# FinancialOS — Budget, net worth & retirement

> Budget, net worth & retirement (iPhone/iPad app by Rafael Carrion.)

- Source: https://appshunter.io/ios/app/financialos/id6792373646 (this page in markdown: same URL + `.md`)
- Developer: [Rafael Carrion](https://appshunter.io/developer/6792373648)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 14.0 · 6 MB
- Languages: American English
- Released: 2026-07-29
- Data updated: 2026-09-19

## What is FinancialOS?

FinancialOS is a personal finance app that runs entirely on your device. No bank linking, no account to create, no subscription. Your data stays with you.

THE 4 CORE WORKFLOWS
• Monthly Tracker: see money in vs. out at a glance, month by month
• Budget & Transactions: know where every dollar goes, and what's essential
• Net Worth: track assets and debts, watch your wealth grow
• Retirement Planner: model your future with live sliders for retirement age, monthly need, and returns, with a full month-by-month simulation

PRIVATE BY DESIGN
• Your data lives on your device, and nowhere else by default
• There is no FinancialOS account and no FinancialOS server, so we never see your numbers
• Want it on more than one device? Turn on optional sync through your own Google Drive. The file stays in your account, under your control
• No tracking, no ads

A COMPANION TO YOUR DESKTOP
FinancialOS for iPhone is the free companion to FinancialOS for Mac and Windows. Activate it with the license key from your FinancialOS purchase. One key covers all your devices, and if you turn on Google Drive sync, your data follows you from device to device through your own account.


## Version history (last 3 releases)

### 5.3.2 — 2026-08-26

Fixed: connecting Google Drive from your iPhone. Previously the Sync button under More could not start a Drive connection on a device that had never connected before, so sync had to be set up in the desktop app first. You can now connect Google Drive directly on your phone.

### 5.3.0 — 2026-08-01

A redesigned iPhone experience. FinancialOS on iPhone is now a focused, mobile-first app: check where you stand this month, log spending in a tap, update your balances, glance at your net worth, and see your retirement health, all without the wide desktop tables. Same license, same private on-device data with optional Google Drive sync.

### 5.2.9 — 2026-07-29

No release notes.

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## More apps by Rafael Carrion

- [Travel Rewards Manager](https://appshunter.io/ios/app/travel-rewards-manager/id6805523534)

All apps by Rafael Carrion: https://appshunter.io/developer/6792373648

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-19.*