# Fincio: AI Finance Manager — Budget, Track & AI Money Coach > Budget, Track & AI Money Coach (iPhone/iPad app by Md Nafiul Hasan.) - Source: https://appshunter.io/ios/app/fincio-ai-finance-manager/id6761642015 (this page in markdown: same URL + `.md`) - Developer: [Md Nafiul Hasan](https://appshunter.io/developer/1865377728) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 51 MB - Languages: English - Released: 2026-04-09 - Data updated: 2026-06-27 - User reviews in markdown: https://appshunter.io/ios/app/fincio-ai-finance-manager/id6761642015/reviews.md ## What is Fincio? Meet your personal AI CFO. Fincio tracks every account, scores your financial health, and gives expert money advice through natural conversation. Budget smarter, cut debt faster, and build real wealth — in 160+ currencies. WHETHER YOU'RE PAYING OFF DEBT, BUILDING AN EMERGENCY FUND, OR GROWING YOUR NET WORTH, FINCIO GIVES YOU THE FINANCIAL CLARITY YOU DESERVE. YOUR AI CFO — ALWAYS ON CALL Stop guessing. Your AI CFO knows your full financial picture: every account, the last 90 days of transactions, your goals, and your health score. Ask anything. - "Am I on track to pay off my credit card by June?" - "Where did most of my money go last month?" - "Add groceries $120, coffee $8, gym $50" Your AI CFO can even log multiple transactions in one message — just say what you spent. No more tedious manual entry. Free plan: 3 AI conversations per day Pro plan: Unlimited conversations, deeper analysis FINANCIAL HEALTH SCORE — KNOW WHERE YOU STAND Your 0–100 Financial Health Score is calculated from three proven metrics: - Savings rate - Debt-to-income ratio - Emergency fund coverage Color-coded and updated in real time. Green means you're thriving. Red means your AI CFO has actionable advice waiting. DASHBOARD — YOUR WEALTH AT A GLANCE Everything important, in one view: - Net worth across all your accounts - 6-month cash flow bar chart (income vs. expenses) - Debt overview and payoff progress - Financial goal tracking with progress bars - AI insight cards surfacing what matters most FULL ACCOUNT MANAGEMENT Add and manage every account type: - Checking and savings - Credit cards - Loans and mortgages - Investments and retirement accounts Transfer money between accounts with a tap. Your net worth updates instantly. TRANSACTION TRACKING, YOUR WAY Log income, expenses, and transfers with full detail. Then find anything fast: - Filter by date range, category, or account - Search transactions by merchant or keyword - Category manager to organize spending your way REPORTS THAT REVEAL THE FULL PICTURE Stop wondering where your money goes. Fincio gives you: - Income vs. expenses over time - Category spending breakdown - Monthly trend analysis - Net worth history chart See the story behind your numbers, not just the numbers. BUILT FOR THE ENTIRE WORLD Fincio is designed for everyone, everywhere: - 195 countries supported - 160+ currencies with live-accurate formatting - Country-aware AI advice (retirement accounts, tax systems, local financial norms) Whether you earn in USD, GBP, INR, or AED — Fincio speaks your financial language. FINANCIAL GOALS — PROGRESS YOU CAN SEE Set goals for anything: emergency fund, holiday, down payment, debt payoff. Visual progress bars and AI coaching keep you motivated and on track. PRIVACY YOU CAN COUNT ON Your financial data is yours. Fincio does not sell your data, share it with advertisers, or use it to train AI models. All data is encrypted in transit and at rest. You can delete your account and all associated data at any time from within the app. PREMIUM — FINCIO PRO Start free with 2 months on us — full Pro access, no charge until your trial ends. Pro Weekly: $1.99/week Pro Monthly: $4.99/month Pro Annual: $49.99/year (save 17%) Pro includes: Unlimited AI CFO conversations, full reports suite, advanced filtering, and priority access to new features. Subscriptions are managed through your Apple ID. Cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged at confirmation of purchase. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://fincio.pointerapps.net/privacy Terms of Use: https://fincio.pointerapps.net/terms ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Fincio Pro Weekly | $1.99 | per 7 days | | Fincio Pro Monthly | $4.99 | per month | | Fincio Pro Annual | $49.99 | per year | ## Version history (last 4 releases) ### 1.2.2 — 2026-04-30 New "How to Use Fincio" guide — an 8-step interactive walkthrough covering every feature. Find it in Settings or tap the card on Home when you first sign in. New accounts now start with a $1,000 example balance so you can explore right away — edit or delete it whenever you're ready. Trial expiry now reflects instantly. Performance improvements and crash fixes throughout. ### 1.2.0 — 2026-04-21 We have updated our auth flow to make it more convenient and we have updated UI. ### 1.1.0 — 2026-04-14 A major update packed with new tools, life planning features, and important fixes. NEW — LIFE PLANNING TOOLS • Career Break Calculator — plan the finances of taking time off • Salary Negotiation — AI strategy to help you ask for more • Partner Money Talk — prepare for financial conversations with your partner • Spending Mood — track how money makes you feel over time • Scenario Simulator — run what-if financial scenarios NEW — TOOLS • Investments — track your portfolio and holdings • Retirement Calculator — plan how much you need to retire • Scan Receipt — auto-add transactions by scanning a receipt • Import CSV — import transactions directly from your bank • Achievements — unlock milestones as you hit financial goals • Subscription Detective — find and review recurring charges • Weekly Money Minute — AI recap of your week in money • Monthly Review — AI-powered deep dive into your month • Financial Roadmap — your personalised 12-month action plan • Net Worth Journey — watch your wealth grow over time NEW — TRANSFERS • Transfer money between your own accounts directly from the Accounts screen • Transfer history now shows direction with clear sent/received amounts FIXES • More tab no longer shows a blank screen on first tap • Removed animation glitch when switching tabs in dark mode • Status bar time and icons are now always visible in both light and dark mode ### 1.0.0 — 2026-04-10 No release notes. ## More apps by Md Nafiul Hasan - [Frylo : AI Meal Planner](https://appshunter.io/ios/app/frylo-ai-meal-planner/id6761455913) - [Easeful: AI Wellness Garden](https://appshunter.io/ios/app/easeful-ai-wellness-garden/id6762109793) - [ClearSpiral: Stop Overthinking](https://appshunter.io/ios/app/clearspiral-stop-overthinking/id6762321390) All apps by Md Nafiul Hasan: https://appshunter.io/developer/1865377728 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-27.*