# Financial Universe — Market Learning & Research

> Market Learning & Research (iPhone/iPad app by Yuhsiu Lai.)

- Source: https://appshunter.io/ios/app/financial-universe/id6824949047 (this page in markdown: same URL + `.md`)
- Developer: [Yuhsiu Lai](https://appshunter.io/developer/433114647)
- Category: Finance, Education
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 5 MB
- Languages: American English
- Released: 2026-11-05
- Data updated: 2026-11-12

## What is Financial Universe?

Explore financial markets through hands-on learning.

Financial Universe brings twelve educational modules into a terminal-style workspace for iPhone and iPad. Study market concepts, experiment with assumptions, and build your research skills using clearly labeled fictional data. All learning tools are available without an in-app purchase. The app displays banner ads.

LEARN THROUGH EXPLORATION
• Global Markets: compare sample securities and build a local watchlist.
• Fixed Income: explore a synthetic yield curve and simplified bond pricing.
• Derivatives: examine illustrative option payoffs and theoretical sensitivities.
• Charting: inspect synthetic price history, add studies, draw trend lines, and save layouts.
• Company Intelligence: compare sample valuation ratios and metrics.
• Economic Intelligence: explore illustrative macroeconomic indicators.
• News & Research: practice evaluating fictional research articles.
• Hypothetical Portfolio & Risk: create simulated holdings and explore stress scenarios.
• Trading Laboratory: calculate sample order notional without placing an order.
• Research Practice: generate offline research checklists.
• Learning Notebook: save notes on your device.
• Learning Guide: explore step-by-step module walkthroughs.

EDUCATIONAL SIMULATIONS ONLY
Supplied prices, charts, company values, and articles are illustrative. This edition does not provide live market data, brokerage connections, real-money trading, external AI services, or personalized investment advice. Simplified calculations do not predict investment results.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Full Access | $17.99 | per year |
| Monthly Full Access | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Full Access | $19.99 | one-time |


## Is Financial Universe safe?

Not enough ratings yet to assess Financial Universe.

## Is Financial Universe legit?

Financial Universe appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Financial Universe is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-11-11

All learning tools and lessons are now available to everyone. This version includes banner advertising and ad privacy choices.

### 1.0 — 2026-11-05

No release notes.

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All apps by Yuhsiu Lai: https://appshunter.io/developer/433114647

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-12.*