# Finanjo - AI Personal Finance — Credit Score, Loans & Cards

> Credit Score, Loans & Cards (iPhone/iPad app by Finanjo Ventures Private Limited.)

- Source: https://appshunter.io/ios/app/finanjo-ai-personal-finance/id6748845758 (this page in markdown: same URL + `.md`)
- Developer: [Finanjo Ventures Private Limited](https://appshunter.io/developer/1827645815)
- Category: Finance
- Price: Free
- Age rating: 12+
- Requires: iOS 16 · 121 MB
- Languages: American English
- Released: 2025-08-13
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/finanjo-ai-personal-finance/id6748845758/reviews.md

## What is Finanjo?

Money shouldn't feel confusing.
Or heavy.
Or like something you avoid until the end of the month.

Finanjo is an AI-powered personal finance app that helps you see your money clearly, track your credit score, manage credit cards, and understand your loans, without spreadsheets, guilt, or constant effort.

Connect your bank accounts and credit cards once, and Finanjo quietly does the work in the background. It tracks your money, checks your credit score, organises your spending, and shows you what's actually happening, so you can make better decisions naturally.

No judgement. No pressure. Just clarity.

Finanjo lets you:
See all your bank balances and credit cards in one place with Pocket Power.
Check your credit score for free and understand what's helping or hurting it.
Automatically track and categorise every transaction, UPI, card, or cash.
Get AI suggested budgets based on how you really spend.
Understand where your money goes, without manually logging anything.
Track your loans and EMIs alongside your everyday spending.
Split expenses with friends or groups, clearly and fairly.
Track cash flow and compare month to month.
Meet Jo, your AI assistant, ask anything about your money and get instant, clear answers.
Stay aware, not anxious, about your finances.

Finanjo is built on the RBI-regulated Account Aggregator framework, so your data stays secure, encrypted, and always in your control. Finanjo Ventures is a SEBI Registered Investment Adviser, backed by AJVC.

Finanjo isn't here to tell you what to do with your money.
It's here to help you understand it.

When you understand your money, better choices follow on their own.

Don't just spend. Understand.


## Version history (last 5 releases)

### 1.2.48 — 2026-08-22

Ask about any merchant or person
Search your transactions and get a summary of your total spending with any merchant or individual, instantly.
Grow, refreshed
An updated design for your holdings and Grow module, along with more accurate data.
Notification updates
Improvements to how and when you’re notified.
Under the hood
Bug fixes and performance improvements.

### 1.2.47 — 2026-08-14

Check your credit score, free
 See your credit score right inside Finanjo, along with what's helping or hurting it.
Smoother consent experience
 Connecting your bank accounts and credit cards is now clearer and more transparent.
Real-time bank connection health
 Finanjo now monitors your connected accounts in real time, so you know instantly if something needs your attention.
Connect your investments
 Bring your mutual funds and other investments into Finanjo for a complete picture, alongside your bank accounts and cards.
Never miss a failed connection
 Get notified right away if an account connection fails, so you can fix it before it affects your insights.
Under the hood
 Bug fixes and performance improvements.

### 1.2.46 — 2026-08-08

Smoother consent experience Connecting your bank accounts and credit cards is now clearer and more transparent.
Grow, redesigned A cleaner, more intuitive look for tracking your investment portfolio.
Under the hood Bug fixes and performance improvements.

### 1.2.45 — 2026-08-01

Split, made simple
 A more comprehensive way to split expenses with friends, cleaner, faster, and easier to track.
Refined consent flow
 Connecting your bank accounts and credit cards is now smoother and more transparent.
Grow, redesigned
 A fresh new look for the Grow module.
Weekly money insights
 Get a quick recap of your spending, delivered every week.
Under the hood
 Bug fixes and performance improvements.

### 1.2.44 — 2026-07-31

Split, made simple
 A more comprehensive way to split expenses with friends, cleaner, faster, and easier to track.
Refined consent flow
 Connecting your bank accounts and credit cards is now smoother and more transparent.
Grow, redesigned
 A fresh new look for the Grow module.
Weekly money insights
 Get a quick recap of your spending, delivered every week.
Under the hood
 Bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*