions, comments, to report any bugs, or to suggest additional functions you would like to see in the upcoming updates.

Visit our website www.dogahe.com for more screen shots and other product descriptions.

## Key features

- Time Value of Money (TVM) calculations
- Cash flow analysis with frequencies
- Depreciation calculations (multiple methods)
- Statistics and regression analysis
- Date calculations
- Interest and profit calculations
- Calculation history

## Chart rankings

- #188 in Top Paid · Finance (US App Store)

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/financial-calculator-plus-plus/id579421435/reviews.md

### 4/5 — Small premium for no-frills, convenient TVM calc

*2024-09-04*

No ads, though you wouldn’t expect them given this one-time charge.

Works as expected: some of the others in this space may well produce garbage data. I also prefer the calculator style and the ability to solve for the missing input. An amortisation table would have been nice, but this sort of thing is available (for free) on iPad.

There is a small learning curve: do input data first then pair with variable.

### 2/5 — Instructions might help

*2020-04-25*

Hard to figure it out without instructions.

**Developer response:** Thanks for your feedback! We have some step by step examples written at http://www.dogahe.com/home/iphone-apps/financial/examples  if you cannot find answer to your questions there, please write to us at calc@dogahe.com

### 1/5 — Terrible Calculator

*2019-02-28*

Waste of money...

**Developer response:** If you could let us know why you think this way it will help us a lot. Feel free to contact us through calc@dogahe.com for any questions or feedback.

### 1/5 — Don’t waste your money

*2019-01-28*

This is NOT a financial calculator!

**Developer response:** Please rotate your device to landscape orientation as all financial functions are only visible in that orientation. Once you are in landscape orientation the left half of the buttons scroll to show you more and more functions. I hope you can find them by following these instructions. Please do not hesitate to contact us for more questions: calc@dogahe.com

### 1/5 — So bad

*2018-11-13*

This app is literally so awful.. barely works, terrible interface, counter intuitive, and it froze after trying to use it for 5 minutes. I literally had to shut down my phone.

I WANT A REFUND!

**Developer response:** Please let us know the sequence of calculations that you were trying to perform that caused the calculator to freeze. Also if you could please share with us more detailed feedback as why you think it’s not working or counterintuitive, we’d appreciate that. If we see that there are gaps within Financial++ that makes it less useful for some users we will make every effort to make this better for more of our users. Best way to contact us is through emailing calc@dogahe.com

### 1/5 — Trash calculator

*2018-09-19*

A waste of money. The calculator freezes and doesn’t calculate your answer. Primarily on the I/Y function. I want a refund.

**Developer response:** Can you please provide the known values you were trying to calculate I/Y for through our support email calc@dogahe.com

### 1/5 — Cannot compute YTM or I/Y

*2018-08-05*

Computing everything else seems fine, such as PV or FV; however, when I try to compute I/Y, the calculator stops responding and my screen freezes. After only 30min or so after downloading, I’ve found that this app does not work properly. I’ll be asking Apple Support for my money back.

**Developer response:** Can you please provide us the known values that you are entering in TVM parameters to calculate I/Y? If you could send us those values through the support email within the app, that would be the best.

### 1/5 — Total enigma

*2018-05-31*

No explanation of how to get past first window so as to be able to use the app. Don’t need simple calculator. If it holds secrets worth knowing the app doesn’t give a clue about how to get to them.

**Developer response:** Have you tried rotating your phone to the landscape orientation? The calculator shows more and in fact all the financial calculations in the landscape mode. Furthermore, in the landscape orientation, the left half of buttons scroll and show more functions. Please do not hesitate to contact us through the support email accessible from the app for further clarification.

### 1/5 — Wasted money

*2015-04-05*

This app is not as advertised.  Unless there is a secret sequence it will not calculate the mortgage amount after inserting the payment, interest and amortization period.  If I just wanted to calculate payment there are many free apps that will do that

**Developer response:** Please let us know what you are trying to do and we will do our best to help you out figure this out. Please contact us at calc@dogahe.com

### 5/5 — Great calc

*2014-09-01*

awesome finance calc. Does what I used to do with my TI but the app is only better and has a much nicer interface. Great job!

## Frequently asked questions about Financial Calculator++

### What can this financial calculator app do?

This app provides a wide range of financial calculations including Time Value of Money (TVM) for mortgages, loans, and savings, cash flow analysis with NPV and IRR, various depreciation methods, statistics and regression analysis, date calculations, and interest calculations. It aims to simplify complex financial tasks for users.

### How does the interface work?

The app features a keypad mode for performing calculations, with relevant variables displayed on the screen. A menu mode, accessed via arrow keys, allows for resetting, recalling, deleting, or reordering parameters and changing settings. Instructions for each calculation are available within the menu.

### Is this app free to use?

Yes, based on the provided information, this app is free to use and does not contain ads or in-app purchases. This means you can access all its features without any cost.

### What are the key features for loan and mortgage calculations?

The app excels in Time Value of Money (TVM) calculations, which are essential for mortgages, loans, leases, savings, and annuities. It can also generate amortization schedules, providing a detailed breakdown of loan payments over time.

### Can I use this app for business financial analysis?

Absolutely. The app's cash flow analysis feature, which handles uneven cash flows and updates Net Present Value (NPV) and Internal Rate of Return (IRR) in real-time, is highly beneficial for business financial analysis. Depreciation calculations and statistics also support business planning.

## Version history (last 5 releases)

### 1.11 — 2026-01-26

- Added an interactive graph for amortization schedule.

### 1.10 — 2026-01-20

- Bug fixes
- Updated for iOS 26

### 1.09 — 2025-05-06

Persistent Calculations: 
Numbers entered in the Time Value of Money module (your main tool for mortgage and loan calculations) now remain saved even after you close and relaunch the app.
Mortgage Start Month & Payment Breakdown: 
You can now specify the starting month for a mortgage. This allows you to view a detailed payment breakdown—showing principal, interest, and the outstanding balance—for any specific month in the future.

### 1.08 — 2024-11-25

We improved the Time Value of Money (TVM) module. This is the main module that let's you calculate mortgages and other loans. If you like the keypad mode, it's still there. But we improved the list mode so that you can use it to enter the known TVM variables and compute the unknown one. The list mode gives you multiple options on how to enter values, for example instead of entering 360 for the number of payments of a 30 year mortgage, you can simply choose the mortgage term instead. 

We also added a full amortization schedule table to show how your payments over time contribute as principal, interest, and what your outbalance.

### 1.07 — 2024-02-27

- Bug fixes.

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All apps by Dogahe: https://appshunter.io/developer/468657946

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*