# Fince: AI Budget Tracker — AI expense & budget manager

> AI expense & budget manager (iPhone/iPad app by Nice Express.)

- Source: https://appshunter.io/ios/app/fince-ai-budget-tracker/id6763410912 (this page in markdown: same URL + `.md`)
- Developer: [Nice Express](https://appshunter.io/developer/1300337847)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English, Arabic, European Spanish, Italian, Korean, German (Germany), Brazilian Portuguese, French (France), Japanese
- Released: 2026-04-28
- Data updated: 2026-08-13
- User reviews in markdown: https://appshunter.io/ios/app/fince-ai-budget-tracker/id6763410912/reviews.md

## What is Fince?

Smart money tracking, powered by AI.

Fince is the privacy-first money tracker that actually gets you. Log transactions, set budgets, get personalized AI insights — all while keeping your data on your iPhone. No bank connection required. No account to create. No ads, no trackers, ever.

WHY FINCE
- Your data stays on your iPhone. Always.
- AI that understands your spending, not just totals
- Beautiful dashboard with real-time Health Score
- Smart budget alerts at 80% and 100%
- Works in any currency — automatic locale support
- Face ID lock for extra protection

AI-POWERED COACHING
Ask anything about your money. Fince's AI reads your real transaction history and gives specific, actionable advice — not generic tips:
- "Where did my money go this month?"
- "Can I afford this $250 purchase?"
- "How can I save more?"
Get instant, jargon-free answers based on YOUR data.

WEEKLY AI INSIGHTS
Every week, Fince's AI analyzes your spending and surfaces 2 to 4 actionable insights:
- Smart category comparisons
- Unusual spending detection
- Savings opportunities
- Progress celebrations
No more guessing. See exactly what changed and why.

BUDGETS THAT ADAPT
Create monthly budgets per category. Get smart notifications at 80% (warning) and 100% (exceeded). Edit or delete budgets anytime. Color-coded progress bars show exactly where you stand.

BEAUTIFUL STATISTICS
Visualize your spending with elegant donut charts and daily trend bars. See which categories consume the most. Toggle between income and expense views. Watch your habits evolve over time.

DONE IN 3 TAPS
Add a transaction in seconds: amount, category, note — done. 17 smart categories across income and expense, ready to use. Edit or delete anything later with a single swipe.

PRIVACY-FIRST BY DESIGN
Most money apps connect to your bank and track everything. Fince does the opposite:
- No bank connection required
- No account to create
- No analytics, no trackers
- No ads, ever
- No data selling
- Just you, your iPhone, and your money

WORKS WORLDWIDE
Auto-detects your local currency. USD, EUR, GBP, JPY, MAD, INR, BRL — covered without any setup. Write notes in any language — AI responds in the same.

NOW IN 8 LANGUAGES
Fince now speaks French, Arabic, German, Italian, Korean, Japanese, Spanish, and Brazilian Portuguese — with locale-aware AI responses in your device's language. Categories, insights, and the full UI are localized natively.

PREMIUM
Try Premium free for 7 days, then $6.99/month or $39.99/year (save 52%). Premium unlocks:
- Unlimited budgets
- Unlimited AI chat and insights
- CSV export
- Priority new features
Cancel anytime in App Store settings.

WHAT'S COMING NEXT
- PDF export with monthly statements
- Savings goals & debt tracking
- Custom categories (Premium)
- iOS Home Screen Widget
- Recurring transactions detection

Follow our journey at fince.app

BUILT WITH CARE
Made by Nice Express. No VC funding, no growth hacking, no tracking. Just an app that does one thing exceptionally well: help you understand your money.

Privacy Policy: https://fince.app/privacy
Terms of Use: https://fince.app/terms
Contact: contact@fince.app

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $6.99 | per month |
| Premium Annual | $39.99 | per year |



## Version history (last 3 releases)

### 1.2 — 2026-05-09

9 smart categories ready to use"
17 smart categories across income and expense

Fince now speaks 8 languages with locale-aware AI:
- Français · العربية · Deutsch · Italiano · 한국어 · 日本語 · Español · Português (BR)

Plus localized Privacy Policy and Terms in every market.

### 1.1 — 2026-05-07

What's New

- New category picker
- Income / Expense toggle
- Month-by-month budgets
- 10 free budgets (was 3)
- Improved error messages
- Native rating prompt
- Performance fixes

### 1.0 — 2026-04-28

No release notes.

## More apps by Nice Express

- [Voice Commands for Siri](https://appshunter.io/ios/app/voice-commands-for-siri/id1614672309)
- [Smart Alexa voice Commands](https://appshunter.io/ios/app/smart-alexa-voice-commands/id6446145933)
- [Smart Control mobile TV Remote](https://appshunter.io/ios/app/smart-control-mobile-tv-remote/id6740748603)
- [AI Form Builder & Survey Maker](https://appshunter.io/ios/app/ai-form-builder-and-survey-maker/id6741689995)
- [Punch List AI: Site Audit](https://appshunter.io/ios/app/punch-list-ai-site-audit/id6766369294)

All apps by Nice Express: https://appshunter.io/developer/1300337847

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*