# Financial Calculator

> Intuitive financial calculator for time value of money, investments, and loans. (iPhone/iPad app by joaquin grech.)

- Source: https://appshunter.io/ios/app/financial-calculator/id305709452 (this page in markdown: same URL + `.md`)
- Developer: [joaquin grech](https://appshunter.io/developer/305709455)
- Category: Finance, Business
- Price: $5.99
- Rating: 3.80/5 from 6 App Store ratings · 138 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 3 MB
- Languages: American English, French (France), German (Germany), Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2009-02-21
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/financial-calculator/id305709452/reviews.md

## What is Financial Calculator?

Financial Calculator is a simple, yet powerful and accurate intuitive calculator.

Video tutorial: http://www.echoboom.com/financialcalculator/

Features:
* Time value of money.
* Growing annuities.
* Calculates N, Interest, Present Value, PMT and Future Value of money.
* Bond valuation.
* Cash flow analysis in an intuitive interface.
* Analyzes investments: Internal Rate of Return (IRR) and Net Present Value (NPV)
* Amortization and Loans. Support for Canadian mortgages.
* RPN support.
* Near instantaneous calculations.

--
Note: Please, write to my address under the 'help' section when you believe you found a bug. I do read every email and fix them as soon as possible. I also try to implement all feature requests.
--
As for the bad reviews: Please, read the FAQ on the help section if you believe numbers are wrong. It's usually people missing something on the settings when using the financial calculator. All emails have been answered and explained and there has not been a wrong calculation since version 1.1.
Please if your email was replied and solved, change the review since it makes it look bad for everybody else.

## Key features

- Time value of money calculations
- Growing annuities
- Bond valuation
- Cash flow analysis
- Investment analysis (IRR/NPV)
- Loan amortization
- RPN support

## Chart rankings

- #56 in Top Paid · Finance (US App Store)

## Recent user reviews (10 of 138)

All indexed reviews: https://appshunter.io/ios/app/financial-calculator/id305709452/reviews.md

### 5/5 — Amortization Calculator is great.

*2024-09-28, version 4.2*

I’ve used the financial calculator app for quite a few years and the amortization calculator within has been very useful in projecting costs over time.

### 4/5 — Excelente para propinas

*2021-12-02, version 4.2*

Mi esposo tiene esta app desde hace tiempo y es muy buena para porcentajes de propinas y entre cuantas personas. Me parece bastante útil. El diseño es aburrido pero funciona perfectamente.

### 2/5 — F

*2020-10-27, version 4.2*

Where is the function Comp?

### 4/5 — Old Standby

*2020-06-09, version 4.2*

Had this for years. Works like a charm. Wondering when you plan an interface update? Does not handle the higher native screen resolution of new iPhones. GUI needs a facelift.

### 5/5 — Great financial calculator

*2020-01-23, version 4.1*

This is a wonderfully easy to use financial calculator. One of the best features is that it holds the values of the TMV calculations visible below the main display, above each function key, and so it’s easy to see your inputs at a glance.  I’ve been using it for years.

### 5/5 — 잘못결제했어요

*2019-10-01, version 4.1*

환불해주세요ㅠㅠ

### 1/5 — Du vol

*2019-03-28, version 4.1*

Inutilisable

### 1/5 — Junk

*2018-09-02, version 3.98*

Waste of money

### 5/5 — Wer mit dem normalen HP kann...

*2018-03-24, version 3.98*

..kann auch mit dieser App. Und so kann -das Handy ist ohnehin immer dabei- der HP in der Tasche/daheim bleiben.
Sehr zufrieden!

### 1/5 — Bulle pas du tout exacte

*2017-10-23, version 3.98*

Nulle j ai payé pour rien faites attention

## Frequently asked questions about Financial Calculator

### What can this financial calculator do?

This app is a powerful and accurate financial calculator designed for a wide range of calculations. It can handle time value of money computations, growing annuities, bond valuation, cash flow analysis, investment analysis including Internal Rate of Return (IRR) and Net Present Value (NPV), and loan amortization. It also supports RPN input and offers near-instantaneous results.

### How do I use the RPN feature?

The app supports Reverse Polish Notation (RPN) input, which is an alternative way to enter calculations. If you are familiar with RPN, you can utilize it for your financial computations. Specific instructions on how to use RPN within the app can be found in the help section, often detailed in the FAQ.

### Is this app free to use?

Yes, this financial calculator app is available for free. There are no in-app purchases or advertisements mentioned, indicating it is a completely free tool for users to access all its features.

### What if I think the calculations are wrong?

If you believe you have found an incorrect calculation, please refer to the FAQ section within the app's help menu first. Often, discrepancies arise from settings configurations. The developer actively reads all emails and fixes bugs promptly, and has stated that no incorrect calculations have occurred since version 1.1.

### What kind of loans can this app handle?

The app can handle loan amortization calculations. It specifically mentions support for Canadian mortgages, suggesting it is equipped to handle various loan types and regional specificities within its amortization features.

## Version history (last 5 releases)

### 4.2 — 2020-03-31

Update for ios 13

### 4.1 — 2019-02-07

Fixed crash on iOS 12.1

### 3.98 — 2017-01-17

- Fixed crashes on iPhone 6 on easy mode.
- Fixed a typo on the website address.

### 3.97 — 2017-01-07

Updated for iOS 10.2

### 3.95 — 2015-11-05

upgraded for iOS 9

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All apps by joaquin grech: https://appshunter.io/developer/305709455

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*