# FinCalc: SIP EMI FD Calculator — Loan, RD, lumpsum & interest

> Loan, RD, lumpsum & interest (iPhone/iPad app by ACKPlus Solutions Private Limited.)

- Source: https://appshunter.io/ios/app/fincalc-sip-emi-fd-calculator/id6782068039 (this page in markdown: same URL + `.md`)
- Developer: [ACKPlus Solutions Private Limited](https://appshunter.io/developer/1894434318)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 45 MB
- Languages: American English
- Released: 2026-07-02
- Data updated: 2026-07-25
- User reviews in markdown: https://appshunter.io/ios/app/fincalc-sip-emi-fd-calculator/id6782068039/reviews.md

## What is FinCalc?

FinCalc is a fast, free, offline finance calculator for smart investors and borrowers in India. Plan SIPs, deposits, loans and goals in seconds — with clear charts and accurate lakh/crore formatting. No sign-up, no internet needed, and your numbers never leave your phone.

ALL YOUR CALCULATORS IN ONE APP
• SIP Calculator — see how a monthly mutual fund SIP could grow
• Step-up SIP Calculator — increase your SIP every year
• Lumpsum Calculator — one-time investment growth
• FD Calculator — fixed deposit maturity with compounding
• RD Calculator — recurring deposit returns
• EMI Calculator — home loan, car loan & personal loan EMI, total interest and breakup
• Simple Interest & Compound Interest Calculator
• Goal Planner — the monthly SIP you need to reach a target (retirement, education, a home, a car)

WHY FINCALC
• 100% offline — works without internet; no account, no login
• Indian number formatting — lakh & crore, plus $, EUR, GBP
• Save plans, view history, and compare options side by side (SIP vs FD, two loan offers, and more)
• Clear visuals — invested vs returns, year-by-year growth, loan amortisation
• Light & dark mode; free and lightweight

FinCalc is a calculation and planning tool only. It does not provide investment advice, loans, deposits or financial products, and all figures are estimates that may vary.


## Version history (last 3 releases)

### 1.0.7 — 2026-07-19

FinCalc — your offline SIP, FD, RD, EMI & interest calculator.

• 9 calculators with clear charts and ₹ lakh/crore formatting.
• Save, compare and track your plans — all on your device, works offline.

Thanks for using FinCalc!

### 1.0.6 — 2026-07-12

FinCalc — your offline SIP, FD, RD, EMI & interest calculator.

• 9 calculators with clear charts and ₹ lakh/crore formatting.
• Save, compare and track your plans — all on your device, works offline.

### 1.0.4 — 2026-07-02

No release notes.

## More apps by ACKPlus Solutions Private Limited

- [EMI Calculator Loan & Interest](https://appshunter.io/ios/app/emi-calculator-loan-and-interest/id6762504011)
- [Expense Book & Budget Manager](https://appshunter.io/ios/app/expense-book-and-budget-manager/id6762504016)
- [Black Gold Chess](https://appshunter.io/ios/app/black-gold-chess/id6763732106)
- [BlockBaaz](https://appshunter.io/ios/app/blockbaaz/id6764760382)
- [Simple Account Book](https://appshunter.io/ios/app/simple-account-book/id6765645122)
- [One Line Fill : Number Puzzle](https://appshunter.io/ios/app/one-line-fill-number-puzzle/id6766237690)

All apps by ACKPlus Solutions Private Limited: https://appshunter.io/developer/1894434318

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*