# FinCalc Elite: Loan Calculator — Mortgage, Auto & Wealth Calc

> Mortgage, Auto & Wealth Calc (iPhone/iPad app by Pham Viet Duc.)

- Source: https://appshunter.io/ios/app/fincalc-elite-loan-calculator/id6781902019 (this page in markdown: same URL + `.md`)
- Developer: [Pham Viet Duc](https://appshunter.io/developer/1133153985)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.6 · 27 MB
- Languages: American English
- Released: 2026-09-21
- Data updated: 2026-10-08

## What is FinCalc Elite?

Plan your wealth with absolute precision. FinCalc Elite is a premium financial planning suite engineered for investors, homeowners, and individuals seeking to model their capital growth and debt strategies. Featuring a sleek, dark-themed obsidian dashboard with elegant champagne gold visual guides, FinCalc Elite delivers institutional-grade calculation tools directly to your device.

Key Features & Professional Calculators:

• LENDING & REAL ESTATE
- Loan Repayments: Calculate weekly, fortnightly, or monthly repayments with ease. Factor in extra payments to see how much interest and time you save.
- Mortgage Portfolios: Model real-world housing costs. Input property tax, annual insurance, HOA fees, and PMI (Private Mortgage Insurance) with auto-cancellation thresholds.
- Asset Acquisition (Auto Loans): Factor in manufacturer rebates, trade-in values, remaining trade-in loans, sales tax treatments, and rolled-in negative equity.

• WEALTH GROWTH & CAPITAL
- Compound Wealth Growth: Visualise the power of compounding interest. Support for multiple compounding frequencies (daily, monthly, quarterly, semi-annually, annually).
- Capital Growth Strategy: Model regular contributions to evaluate capital accumulation and fees drag.
- Equities Portfolio ROI: Track purchase prices, transaction fees, market prices, and annual dividends to calculate your net sale proceeds and return on investment.

• RETIREMENT & DEBT STRATEGY
- Retirement Estate Plan: Map your retirement savings with adjustments for inflation and expected annual yields.
- Credit Card Payoff: Determine your exact debt-free date. Compare monthly payments against issuer minimum floors and rates while modeling monthly new purchases.

• PREMIUM VIP DESIGN & CAPABILITIES
- Obsidian Dark Theme: A beautiful, luxury visual experience featuring champagne gold accents designed for night planning and low-light ease.
- Advanced Interactive Charts: Real-time visualisations of amortization schedules and payment breakdowns (Principal vs. Interest).
- Detailed Amortization Tables: View yearly summaries or monthly details of your loans. Copy or export raw data as CSV to your clipboard.
- True Local Privacy: All calculations are run offline on your device. We do not collect or store your sensitive financial inputs.
- Global Native Experience: Fully localized in 10 languages (English, 简体中文, العربية, Deutsch, Français, 日本語, 한국어, Dansk, Norsk, Svenska).

Disclaimer:
Calculations are estimates and for illustrative purposes only. They do not constitute an offer of finance, financial advice, or loan approval.

## Is FinCalc Elite safe?

Not enough ratings yet to assess FinCalc Elite.

## Is FinCalc Elite legit?

FinCalc Elite: Loan Calculator appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for FinCalc Elite is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-09-21

No release notes.

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All apps by Pham Viet Duc: https://appshunter.io/developer/1133153985

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*