# Financial Radar: Bill Planner — Safe to spend until payday > Safe to spend until payday (iPhone/iPad app by Cihat Samet Sahin.) - Source: https://appshunter.io/ios/app/financial-radar-bill-planner/id6800114203 (this page in markdown: same URL + `.md`) - Developer: [Cihat Samet Sahin](https://appshunter.io/developer/6796475954) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 19 MB - Languages: American English, Turkish - Released: 2026-10-23 - Data updated: 2026-11-11 ## What is Financial Radar? Most money apps tell you where your money went. Financial Radar shows you what's coming: what's left after your bills, before payday, and whether a cash gap is ahead while there's still time to do something about it. SAFE TO SPEND UNTIL PAYDAY Your home screen leads with one number: what you can safely spend between now and your next paycheck. It starts from the balances you enter, adds the income you expect, and sets aside the bills due before payday, so you're not guessing from today's balance alone. A BILL CALENDAR THAT KNOWS HOW US DUE DATES WORK • Bank-holiday aware due dates: when a payment lands on a weekend or a Federal Reserve holiday, it moves to the business day before or after, the way your bank actually handles it • Paychecks on your real schedule: semimonthly (1st & 15th), biweekly, monthly, or the first or last business day of the month • Recurring bills, subscriptions, and income in one calendar • Reminders before due dates, so nothing sneaks up on you • Mark payments as paid, skip one period, or log a different amount when a bill changes SEE A SHORTFALL BEFORE IT HAPPENS • Daily balance and cash-flow view of the weeks ahead • Alerts when your projected balance is about to drop below the level you set • "What if?" planning to see how a purchase would affect the weeks ahead • Optional AI-assisted commands that draft an entry for you to review before anything is saved NO BANK CONNECTION. YOUR CALL. Financial Radar never asks for your bank login and doesn't link to your bank accounts. You enter the balances, bills, and paychecks that matter, and you stay in control of what the app knows. There are no ads and no tracking. You can export your data or delete your account from inside the app at any time. ALSO INCLUDED • Market movement and source-linked financial news • Summaries that help explain company and asset exposure in the news USING THE APP WITHOUT AN ACCOUNT News and Markets work without signing up, and Pro can be purchased without an account. An account is only needed to store your personal financial records and to use your subscription on your other devices. FINANCIAL RADAR PRO The free plan includes up to 10 recurring items, 3 accounts, 1 savings goal and 3 budgets. Pro adds the 90-day balance outlook, unlimited recurring items, accounts, goals and budgets, the debt payoff planner, CSV import, unlimited AI commands, and AI summaries in the news feed. News summaries work without an account. • Financial Radar Pro Monthly: 1 month, $4.99 • Financial Radar Pro Annual: 1 year, $34.99 (about $2.92 per month) Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of that period. You can manage your subscription and turn off auto-renew in your Apple ID settings after purchase. Purchases can be restored from inside the app at any time. AI-assisted commands run only when you ask and prepare a draft for your approval. They do not make financial decisions on your behalf. Financial Radar is a personal financial planning tool. It is not a bank, does not move money, and does not provide investment, credit, tax, or legal advice. Projections are based on the information you enter and are not guaranteed. Market and news data may be delayed. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://api.financialradar.app/legal/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Monthly | $4.99 | per month | | Pro Annual | $34.99 | per year | ## Is Financial Radar safe? Not enough ratings yet to assess Financial Radar. ## Is Financial Radar legit? Financial Radar: Bill Planner has limited verification signals. The AppsHunter Legitimacy Score for Financial Radar is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 4 releases) ### 1.2.1 — 2026-11-09 What's new in 1.2.1 • You can now edit, mute and delete your alerts. • A more accurate "safe to spend": bills due today are included, and other currencies are converted before they're added up. • Tapping a bill reminder opens that bill, even if the app was closed. • Reminders now reach all your devices. • Your account and Pro features stay available when you're offline. • Changing the app language no longer changes your currency. • A smoother first setup and Pro screen, plus many fixes. ### 1.2.0 — 2026-11-06 What's new in 1.2 • News that affects you: pick your employer, holdings and sectors, and see the stories that matter to your money. Alerts are free. • Payday plan: a clear plan for each paycheck, with a "paycheck landed" notification. • Mark bills as paid right from the reminder. • Monthly summary: highlights, planned vs. actual, and a card to share. • Story headlines now appear in your language. • Clearer English throughout, plus many fixes. ### 1.1.0 — 2026-11-01 What's new in 1.1 • Safe to spend until payday: the big number on your home screen now runs to your next paycheck. Pick your main paycheck if you have more than one. • Paychecks your way: twice a month (1st & 15th or 15th & last day), every two weeks, or the first or last business day. Due dates move around weekends and US bank holidays. • Subscriptions, installments (Pay in 4 and card installments), savings goals and category budgets. • Credit card statements: your due date goes on the calendar automatically. Plan your debt payoff with Pro. • Home Screen and Lock Screen widgets. • A weekly summary every Monday and an early heads-up before your balance runs short. • Import from your bank's CSV or from Mint, YNAB or Monarch (Pro). • The assistant now understands English. • Fewer repeated market alerts, plus many fixes. ### 1.0.0 — 2026-10-23 No release notes. ## More apps by Cihat Samet Sahin - [House Club - Party Games](https://appshunter.io/ios/app/house-club-party-games/id6797084139) - [Footboard: Football Card Game](https://appshunter.io/ios/app/footboard-football-card-game/id6801064027) All apps by Cihat Samet Sahin: https://appshunter.io/developer/6796475954 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-11.*