# Financial Playbook App — Budget, Retire & Plan Smart > Personal finance toolkit for budgeting, retirement, and major purchase planning. (iPhone/iPad app by John Eagle.) - Source: https://appshunter.io/ios/app/financial-playbook-app/id6761077062 (this page in markdown: same URL + `.md`) - Developer: [John Eagle](https://appshunter.io/developer/1887659253) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 9 MB - Languages: American English - Released: 2026-03-25 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/financial-playbook-app/id6761077062/reviews.md ## What is Financial Playbook App? Financial Playbook is your complete personal finance toolkit, free, private, and built for real life. Whether you're planning for retirement, buying a home, budgeting your paycheck, or figuring out if a new car fits your life, Financial Playbook runs the numbers so you don't have to guess. WHAT'S INSIDE: • Budget Planner — Enter your paycheck and see exactly where your money goes. Smart suggestions for every category based on your income and family size. • Retirement Planner — See if your money will last through retirement with a year-by-year simulation. Get specific advice on how much more to save or how much later to retire. • House Affordability — Find out how much home you can actually afford using the 28/36 rule. See real mortgage payment breakdowns with current rates. • Car Affordability — Know exactly how much car fits your budget before you walk into a dealership. • College & Wedding Savings — Plan monthly savings goals for your kids' biggest milestones. • Is It Worth Hiring? — Compare the true cost of lawn care, house cleaning, and pool service against doing it yourself. 100% PRIVATE — All your data stays on your device. Nothing is sent to any server. Ever. ## Key features - Budget Planner - Retirement Planner - House Affordability Calculator - Car Affordability Calculator - College & Wedding Savings Goals - Cost Comparison Tool - 100% Private Data Storage ## Frequently asked questions about Financial Playbook App ### What can Financial Playbook help me budget for? Financial Playbook allows you to budget your paycheck, track spending by category, and receive smart suggestions based on your income and family size. It helps you see exactly where your money goes. ### How does Financial Playbook help with retirement planning? The app provides a year-by-year simulation to see if your money will last through retirement. It offers specific advice on increasing savings or adjusting your retirement age. ### Can Financial Playbook help me determine home affordability? Yes, Financial Playbook uses the 28/36 rule to help you find out how much home you can afford. It also provides real mortgage payment breakdowns with current rates. ### Is my financial data safe with Financial Playbook? Financial Playbook is 100% private. All your data stays on your device and is never sent to any server, ensuring your financial information remains secure. ### What devices does Financial Playbook support? Financial Playbook is available for iPhone, iPad, and iPod. It is designed to run on Apple's mobile operating systems. ### How often is Financial Playbook updated? The latest version of Financial Playbook is 1.4, and it was last updated on March 30, 2026. This indicates regular maintenance and potential feature additions. ### What is the user rating for Financial Playbook? Financial Playbook has a perfect rating of 5.0 stars from 1 rating. This suggests a highly positive initial user experience. ### Does Financial Playbook have ads? No, Financial Playbook does not contain advertisements. The app is completely free and ad-free, providing an uninterrupted user experience. ## Version history (last 5 releases) ### 1.4 — 2026-03-30 7 new planning tools: Tax Estimator, Debt Payoff Planner, Emergency Fund Waterfall, Life Insurance Needs, Rent vs Buy, Raise Impact Calculator, and Net Worth Tracker now available from the main menu. Retirement Planner: Added probability of success across 5 market scenarios, Required Minimum Distribution (RMD) simulation, and Roth conversion recommendations for large tax-deferred balances. House Affordability: Refinance calculator with break-even analysis, closing cost estimates, and home equity now factored into down payment scenarios. Spending Tracker: Month-over-month trend chart, recurring transactions that auto-log each month, and improved CSV import with mobile banking guidance. Tax Estimator: Self-employment income (SE tax), child tax credit, and married filing jointly now correctly combines both salaries. Debt Planner: Debt-to-income ratio display with mortgage qualification guidance and quick-add examples for common debt types. Emergency Fund: Manual savings input, HSA and Roth IRA completion toggles, and waterfall steps now use your actual debt data. Rent vs Buy: Rebuilt to include closing costs, selling costs, PMI auto-drop, HOA, maintenance, renter's insurance, and break-even year. Net Worth: Snapshot history sparkline chart. Bug fixes throughout including scroll position, input focus, and navigation improvements. ### 1.3 — 2026-03-29 Added 7 new financial planning tools: Tax Estimator, Debt Payoff Planner, Emergency Fund Waterfall, Life Insurance Calculator, Rent vs Buy, Raise Impact, and Net Worth Tracker. Budget vs Actuals spending tracker with CSV import. Retirement planner now factors in Required Minimum Distributions (RMDs). Onboarding walkthrough for new users. Bug fixes and performance improvements throughout. ### 1.2 — 2026-03-27 Budget vs actuals spending tracker with CSV bank import, net worth tracker with snapshot history, and the ability to sync balances across all planning tools. Bug fixes throughout. ### 1.1 — 2026-03-25 Bug fixes and improvements to the retirement planner, expenses, and calculator tools. ### 1.0 — 2026-03-25 No release notes. ## Apps similar to Financial Playbook App | App | Rating | Price | Category | | --- | --- | --- | --- | | [Retirement Estimator](https://appshunter.io/ios/app/retirement-estimator/id1448396456) | 4.4 (10) | Free | Finance | | [Personal Financial Plan Wiz](https://appshunter.io/ios/app/personal-financial-plan-wiz/id701216911) | — | Free | Finance | | [Splitr • Budget, Together](https://appshunter.io/ios/app/splitr-budget-together/id6748984159) | — | Free | Finance | | [PBH Benefits](https://appshunter.io/ios/app/pbh-benefits/id6463440361) | — | Free | Finance | | [Pointspector](https://appshunter.io/ios/app/pointspector/id6761955228) | 5.0 (7) | Free | Finance | | [checkbook wizard](https://appshunter.io/ios/app/checkbook-wizard/id6741478550) | 5.0 (2) | Free | Finance | ## More apps by John Eagle - [Outbound Travel Planner](https://appshunter.io/ios/app/outbound-travel-planner/id6791767369) All apps by John Eagle: https://appshunter.io/developer/1887659253 ## Related topics [financial playbook app](https://appshunter.io/ios/topics/financial-playbook-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*