# Fincal: Loan & Interest Calc — Loan, EMI & compound interest

> Loan, EMI & compound interest (iPhone/iPad app by Nam Truong Phuong.)

- Source: https://appshunter.io/ios/app/fincal-loan-and-interest-calc/id6783214662 (this page in markdown: same URL + `.md`)
- Developer: [Nam Truong Phuong](https://appshunter.io/developer/6774566741)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 45 MB
- Languages: American English, Arabic, Bangla, Filipino, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese and 11 more
- Released: 2026-06-29
- Data updated: 2026-08-15
- User reviews in markdown: https://appshunter.io/ios/app/fincal-loan-and-interest-calc/id6783214662/reviews.md

## What is Fincal?

Fincal makes everyday money decisions simple. Whether you're taking out a loan or growing your
savings, Fincal turns your numbers into clear answers and easy-to-read charts.

LOANS
• Compare three repayment styles: equal principal, equal instalment, and flat rate.
• See the real effective interest rate, so a "low" flat rate can't fool you.
• Handle interest rates that change over time.
• Plan early repayments and instantly see how much time and money you save.
• View a full repayment schedule, grouped year by year.

SAVINGS & COMPOUND INTEREST
• Project how your money grows with regular contributions.
• See a clear growth chart and a year-by-year breakdown.

STAY ORGANIZED
• Every calculation is saved automatically.
• Keep your favorite scenarios to revisit anytime.
• Share any result as an image.

PRIVATE BY DESIGN
• The amounts you enter never leave your device.
• No account, no sign-up - works fully offline.

Light and dark themes included.
Fincal is free.

Note: Fincal is a calculator for personal planning and does not provide financial advice.


## Version history (last 3 releases)

### 26.08.01 — 2026-08-10

Screens are now cleaner and easier to read on every screen size. We also fixed some wording in a few languages and a few display glitches. Thanks for using Fincal!

### 26.07.01 — 2026-07-02

Fincal now supports more devices. Thanks for using Fincal!

### 26.06.01 — 2026-06-29

No release notes.

## Apps similar to Fincal

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan & Mortgage Calc: EMI](https://appshunter.io/ios/app/loan-and-mortgage-calc-emi/id6758983152) | — | Free | Finance |
| [Loan Calculator: Auto & Home](https://appshunter.io/ios/app/loan-calculator-auto-and-home/id6761834174) | — | Free | Finance |
| [Expense Tracker: Budbud](https://appshunter.io/ios/app/expense-tracker-budbud/id6740998554) | — | Free | Finance |
| [EMI Calculator Loan & Interest](https://appshunter.io/ios/app/emi-calculator-loan-and-interest/id6762504011) | — | Free | Finance |
| [Loanly: Loan & EMI Calculator](https://appshunter.io/ios/app/loanly-loan-and-emi-calculator/id6775588266) | — | Free | Finance |
| [Fast Interest Calculator](https://appshunter.io/ios/app/fast-interest-calculator/id6475480484) | — | Free | Finance |

## More apps by Nam Truong Phuong

- [Lendnote: Smart Debt Tracker](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)
- [Punyo - Make Merit Every Day](https://appshunter.io/ios/app/punyo-make-merit-every-day/id6792414568)

All apps by Nam Truong Phuong: https://appshunter.io/developer/6774566741

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*