# Finbothub — Live mortgage rates & analysis

> Mortgage rate analysis and investment property financial modeling tool. (iPhone/iPad app by Parag Kulkarni.)

- Source: https://appshunter.io/ios/app/finbothub/id1575151104 (this page in markdown: same URL + `.md`)
- Developer: [Parag Kulkarni](https://appshunter.io/developer/1575151106)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 9 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 16 MB
- Languages: English
- Released: 2021-08-19
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/finbothub/id1575151104/reviews.md

## What is Finbothub?

Finbothub enables borrowers to use a single source for viewing and performing comprehensive analysis on live mortgage rates, including, analysis on investment property cash flow and cap rates. Before applying for a mortgage, follow the steps below to perform analysis on live residential mortgage rates from real lenders:
1. Click 'Create Loan' and answer questions specific to your scenario.
2. View Conventional Fixed and ARM residential mortgage rates with best pricing across multiple lenders backed by data analysis.
3. Check rate details for each rate and term.
4. Compare lower rate analysis and find the rate with highest return on investment.
5. Analyze loan pricing for changes in property (condo vs single family), occupancy (primary vs investment), rate lock days and others.
6. Click 'Rental Cash Flow and Equity Analysis' to analyze cash flow and cap rates for various loan terms. Change Amortization by adding a recurring payment or adding one or more one-time payments to analyze impact on cash flow and equity return.
7. For Refinance, click 'Compare Current Mortgage' to analyze your current mortgage with new rates.  Get answers to common questions, such as, "I don't want to extend my term" and "What if I keep may monthly payment same".
8. Click 'View Amortization' to analyze impact on Total Interest and Loan Term of adding a recurring payment or adding one or more one-time payments throughout the loan duration.
9. Connect to a loan officer to apply for a mortgage.

## Key features

- Live mortgage rate comparison
- Investment property cash flow analysis
- Cap rate calculation
- Loan term and interest impact analysis
- Refinance comparison
- Amortization schedule visualization

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/finbothub/id1575151104/reviews.md

### 5/5 — Best App👍

*2022-03-31, version 1.11.0*

Gives the real time mortgage rates and lot other details including cash flow /Equity analysis for investment home as well.

### 5/5 — Nice Tool for Mortgage

*2021-11-19, version 1.0.10*

I have used Finbothub and it helped me to get a very good rate for the refinancing.It provides lots of information about the Mortgage and payments

### 5/5 — Exactly the mortgage rate analysis tool I was looking for. Must have App!!

*2021-10-12, version 1.0.5*

Amazing very user friendly tool that allows you to monitor live mortgage rates, perform analysis and contact agent only when you ready to apply. It completely removed my dependency of calling agent to get the current rates and decide if refi makes sense. The best part of this tool is the Amortization schedule with slider bar which tells you how much you will save in interest / number of years in longer run based on the extra monthly payments.
I am so excited about this tool that i use it frequently to compare current rates to my mortgage.

### 5/5 — Awesome app for mortgage rates

*2021-09-08, version 1.0.3*

This is a excellent app if you are in market for home mortgage or refinance. App tells you various possibilities without asking  any personal data and you can keep track of your live rates daily.

### 5/5 — Amazing App!

*2021-09-02, version 1.0.2*

Amazing app!! I talked to many lenders and was frustrated that no one could provide mortgage  analysis that this app provides in seconds.  I am surprised that there was no app that could perform analysis on live rates. Finbothub definitely fills that gap and is a must have for all home borrowers.

### 5/5 — Great app to process mortgage

*2021-08-24, version 1.0.2*

Used the app to get my mortgage approved! Easy to use and fast response!

## Frequently asked questions about Finbothub

### What is Finbothub?

Finbothub is a free finance app designed to help users analyze live mortgage rates and perform comprehensive financial analysis on investment properties. It allows for comparison of loan options, calculation of cash flow and cap rates, and understanding the impact of various payment scenarios on loan terms and interest.

### Is Finbothub free to use?

Yes, Finbothub is completely free to download and use. There are no charges associated with accessing its mortgage rate analysis and investment property financial modeling features.

### What devices does Finbothub support?

Finbothub is available on iPhone, iPad, and iPod devices. It is optimized for iOS users looking for financial analysis tools on the go.

### How often is Finbothub updated?

The latest version of Finbothub is 2.0.11, which was last updated on February 15, 2023. This indicates regular maintenance and potential feature additions.

### What kind of mortgage rates can I analyze with Finbothub?

Finbothub allows you to view and analyze conventional fixed and ARM residential mortgage rates from multiple lenders. You can also analyze loan pricing based on property type, occupancy, and rate lock duration.

### Can Finbothub help with refinancing?

Yes, Finbothub includes a 'Compare Current Mortgage' feature specifically for refinancing. You can analyze your current mortgage against new rates and answer common questions about term extensions or maintaining monthly payments.

### What is the age rating for Finbothub?

Finbothub has an age rating of 4+, making it suitable for users of all ages. This suggests no mature content is present within the application.

### How does Finbothub handle user data and security?

While the description does not explicitly detail security protocols, as a finance app, users can expect standard industry practices for data protection. It's always recommended to review the app's privacy policy for specific information.

## Version history (last 5 releases)

### 2.0.11 — 2023-02-15

Increased speed of the application.

### 2.0.10 — 2023-01-28

Upgraded SDK to latest version.

### 2.0.7 — 2022-11-01

Bug Fix: The loan term was defaulting to 30 years while the loan rate displayed was 10 years.  Corrected the bug to match displayed loan term with loan rates.

### 2.0.6 — 2022-10-28

Upgraded SDK to latest version.  Removed ads to increase user interaction.

### 2.0.5 — 2022-06-02

Corrected a sorting issue while displaying rates.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*