# Fincend: Money Budget Planner — Net Worth, Debt Payoff, Score

> Personal finance app for net worth tracking, debt payoff, and wealth building. (iPhone/iPad app by Hakan Camoglu.)

- Source: https://appshunter.io/ios/app/fincend-money-budget-planner/id6755972579 (this page in markdown: same URL + `.md`)
- Developer: [Hakan Camoglu](https://appshunter.io/developer/1857748550)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.70/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 74 MB
- Languages: American English
- Released: 2025-12-23
- Data updated: 2026-10-16
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fincend-money-budget-planner/id6755972579/reviews.md

## What is Fincend?

Fincend shows you the big picture of your money: one financial score, your net worth and how far you are from financial freedom.

No bank connection and no logging every coffee. Enter your numbers once, update them when they change, and Fincend does the math.

YOUR FINANCIAL SCORE, FROM 0 TO 100
Fincend turns your income, spending, savings, assets and debts into a single score. It is built from four parts, so you can see exactly what is pulling it up or down:
• Budget health: how your income and spending balance out
• Liquidity and safety: how many months your emergency fund would last
• Asset strength: what you own and how much of it works for you
• Debt risk: how your debts compare to what you own
Each part comes with a plain-language explanation and a next step.

KNOW YOUR NET WORTH
Everything you own minus everything you owe, on one screen. Add real estate, savings, investments, vehicles and more, then watch your net worth change over time.

PLAN YOUR WAY OUT OF DEBT
Add your mortgage, loans and credit cards. Compare the snowball and avalanche strategies, see which debt to pay off first and roughly how long it will take to be debt-free.

TRACK YOUR PATH TO FINANCIAL FREEDOM
Fincend compares your passive income with your monthly expenses and shows how much of your spending it already covers. See the capital you would need, the time left to get there and which stage you are at, from laying the foundations to financially free.

TEST A DECISION BEFORE YOU MAKE IT
The scenario simulator lets you change your income, spending, monthly investing or expected return, or pay off a debt, and instantly shows what happens to your score and your time to financial freedom.

REPORTS THAT SHOW THE TREND
Follow your score history, your net worth over time and how your assets are spread, month by month.

INCOME AND EXPENSES WITHOUT THE BUSYWORK
Add recurring income and expenses such as salary, rent, bills and loan payments once. Passive income is tracked separately. Optional payment reminders and a weekly score summary keep you on track.

SET UP IN ABOUT TWO MINUTES
Pick your goal, enter rough figures for your income, expenses, assets and debts, and get your first score. You can fine-tune everything later.

MADE FOR YOU
• Available in 8 languages
• Supports USD, EUR, GBP, TRY, BRL and JPY
• Light and dark mode
• Achievements that mark your milestones
• No bank connection: Fincend only knows the numbers you enter

FINCEND PREMIUM
Fincend is free to use with ads. Premium removes all ads and is available as a monthly or yearly subscription or a one-time lifetime purchase.

Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings.

Terms of Use: https://fincend.com/eula.html
Privacy Policy: https://fincend.com/privacy-policy.html

## Key features

- Net worth tracking
- Debt payoff planner
- Wealth building tools
- Passive income tracking
- Financial score
- Income and expense overview

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Personal Financial Score | $17.99 | per year |
| Personal Financial Score | $1.99 | per month |


## Is Fincend safe?

Not enough ratings yet to assess Fincend.

## Is Fincend legit?

Fincend: Money Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Fincend is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/fincend-money-budget-planner/id6755972579/reviews.md

### 5/5 — Great Money Management App

*2026-06-03*

A simple but powerful app for anyone who wants better control over their finances.

### 5/5 — Clean Design

*2026-06-02*

The user interface is modern, intuitive, and fast. Everything is where you expect it to be.

## Frequently asked questions about Fincend

### What is Fincend?

Fincend is a personal finance app designed to help users track their net worth, manage debt, build wealth, and work towards financial freedom. It provides tools for monitoring financial health and making informed money decisions.

### Does Fincend have ads?

Yes, Fincend contains advertisements. The app is free to download and use, with optional in-app purchases available for premium features.

### What are the subscription options for Fincend?

Fincend offers a 'Personal Financial Score' feature with subscription plans. You can choose between a monthly plan for $0.99 or an annual plan for $9.99, both including a 7-day free trial.

### How does Fincend track net worth?

Fincend allows you to track your assets and liabilities in one place. You can monitor your net worth growth over time and view your total assets and debts to understand your overall financial position.

### Can Fincend help with debt payoff?

Yes, Fincend includes a debt payoff planner. You can track loans and credit card balances, monitor your progress, and receive bill and payment reminders to stay on track with your debt-free goals.

### What devices is Fincend available on?

Fincend is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Fincend updated?

The latest version of Fincend is 2.2.0, which was last updated on June 24, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What is the financial score in Fincend?

Fincend provides a financial health score ranging from 0-100. This score helps you understand your financial strengths and weaknesses, offering insights into your saving and spending habits and tracking your progress over time.

## Version history (last 5 releases)

### 2.5.0 — 2026-10-10

Get your financial score, net worth and path to financial freedom in one place: update now and see where you stand in about two minutes. This version brings a redesigned setup with live previews as you type, a clearer score reveal and a simpler tab bar.

### 2.4.0 — 2026-08-21

Performance improvements and user experience enhancements.

### 2.3.3 — 2026-08-13

Performance improvements and user experience enhancements.

### 2.3.2 — 2026-08-08

Performance improvements and user experience enhancements.

### 2.3.0 — 2026-07-30

Performance improvements and user experience enhancements.

## Apps similar to Fincend

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Paranaliz:AI Finans Asistanı](https://appshunter.io/ios/app/paranalizai-finans-asistan/id6757417692) | — | Free | Finance |
| [Mintail: Net Worth Tracker](https://appshunter.io/ios/app/mintail-net-worth-tracker/id6758348875) | — | Free | Finance |
| [Recount: Savings Tracker](https://appshunter.io/ios/app/recount-savings-tracker/id6749211895) | — | Free | Finance |
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| [Varlık Sepeti](https://appshunter.io/ios/app/varlk-sepeti/id6759824301) | — | Free | Finance |
| [Walletta- Smart Wallet](https://appshunter.io/ios/app/walletta-smart-wallet/id6756484746) | — | Free | Finance |

## More apps by Hakan Camoglu

- [Fincend: No Spend Challenge](https://appshunter.io/ios/app/fincend-no-spend-challenge/id6774319927)
- [Fincend: Daily Expense Tracker](https://appshunter.io/ios/app/fincend-daily-expense-tracker/id6781846083)
- [Tik8: Shared Grocery List](https://appshunter.io/ios/app/tik8-shared-grocery-list/id6814511419)

All apps by Hakan Camoglu: https://appshunter.io/developer/1857748550

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*