# Financy Pal — Personal Finance & Budgeting

> Personal Finance & Budgeting (iPhone/iPad app by Edgar Leiva.)

- Source: https://appshunter.io/ios/app/financy-pal/id6762232583 (this page in markdown: same URL + `.md`)
- Developer: [Edgar Leiva](https://appshunter.io/developer/1818026949)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 63 MB
- Languages: American English
- Released: 2026-05-11
- Data updated: 2026-09-24

## What is Financy Pal?

Financy Pal is a privacy-first finance app that keeps all your financial data where it belongs; on your device.
No cloud uploads, no data tracking, no compromises.

TRACK EVERYTHING THAT MATTERS
- Set monthly budgets by category and track spending in real time
- Log income, expenses, and transfers between accounts
- Create savings goals and watch your progress grow
- Schedule recurring bills so nothing catches you off guard
- Get a clear overview of where your money goes each month

YOUR DATA STAYS YOURS
Unlike most finance apps, Financy Pal never uploads your transactions to a server. 
Everything lives in local storage on your phone: fast, private, and available offline.

FREE TO START, PRO FOR POWER USERS
The free tier covers everything you need to get started: up to 3 accounts, 3 recurring transactions, 1 savings goal, and full budget tracking. 
When you're ready for more, Financy Pal Pro unlocks unlimited accounts, custom categories, savings goals, advanced analytics, CSV export/import, and powerful transaction filters.

PRO SUBSCRIPTION
- $4.99/month or $29.99/year (save 50%)
- Cancel anytime from your Apple subscription settings
- Restore purchases instantly across devices

Whether you're just starting to budget or you're a spreadsheet refugee looking for something smarter, Financy Pal gives you full control of your finances without giving up your privacy.

TERMS OF USE:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Financy Plus | $4.99 | per month |
| Financy Plus (Annual) | $29.99 | per year |


## Is Financy Pal safe?

Not enough ratings yet to assess Financy Pal.

## Is Financy Pal legit?

Financy Pal has limited verification signals. The AppsHunter Legitimacy Score for Financy Pal is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1.2 — 2026-08-09

Bug fix: 
1. Transferring money to a credit card or loan account now correctly reduces the balance (just like a real payment). Previously, the transfer was increasing the account limit.
UI fix:
1. The transfer preview now shows the current balance instead of the account limit on the receiving account.

All other transfer types are unaffected.

### 1.1.1 — 2026-05-12

No release notes.

## Apps similar to Financy Pal

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Rinn: Split the Bill](https://appshunter.io/ios/app/rinn-split-the-bill/id6804433354) | 5.0 (2) | Free | Finance |
| [Despezzas: Money Manager](https://appshunter.io/ios/app/despezzas-money-manager/id6447892484) | 4.6 (5) | Free | Finance |
| [Expense Tracker - MonAi](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647) | 4.8 (875) | Free | Finance |
| [Paxum](https://appshunter.io/ios/app/paxum/id1232579674) | 1.6 (67) | Free | Finance |
| [Banca Móvil BAC](https://appshunter.io/ios/app/banca-movil-bac/id465508552) | 4.4 (1,570) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-24.*