# FinCalc — Financial Calculator

> Comprehensive financial calculator for loans, retirement, and investment planning. (iPhone/iPad app by Joao Frasco.)

- Source: https://appshunter.io/ios/app/fincalc/id1116399493 (this page in markdown: same URL + `.md`)
- Developer: [Joao Frasco](https://appshunter.io/developer/1105081507)
- Category: Finance, Utilities
- Price: $4.99
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 26.0 · 3 MB
- Languages: American English
- Released: 2016-05-24
- Data updated: 2026-08-27
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/fincalc/id1116399493/reviews.md

## What is FinCalc?

This is an easy to use financial calculator with five different tabs, all slightly differently configured.

For the car and home calculators, you simply drag a bunch of sliders around, and watch as your monthly installment for car finance or home loans gets recalculated, as well as the graphs demonstrating the payment down of capital and total interest paid. 

The retirement calculator allows you to flex many different parameters relating to savings towards retirement, including your current age and the age at which you plan to retire, as well as your real salary increases and real investment return assumptions. You can see how these and other parameters like your current savings, will affect how much you will have at retirement as a multiple of your salary at retirement (under the assumptions entered and no uncertainty). 

The living annuity calculator allows you to flex the consumption of your savings at retirement (or any other savings), and will calculate how long your savings are expected to last (again, under the assumptions entered and zero uncertainty). Alternatively, you can now see the results of hundreds of stochastic simulations for the real returns (where I've assumed a return distribution for each level of real return).

You can also see a full payment or savings schedule, and each calculator has its own help / info screen.

Finally, there is a full financial calculator that allows you to not only perform regular calculations, but also financial calculations (including solving for any of the five inputs, namely: term, interest rate, present value, periodic payment, and future value - given the other four).

## Key features

- Interactive loan calculators with sliders
- Detailed retirement savings planner
- Living annuity and savings duration calculator
- Full financial calculator with variable solving
- Payment and savings schedule generation
- Help screens for each calculator


## Frequently asked questions about FinCalc

### What is the price of FinCalc?

FinCalc is a paid application priced at $4.99. This one-time purchase grants you access to all its financial calculation features.

### Does FinCalc have ads?

No, FinCalc is ad-free. As a paid application, it does not contain advertisements, ensuring an uninterrupted user experience.

### What devices is FinCalc available on?

FinCalc is available on iPhone and iPad devices. It is designed to work seamlessly across Apple's mobile and tablet platforms.

### How often is FinCalc updated?

The latest version of FinCalc was released on January 8, 2026. While specific update frequency isn't detailed, this indicates ongoing development and support.

### What is the age rating for FinCalc?

FinCalc has an age rating of 4+. This suggests it is suitable for users of all ages, with no mature content.

### Can FinCalc solve for any input in financial calculations?

Yes, the full financial calculator within FinCalc allows you to solve for any of the five key inputs: term, interest rate, present value, periodic payment, and future value, given the other four.

### Does FinCalc offer stochastic simulations for investment returns?

Yes, the living annuity calculator in FinCalc offers the results of hundreds of stochastic simulations for real returns, based on an assumed return distribution.

### What kind of financial calculations can FinCalc perform?

FinCalc can perform loan calculations for cars and homes, retirement planning with various parameters, living annuity calculations, and general financial calculations including solving for missing variables.

## Version history (last 5 releases)

### 2026.01.08 — 2026-01-08

• MAJOR REDESIGN: Premium card-based interface with glassmorphism and refined typography.
• SAVED SCENARIOS: New central hub to save, name, and manage multiple financial calculations.
• NAVIGATION UPGRADE: Brand new dashboard for quick access and seamless hopping between tools.
• MODERNIZED HELP: All-new interactive help screens using a premium card aesthetic.
• UI POLISH: Optimized for the latest iOS features with high-fidelity animations and consistent styling.
• PERFORMANCE: Refined calculation brains for faster, more accurate modeling.

### 2025.07.19 — 2025-07-20

Updated the look and feel of the app!

### 2024.12.23 — 2024-12-23

Updated to iOS18!

### 2023.10.11 — 2023-10-11

Updated to iOS 17.0!

### 2023.05.28 — 2023-05-28

Updated to iOS 16.4.

## Apps similar to FinCalc

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Nifty Financial Independence.](https://appshunter.io/ios/app/nifty-financial-independence/id992316422) | 1.0 (1) | $2.99 | Finance |
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| [SARS Income Tax Calculator](https://appshunter.io/ios/app/sars-income-tax-calculator/id6743768389) | — | $3.99 | Finance |

## More apps by Joao Frasco

- [Cricket Darts Chalkboard](https://appshunter.io/ios/app/cricket-darts-chalkboard/id1105081508)
- [WhenLast?](https://appshunter.io/ios/app/whenlast/id1142224693)
- [Speedometers](https://appshunter.io/ios/app/speedometers/id1146874201)
- [Learn Graphs](https://appshunter.io/ios/app/learn-graphs/id1155922532)
- [PongPin](https://appshunter.io/ios/app/pongpin/id1219753081)

All apps by Joao Frasco: https://appshunter.io/developer/1105081507

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*