# Financial Insights — Income and Expense Planning

> Visual financial planning and tracking for income, expenses, savings, and net worth. (iPhone/iPad app by Floyd Thatcher.)

- Source: https://appshunter.io/ios/app/financial-insights/id6466364757 (this page in markdown: same URL + `.md`)
- Developer: [Floyd Thatcher](https://appshunter.io/developer/1606810236)
- Category: Finance, Productivity
- Price: Free (on sale, was $0.99)
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.0 · 10 MB
- Languages: English
- Released: 2023-10-05
- Data updated: 2026-06-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/financial-insights/id6466364757/reviews.md

## What is Financial Insights?

Take Control of Your Financial Future, Simply and Clearly

SpendSmarter helps you plan, track, and understand your money without spreadsheets, confusing jargon, or unnecessary complexity. It brings your income, expenses, savings, emergency fund, cash flow, and net worth into one clear, visual experience.

Be the Boss of Your Money
See your financial life with more clarity. From monthly bills to long-term goals, SpendSmarter helps you understand what is coming, what is left, and where your money is going.

Visual Calendar and Cash Flow
Plan your month with a calendar-based view of your money. Place expenses on payment dates, review income and bills by day, and see your cash flow between selected dates so you can make better decisions before money moves.

Income and Expense Breakdown
Track income from work, side jobs, or other sources. Organize expenses by category, review totals across different time periods, and understand how each part of your budget fits into the bigger picture.

Smart Savings Planner
Build better savings habits with a simple goal planner. Enter your starting amount, monthly contribution, time period, and APY to see how your savings can grow over time.

Emergency Fund Tracker
Prepare for life’s surprises by setting an emergency fund goal. Track your current balance, monthly contribution, and progress toward your safety cushion in one simple view.

Net Worth Dashboard
Monitor your financial progress by tracking assets, savings, and liabilities. See your estimated net worth in a clean, organized dashboard built for clarity.

Flexible Time Views
Review your money by yearly, quarterly, monthly, semi-monthly, biweekly, or weekly views so the app fits the way you think and plan.

Your Data, Your Rules
Your financial data stays private and accessible only to you.

Simplicity Wins
No clutter. No confusing language. Just clear tools that help you plan with confidence.

Start your financial journey with clarity today. From calendar-based cash flow to savings goals, emergency planning, and net worth tracking, SpendSmarter helps you take charge of your money, your way.

## Key features

- Visual calendar and cash flow planning
- Income and expense breakdown by category
- Smart savings goal planner
- Emergency fund tracker
- Net worth dashboard
- Flexible time views (yearly, monthly, weekly)


## Frequently asked questions about Financial Insights

### What is Financial Insights?

Financial Insights is a free personal finance app designed to help users plan, track, and understand their income, expenses, savings, and net worth through a clear, visual interface.

### How does Financial Insights help with budgeting?

It offers a visual calendar and cash flow view to plan your month, allowing you to place expenses on payment dates and review income and bills to make informed decisions before money moves.

### Can Financial Insights help me save money?

Yes, it includes a smart savings planner where you can set goals, enter starting amounts, monthly contributions, and time periods to visualize how your savings can grow.

### Does Financial Insights track my net worth?

Yes, the app features a net worth dashboard that allows you to monitor your financial progress by tracking assets, savings, and liabilities, providing a clear overview of your estimated net worth.

### What devices is Financial Insights available on?

Financial Insights is available on iPhone and iPad devices, offering a consistent experience across Apple's mobile platforms.

### How often is Financial Insights updated?

The app was last updated on May 23, 2026, indicating a recent focus on development and improvements. The current version is 4.3.

### Is my financial data safe with Financial Insights?

Yes, the app emphasizes that your financial data stays private and is accessible only to you, ensuring user privacy and data security.

### Does Financial Insights have ads?

No, Financial Insights does not contain advertisements, providing an uninterrupted user experience for managing your finances.

## Version history (last 5 releases)

### 4.3 (1) — 2026-05-23

SpendSmarter now makes expense planning cleaner and easier. You can tap calendar day items to edit them, add and manage custom categories, hide standard categories you do not use, and keep your category picker more organized. This update also helps protect existing saved expenses while giving you more control over how your bills are organized.

### 3.1 — 2025-06-02

Enjoy a smoother, more intuitive experience with improved layouts, streamlined workflows, and better support across devices.

### 3.0 — 2025-05-17

Visual Calendar + Cash Flow Tracking
Easily view income and expenses on a dynamic calendar. Drag and drop payment dates and visualize your cash flow between any two points in time.
Net Worth Dashboard
Get a real-time snapshot of your assets, liabilities, and overall financial progress in one organized view.
Enhanced Interface & Functionality
Enjoy a smoother, more intuitive experience with improved layouts, streamlined workflows, and better support across devices.

### 2.0 — 2024-03-25

"Spending Snapshot" tab for a quick glance at expenses, offering monthly and yearly spending summaries.

This update brings an enhanced user interface, streamlined views, and one-touch navigation to essential screens for simpler usability.

### 1.0 — 2023-10-06

No release notes.

## Apps similar to Financial Insights

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Clear Costs](https://appshunter.io/ios/app/clear-costs/id6670290575) | 4.4 (5) | Free | Finance |
| [Budget: Expense Tracker](https://appshunter.io/ios/app/budget-expense-tracker/id6499044750) | 5.0 (41) | Free | Finance |
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| [Savings Tracker FINdependence](https://appshunter.io/ios/app/savings-tracker-findependence/id6475792214) | — | Free | Finance |
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## More apps by Floyd Thatcher

- [SaveCompound](https://appshunter.io/ios/app/savecompound/id1606810084)
- [Calendar Labels](https://appshunter.io/ios/app/calendar-labels/id6447337652)
- [Account Tracker](https://appshunter.io/ios/app/account-tracker/id6448590256)
- [Puzzle Patchwork](https://appshunter.io/ios/app/puzzle-patchwork/id6458877509)

All apps by Floyd Thatcher: https://appshunter.io/developer/1606810236

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-27.*