# Fincart - Investment App

> Online mutual fund investment and financial planning app with expert guidance. (iPhone/iPad app by Fincart.)

- Source: https://appshunter.io/ios/app/fincart-investment-app/id1540925421 (this page in markdown: same URL + `.md`)
- Developer: [Fincart](https://appshunter.io/developer/1449502583)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 72 MB
- Languages: American English
- Released: 2020-11-20
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fincart-investment-app/id1540925421/reviews.md

## What is Fincart?

Mutual Funds, SIP, Digital Gold, Insurance, and Unlisted Stocks - all in one app, powered by a personalised Financial Plan built around your life goals.

A Personalised Financial Plan, Not Generic Advice
Fincart helps you build a complete Financial Plan, before you invest a single rupee. Map your goals; a home, your child's education, retirement, financial freedom and get a clear, data-backed roadmap with a strategy to reach each one. Understand your income, expenses, assets and liabilities in one place, and measure your Financial Health Score to see exactly where you stand today.

Goal-Based Investing
Every investment on Fincart is tied to a specific goal. From goal creation to purchase to milestone tracking, every step is guided by what the money is actually for, not by what's trending in the market.

Invest Across Every Asset Class
Access Mutual Funds, Digital Gold, Unlisted Stocks, Term Insurance & Health Insurance from a single app.
◦ SIP, lump sum, and step-up investment options
◦ Manage STPs, SWPs, and active mandates
◦ Import existing investments via CAS upload or OTP
◦ Built-in SIP, step-up, and fund comparison calculators

One Dashboard. Every Asset.
Get a unified view of your portfolio across Mutual Funds, Gold, Insurance, Unlisted Stocks, PMS, and more. Sync your external investments to build a complete net worth picture, and track growth, allocation, and returns, all in one place.

For You and Your Family
Group and Family Account structures keep everyone in your household aligned on shared goals. Manage nominees, access reports across asset classes, and reach your dedicated Wealth Manager, directly from the app.

Security and Trust
◦ AMFI Registered Distributor · ARN-112744
◦ ISO 27001 Certified · AES-256 Encrypted
◦ 2FA and Biometric Authentication
◦ 15+ years of financial planning expertise
◦ Trusted by 15,000+ families · 4.5+ rating · 20,000+ downloads

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.

## Key features

- Mutual fund investment planning
- SIP and lump-sum investments
- Systematic Transfer Plan (STP)
- Systematic Withdrawal Plan (SWP)
- Live portfolio tracking
- Certified financial planner support

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/fincart-investment-app/id1540925421/reviews.md

### 1/5 — Commission based

*2025-11-23, version 6.9*

This company’s advice is not reliable. They focus only on their own benefit, and almost everything they suggest is commission-based. They often present misleading conditions just to sell high-commission life insurance policies, prioritizing their own and the company’s profit.

Initially, they approach you by offering “free advice,” but later they push their own agenda. If you refuse or don’t agree with their suggestions, their behaviour becomes rude, harsh, and unprofessional.

### 2/5 — Very confusing app

*2024-06-22, version 5.5*

App is very confusing. Not easy to use. 
Cant find transaction details easily.

### 1/5 — App crashes on opening

*2021-01-04*

App crashes on opening. Amazing deployment skills. What kind of team deploys to live app store and does not test how it works !

## Frequently asked questions about Fincart

### How can I learn more about financial planning and mutual fund investments on Fincart?

Fincart provides resources and expert advice to help you understand financial planning and mutual fund investments. You can also consult with their certified financial planners for personalized guidance.

### What do I need to start investing with Fincart?

To begin investing, you need to open an online investment account by providing your PAN Card, Aadhar Card, and bank account details for KYC verification as per SEBI regulations. This is a one-time process that takes approximately two minutes.

### How does Fincart handle my investments?

Fincart acts as a facilitation platform. Your money is invested directly with the mutual fund company, and withdrawals are credited directly to your bank account.

### How safe are transactions on Fincart?

Fincart ensures security through bank-level encryption (256-bit SSL), fraud protection, and privacy protection, guaranteeing that your personal information is never sold to third parties.

### Can I withdraw my investments anytime on Fincart?

Yes, you can withdraw your investments at any time with a simple click, except for ELSS (Equity Linked Saving Schemes) which have a mandatory lock-in period of 3 years.

### What is the minimum SIP amount on Fincart?

You can start a Systematic Investment Plan (SIP) with a minimum amount of Rs 1000 per month.

### Can I save tax by investing in mutual funds through Fincart?

Yes, you can invest in tax-saving mutual fund schemes known as ELSS (Equity Linked Saving Schemes) to avail tax benefits under Section [specific section not provided in data].

### What kind of help can an advisor provide on Fincart?

Advisors can help you understand mutual fund schemes, their suitability for your goals, and assist with account opening and online transactions.

## Version history (last 5 releases)

### 7.7 — 2026-08-14

Mutual Funds, SIP, Digital Gold, Insurance, and Unlisted Stocks - all in one app, powered by a personalised Financial Plan built around your life goals.

A Personalised Financial Plan, Not Generic Advice
Fincart helps you build a complete Financial Plan, before you invest a single rupee. Map your goals; a home, your child's education, retirement, financial freedom and get a clear, data-backed roadmap with a strategy to reach each one. Understand your income, expenses, assets and liabilities in one place, and measure your Financial Health Score to see exactly where you stand today.

Goal-Based Investing
Every investment on Fincart is tied to a specific goal. From goal creation to purchase to milestone tracking, every step is guided by what the money is actually for, not by what's trending in the market.

Invest Across Every Asset Class
Access Mutual Funds, Digital Gold, Unlisted Stocks, Term Insurance & Health Insurance from a single app.
◦ SIP, lump sum, and step-up investment options
◦ Manage STPs, SWPs, and active mandates
◦ Import existing investments via CAS upload or OTP
◦ Built-in SIP, step-up, and fund comparison calculators

One Dashboard. Every Asset.
Get a unified view of your portfolio across Mutual Funds, Gold, Insurance, Unlisted Stocks, PMS, and more. Sync your external investments to build a complete net worth picture, and track growth, allocation, and returns, all in one place.

For You and Your Family
Group and Family Account structures keep everyone in your household aligned on shared goals. Manage nominees, access reports across asset classes, and reach your dedicated Wealth Manager, directly from the app.

Security and Trust
◦ AMFI Registered Distributor · ARN-112744
◦ ISO 27001 Certified · AES-256 Encrypted
◦ 2FA and Biometric Authentication
◦ 15+ years of financial planning expertise
◦ Trusted by 15,000+ families · 4.5+ rating · 20,000+ downloads

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.

### 7.6 — 2026-07-26

Mutual Funds, SIP, Digital Gold, Insurance, and Unlisted Stocks - all in one app, powered by a personalised Financial Plan built around your life goals.

A Personalised Financial Plan, Not Generic Advice
Fincart helps you build a complete Financial Plan, before you invest a single rupee. Map your goals; a home, your child's education, retirement, financial freedom and get a clear, data-backed roadmap with a strategy to reach each one. Understand your income, expenses, assets and liabilities in one place, and measure your Financial Health Score to see exactly where you stand today.

Goal-Based Investing
Every investment on Fincart is tied to a specific goal. From goal creation to purchase to milestone tracking, every step is guided by what the money is actually for, not by what's trending in the market.

Invest Across Every Asset Class
Access Mutual Funds, Digital Gold, Unlisted Stocks, Term Insurance & Health Insurance from a single app.
◦ SIP, lump sum, and step-up investment options
◦ Manage STPs, SWPs, and active mandates
◦ Import existing investments via CAS upload or OTP
◦ Built-in SIP, step-up, and fund comparison calculators

One Dashboard. Every Asset.
Get a unified view of your portfolio across Mutual Funds, Gold, Insurance, Unlisted Stocks, PMS, and more. Sync your external investments to build a complete net worth picture, and track growth, allocation, and returns, all in one place.

For You and Your Family
Group and Family Account structures keep everyone in your household aligned on shared goals. Manage nominees, access reports across asset classes, and reach your dedicated Wealth Manager, directly from the app.

Security and Trust
◦ AMFI Registered Distributor · ARN-112744
◦ ISO 27001 Certified · AES-256 Encrypted
◦ 2FA and Biometric Authentication
◦ 15+ years of financial planning expertise
◦ Trusted by 15,000+ families · 4.5+ rating · 20,000+ downloads

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.

### 7.5 — 2026-07-08

Financial  Planning ,  Investment Planning, SIP, SIP Investment, Best App for SIP Investment

### 7.4 — 2026-05-17

Financial  Planning ,  Investment Planning, SIP, SIP Investment, Best App for SIP Investment
78

### 7.3 — 2026-05-03

Financial  Planning ,  Investment Planning, SIP, SIP Investment, Best App for SIP Investment

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*
