# FinApp — Private Money Tracker — Net worth, spending, on device > Private, on-device personal finance tracker for net worth, spending, and bills. (iPhone/iPad app by Nha Hoang.) - Source: https://appshunter.io/ios/app/finapp-private-money-tracker/id6786090874 (this page in markdown: same URL + `.md`) - Developer: [Nha Hoang](https://appshunter.io/developer/6786090876) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 3 MB - Languages: English - Released: 2026-07-09 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/finapp-private-money-tracker/id6786090874/reviews.md ## What is FinApp? FinApp is a personal-finance app built around one idea: your money data should stay on your phone. Connect your bank through SimpleFin and FinApp pulls in your accounts and transactions, then organizes them into a clear picture of where your money goes — without sending your financial data to any server we run. There's no account to create and nothing to track. WHAT YOU GET • Net worth at a glance — every account in one balance, with a history graph you can scrub through across time ranges from a month to all time. • Automatic categories — transactions are sorted into Groceries, Dining, Transport, Subscriptions, and more, with rules you can tune and a Dashboard list that curates itself around where you actually spend. • Spending insight — see your top categories each month and a six-month trend. • Recurring bills — FinApp spots subscriptions and repeating charges, and a calendar view shows what's due when. • Transactions, searchable — filter by category, month, income, or spending, and attach your own notes to any charge. • Accounts, your way — group by type, collapse and sort sections, rename accounts, and add manual accounts (property, loans, cash) alongside synced ones. PRIVATE BY DESIGN • Your data is stored only on your device, in an encrypted local database. • No analytics, no ads, no third-party tracking SDKs. • The only network connection is to SimpleFin Bridge, to fetch the data you ask for. • Lock the app behind Face ID or your passcode. • Clear all local data anytime, right from Settings. JUST LOOKING? Tap "Preview with sample data" in Settings to explore the whole app with realistic example data — no bank connection needed. FinApp requires a SimpleFin account to connect your bank. SimpleFin is a separate service; see https://simplefin.org. ## Key features - On-device data storage - Automatic transaction categorization - Net worth tracking - Spending insights and trends - Recurring bill detection - Searchable transaction history - Customizable account grouping ## Frequently asked questions about FinApp ### What is FinApp's primary focus? FinApp's primary focus is on user privacy, ensuring all financial data is stored locally on the device. It provides tools for tracking net worth, spending, and recurring bills without sending sensitive information to external servers. ### How does FinApp ensure data privacy? FinApp stores all user data in an encrypted local database on the device. It does not use analytics, ads, or third-party tracking SDKs, with the only network connection being to SimpleFin Bridge for data fetching. ### Does FinApp have ads? No, FinApp is ad-free. The app is designed with privacy in mind and does not include advertisements or third-party tracking. ### What are the security features of FinApp? FinApp offers security through Face ID or passcode protection to lock the app. All financial data is stored locally and encrypted, and users can clear all local data at any time from the settings. ### How often is FinApp updated? FinApp was last updated on July 12, 2026, with version 1.5. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices does FinApp support? Currently, FinApp is supported on iPhones. The app is designed for iOS devices. ### Can I try FinApp before connecting my bank? Yes, you can tap "Preview with sample data" in Settings to explore the entire app with realistic example data without needing to connect a bank account. ### What is the user rating for FinApp? FinApp has a perfect rating of 5.0 stars from 1 rating, indicating a highly positive initial user reception. ## Version history (last 5 releases) ### 1.7 — 2026-08-11 A fresh look across the whole app, plus a few things you asked for: • Budgets on your Dashboard — set a monthly limit per category, see at-a-glance progress rings, and get an alert when you go over (dismiss it for the month with a tap). • Review uncategorized charges fast — a new swipe-to-file flow suggests the right category and clears your backlog in seconds. • Simpler filtering — one filter button opens category, month, and income/expenses in a single popup, and your active filters show as chips under the search bar. • Export your transactions to CSV, right from Settings. • Cleaner Accounts, Recurring, and Add Account screens throughout. ### 1.6 — 2026-07-21 See what you actually spent: when you filter transactions by category or by income/expenses, each month's header now shows a subtotal for exactly the transactions listed — combine with the month filter or search to drill in further. ### 1.5 — 2026-07-12 Synced accounts now land in the right group automatically — FinApp recognizes credit cards, loans, and investment accounts by name on first sync, and your own reclassifications always stick. Plus: scrub through your net-worth history across time ranges, add notes to transactions, filter them by month, collapse and sort account groups, and see recurring bills on a calendar. ### 1.4 — 2026-07-11 Connect your bank through SimpleFin and see your net worth, spending, categories, and recurring bills — all stored privately on your device. Scrub your net-worth history, add notes to transactions, track manual accounts, and let the Dashboard curate your spending categories automatically. ### 1.0 — 2026-07-09 No release notes. ## More apps by Nha Hoang - [NYCGayBars](https://appshunter.io/ios/app/nycgaybars/id6786098139) - [Interval Pulse Timer](https://appshunter.io/ios/app/interval-pulse-timer/id6786118364) - [LiftTracker - Track your lifts](https://appshunter.io/ios/app/lifttracker-track-your-lifts/id6788170315) All apps by Nha Hoang: https://appshunter.io/developer/6786090876 ## Related topics [fin app](https://appshunter.io/ios/topics/fin-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*