# FinCalc: Loan & Mortgage — Interest & Payoff Planner

> Interest & Payoff Planner (iPhone/iPad app by Deokhoon Hong.)

- Source: https://appshunter.io/ios/app/fincalc-loan-and-mortgage/id6783621087 (this page in markdown: same URL + `.md`)
- Developer: [Deokhoon Hong](https://appshunter.io/developer/6782890649)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 2 MB
- Languages: English
- Released: 2026-09-11
- Data updated: 2026-10-15

## What is FinCalc?

FinCalc is a fast, private financial calculator suite that works entirely offline.

WHAT'S INSIDE
- Loan calculator: monthly payment, total interest, and a full amortization schedule
- Mortgage calculator: estimate your monthly payment including property tax (PITI)
- Savings calculator: project future balance with monthly deposits and compounding
- Payoff calculator: see how long a credit-card balance takes to clear and the interest cost

OPTIONAL PRO (one-time in-app purchase, no subscription)
- Refinance break-even calculator: monthly savings, months to recover closing costs, lifetime saving
- Export any result as a shareable breakdown
- All four calculators above stay free

WHY FINCALC
- No account, no sign-up
- No ads, no tracking
- Works fully offline on your device

FinCalc provides general estimates for informational purposes only and is not financial advice. Confirm exact figures with your lender or a qualified professional.

## Is FinCalc safe?

Not enough ratings yet to assess FinCalc.

## Is FinCalc legit?

FinCalc: Loan & Mortgage appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for FinCalc is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.0.2 — 2026-10-02

New: FinCalc Pro (optional one-time purchase) adds a Refinance break-even calculator and shareable exports of any result. All four calculators stay free.

### 1.0.1 — 2026-09-25

Stability improvements and minor bug fixes.

### 1.0 — 2026-08-17

No release notes.

## More apps by Deokhoon Hong

- [SubScan: Cost Tracker](https://appshunter.io/ios/app/subscan-cost-tracker/id6783353668)
- [CalmCBT: Anxiety Relief](https://appshunter.io/ios/app/calmcbt-anxiety-relief/id6783600856)
- [HabitForge: Daily Streaks](https://appshunter.io/ios/app/habitforge-daily-streaks/id6783608473)
- [Everyday Calculator Kit](https://appshunter.io/ios/app/everyday-calculator-kit/id6783621643)
- [Budget Planner 50/30/20](https://appshunter.io/ios/app/budget-planner-503020/id6783621775)

All apps by Deokhoon Hong: https://appshunter.io/developer/6782890649

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*