# Finch: AI Expense & Budget — All-in-One Money Manager

> AI-powered expense tracker and personal finance manager. (iPhone/iPad app by 超然 康.)

- Source: https://appshunter.io/ios/app/finch-ai-expense-and-budget/id6753595285 (this page in markdown: same URL + `.md`)
- Developer: [超然 康](https://appshunter.io/developer/1840289878)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 48 MB
- Languages: American English, Indonesian, Japanese, Korean, Malay, Brazilian Portuguese, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Hong Kong SAR China), Turkish
- Released: 2025-11-12
- Data updated: 2026-11-05
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/finch-ai-expense-and-budget/id6753595285/reviews.md

## What is Finch?

Finch is the expense tracker that logs a purchase in seconds.

Say "lunch 12, taxi 18", snap a receipt, or share a bill screenshot to Finch. AI splits it into transactions and picks the categories; you take a look and tap save. Tracking money stops being a chore and becomes a few seconds a day.

LOG IT IN SECONDS
- Photo scanning: receipts, invoices and bill screenshots are read in one snap, dozens of transactions at a time.
- Voice input: words appear as you speak, and the record is ready when you stop.
- Text input: type it like a message and AI splits it into separate records.
- Shortcuts: double-tap the back of your iPhone on any bill and Finch logs it for you.
- Manual entry: a handy calculator pad with sub-transactions, members, tags and merchants.
- Recurring entries: rent, salary and memberships are recorded on the day, automatically.

SEE WHERE YOUR MONEY GOES
- Home tells you how much you can still spend today, and nudges you before you overspend.
- Monthly and yearly budgets down to each category, with unspent money rolling over to next month.
- A calendar shows your big spending days at a glance; charts show how each category changes.
- Create a PDF report in one tap for your month-end review or to share with family.

MORE THAN AN EXPENSE TRACKER
- Stocks & ETFs: US, Hong Kong, Taiwan and mainland China markets, with holdings, profit and loss and market value always at hand.
- Subscriptions: know exactly what subscriptions cost you each month, with reminders before every charge and before a trial ends.
- Savings goals: set a goal for something you want or somewhere you want to go, and watch the progress grow.
- Loans with friends: who owes you and whom you owe, totalled per person, with reminders that save the awkward conversation.
- Installments & loans: card installments, car loans and mortgages, with every payment and the periods left in plain view.
- Belongings: see how long you have used what you bought and what it costs per day; the longer you use it, the better the deal.
Every account, investment and debt adds up to your net worth, so the whole picture is always one look away.

120 CURRENCIES, READY FOR TRAVEL
105 world currencies and 15 cryptocurrencies, a currency for each account, and automatic exchange rates.

REMINDERS AT THE RIGHT MOMENT
Logging, card payments, installments, subscriptions, loans coming due, warranties ending and budgets running low: Finch reminds you on time. New home screen widgets show what you can spend today without opening the app.

YOUR DATA STAYS YOURS
- Finch doesn't collect your financial data; your records stay on your phone.
- App lock and one-tap hidden amounts make it safe to open anywhere.
- Back up to iCloud, Google Drive or WebDAV, and restore on a new phone in one tap.
- Import and export Excel files, so your data always goes where you go.

CLEAN AND EASY
A calm black-and-white design that puts the numbers that matter first, with dark mode and 10 languages.

Whether you simply want to record every expense or manage budgets, investments, subscriptions, loans and savings goals together, Finch makes your money feel clear and calm.

Privacy Policy:
https://www.finch0732.top/privacy

Terms of Use:
https://www.finch0732.top/terms

## Key features

- AI-powered expense categorization
- Receipt and bill scanning
- Voice and text input
- Budgeting and spending insights
- Investment tracking
- Subscription management
- Loan and debt tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Finch Monthly | $2.99 | per month |
| Finch Yearly | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Membership | $19.99 | one-time |


## Is Finch safe?

Not enough ratings yet to assess Finch.

## Is Finch legit?

Finch: AI Expense & Budget has limited verification signals. The AppsHunter Legitimacy Score for Finch is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/finch-ai-expense-and-budget/id6753595285/reviews.md

### 5/5 — 很高级的记账软件

*2026-01-18*

UI很干净简洁，记账图标也都很好看，审美很高级。大部分记账的功能都有，每次有问题找开发者，都很快回应。体验感非常好。

**Developer response:** 谢谢认可！ 刚刚发布了新版本，带来了更多实用功能。 欢迎立即升级体验。

### 5/5 — 安卓都在用

*2025-12-31*

非常好的记账软件，你值得拥有

**Developer response:** 多谢你的认可！ 
新版本刚刚发布，带来了更多使用的功能，建议更新。有任何建议或者想法随时通过邮件反馈给我。

### 5/5 — From Android to iphone, finch remains my favorite

*2025-12-24*

Finch has a clean, elegant, and well-designed interface that makes daily bookkeeping feel easy and enjoyable. The layout is simple and intuitive, so it’s very easy to get started even for beginners. I’ve been using Finch since my Android days, and after switching to an iPhone, I still find it to be the best accounting app I’ve tried. Smooth experience across platforms, practical features, and a beautiful UI — highly recommended!

**Developer response:** Thank you so much for your kind words and support!
It truly means a lot to me that you’ve been using Finch since your Android days and still enjoy it on iPhone.
A new version has just been released with more improvements, feel free to update and check it out!

Have a wonderful day!

## Frequently asked questions about Finch

### How does Finch categorize expenses?

Finch uses AI to automatically categorize your transactions based on your input, such as voice commands, text messages, or scanned receipts. You can then review and save these categorizations.

### What financial accounts can I track with Finch?

Finch allows you to track various financial aspects including daily expenses, monthly and yearly budgets, stock and ETF investments, subscriptions, loans, and installment payments. It also calculates your net worth.

### Is Finch secure and private?

Yes, Finch prioritizes data privacy. It does not collect your financial data, and your records stay on your phone. Features like app lock and hidden amounts enhance security.

### What are the subscription options for Finch?

Finch offers two subscription plans: Finch Monthly at $2.99 per month and Finch Yearly at $9.99 per year, providing access to its full suite of features.

### Does Finch support multiple currencies?

Finch supports 105 world currencies and 15 cryptocurrencies, with automatic exchange rates, making it suitable for international travel and managing finances in different currencies.

### How often is Finch updated?

The latest version of Finch is 11.1.0, and it was last updated on November 4, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What devices is Finch available on?

Finch is available on iPhone and iPad, with a clean black-and-white design and support for dark mode and 10 languages.

### Can I export my financial data from Finch?

Yes, Finch allows you to import and export Excel files, ensuring your data is portable and can be used for further analysis or backup.

## Version history (last 5 releases)

### 11.1.0 — 2026-11-04

01. Optimized for iPhone Duo

### 11.0.0 — 2026-11-03

01. All-new design
02. All-new Home
03. All-new statistics and budgets
04. All-new AI bookkeeping
05. All-new stocks
06. All-new lending and borrowing
07. All-new installments
08. All-new savings goals
09. All-new subscriptions and belongings
10. All-new notifications and widgets
11. All-new backup

### 5.0.0 — 2026-08-31

01. Upgraded the multi-currency system with support for cryptocurrencies
02. Different currencies now use their own decimal precision
03. Added an option to hide amounts
04. Added more theme backgrounds
05. Introduced a new onboarding experience
06. Added a new currency picker
07. Fixed statistics issues on the item management page
08. Improved the statistics card layout in stock management
09. Tap a parent category name in Analytics to open the related search
10. Profile pictures in Settings now load from the cloud
11. Refined designs and layouts throughout the app

### 4.5.1 — 2026-08-22

01. A fresh new design
02. Added iCloud backup
03. You can now share images from other apps to Finch for image bookkeeping
04. Fixed some known issues

### 4.5.0 — 2026-08-20

01. A fresh new design
02. Added iCloud backup
03. You can now share images from other apps to Finch for image bookkeeping
04. Fixed some known issues

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## More apps by 超然 康

- [Memento: Life Moments](https://appshunter.io/ios/app/memento-life-moments/id6809375746)

All apps by 超然 康: https://appshunter.io/developer/1840289878

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*