# Finder: Money & Credit Score — Savings, Deals, Loans, Offers

> Personal finance app for budgeting, credit score tracking, and product comparison. (iPhone/iPad app by Finder Ventures.)

- Source: https://appshunter.io/ios/app/finder-money-and-credit-score/id1497239072 (this page in markdown: same URL + `.md`)
- Developer: [Finder Ventures](https://appshunter.io/developer/1497239071)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.81/5 from 5,904 App Store ratings · 113 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 59 MB
- Languages: American English
- Released: 2020-02-04
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/finder-money-and-credit-score/id1497239072/reviews.md

## What is Finder?

Finder has been helping Australians make better money decisions for 20 years. Finder is the most visited comparison site in Australia, with 2 million+ Aussies visiting us every month^ to find better deals and improve their finances. Over 700,000 people have joined us on the Finder app.

As seen on: Channel 7 News, Sunrise, News.com.au, Yahoo! Finance, The Today Show and New Money.

We connect users with information about financial products from licensed third-party providers. All applications are made directly with those providers, not through Finder. We are operated by Hive Empire Pty Ltd (ABN 18 118 785 121), holder of Australian Credit Licence 385509 and AFSL Corporate Authorised Representative 432664.

SCORE: Free Credit Score & Report
Get your updated credit report every month, receive alerts for changes to your credit report, and tips on how to improve it.

REWARDS: Track the status of your Finder Rewards
Know when your Finder Rewards are ready for redemption and refer your friends. 

COMPARE: Find great offers 
Compare across hundreds of personal finance products and services, including credit cards, savings accounts, insurance, shopping and more.
Save your favourite products.
Track your comparison history and pick up where you left off.

AND MORE:
Get the latest news, guides and insights from our experts to help you manage your money and budget.
Access exclusive deals, promotions and competitions.

IMPORTANT: Finder does not lend money, issue credit, or make credit decisions. We are a comparison service that presents information from licensed third-party providers. If you choose to apply for a product, your application is submitted directly to that provider. Finder earns a referral fee from providers — you pay nothing extra for using our service.

Finder compares many, but not all, products and providers. Information given is general only and does not consider your personal objectives, financial situation or needs. Before applying, review the applicable product terms and conditions and consider whether it is right for you. If unsure, seek professional advice. All forms of investment carry risks, including the risk of losing all of the invested amount. Such activities may not be suitable for everyone.

Visit finder.com.au to read our Credit Guide & Financial Services Guides. T&Cs and eligibility criteria apply.

^Source: Nielsen traffic data, December 2025

## Key features

- Net wealth and spending tracking
- Credit score monitoring
- Expense categorization and analytics
- Financial product comparison
- Investment and property tracking
- Access to financial news and guides

## What do users think of Finder?

Overall sentiment: mixed

**Pros**

- 💰 Comprehensive financial tracking and net worth visualization
- 🔍 Free credit score checking without hard inquiries
- 🪙 Easy cryptocurrency purchasing with no fees
- 📊 Expense analytics and spending categorization
- 🏦 Multi-account aggregation across banks and services
- 💵 High-yield savings options (Finder Earn)
- 📱 User-friendly interface and intuitive navigation
- 🤝 Helpful customer support and responsive team
- 🛍️ Unbiased product comparison tools
- 📰 Relevant financial articles and tips

**Cons**

- 🐛 Frequent app crashes and freezing issues
- 🔐 Login problems and authentication failures
- ⚠️ Removed core features without notice
- 📉 Inaccurate credit score reporting
- 💳 Misleading credit inquiries damaging scores
- 🚫 Account linking failures and technical errors
- 😤 Poor customer support responsiveness
- 💸 Misleading marketing disguised as finance app
- 🔒 Privacy and data security concerns
- ⚡ Performance degradation after updates

**Commonly reported bugs**

- Login screen won't authenticate users
- App crashes on startup or after updates
- Apply changes button stuck in loading loop
- Account linking fails with technical errors
- Spending categories revert to incorrect values
- Perpetual spinning wheel when updating transactions
- Profile data lost after logout or updates
- App freezes on settings menu
- Email verification links cycle back to App Store
- Identity verification process unresponsive
- Credit score verification stuck on accept button
- App stuck on what's new page
- Inconsistent transaction syncing across accounts
- AMEX balance not displaying despite successful connection
- Qantas Money connection loops infinitely

**Most requested features**

- Restore net worth tracking feature
- Restore spending analytics functionality
- Restore bills tracking and budgeting feature
- Support for more superannuation providers (CSC accounts)
- SMS login option
- Data export and print functionality
- Integration with more financial institutions (MyBOQ, Pearler, Swyftx)
- Support for Afterpay and Zippay linking
- Earnings tracking feature
- Crypto transfer in/out capability
- More cryptocurrency options beyond BTC, ETH, TAUD
- Custom spending categories
- Undo button for transaction categorization
- Dark mode option

## Recent user reviews (10 of 113)

All indexed reviews: https://appshunter.io/ios/app/finder-money-and-credit-score/id1497239072/reviews.md

### 5/5 — Peter Garang

*2026-06-26, version 6.5.4*

Excellent service simple, fast,and reliable.Finder makes comparing options easy and provides clear, helpful information.I highly recommended anyone

### 3/5 — Remove floating bot

*2026-05-06, version 6.4.9*

We have limited screen size so it's REALLY annoying we are stuck with that floating bot even after we clicked on the X to close it! Just remove this annoying bot!

### 1/5 — No good anymore

*2026-04-13, version 6.4.5*

Used to be a great App I signed up linked everything so I could see my credit score then it’s just randomly logged me out and it makes me login every time with my details, makes me set a new pin every time I log in, it’s unlinked my credit score and wants me to provide all my details and ID again-which I’ve already done when I signed up to use the App. So not fit for purpose any more - just using WeMoney instead now

### 1/5 — Terrible user experience

*2026-02-03, version 6.4.5*

App full of bugs and errors… links to deals don’t work, dark mode make everything black, font is also dark… can’t read. No idea who is testing this app… bad very bad.

### 1/5 — Stupid App… cannot login

*2026-01-15, version 6.4.5*

Cannot login anymore using a Google account, and the app keeps going back to the login page!

### 5/5 — Hi

*2026-01-11, version 6.4.5*

Such a great app to find out ur credit scores and suggest you the best deals

### 1/5 — Why have a faceID login

*2025-12-22, version 6.4.4*

If I have to then do a full login every time. I don’t want to login in twice every single time

### 1/5 — Login issue

*2025-09-21, version 6.4.4*

Every time opening the app, it asks to login again

### 1/5 — New updated won’t let me login?

*2025-08-14, version 6.4.3*

I love this app. It’s really useful but the new update won’t even let me login? My partner is having the same issue. Please fix ASAP finder!

### 1/5 — not working

*2025-08-13, version 6.4.3*

not working cannot login

## Frequently asked questions about Finder

### What does the Finder.com: Budget Manager app do?

This app helps you manage your finances by tracking your net wealth, spending, and debts. It automatically categorizes your expenses to keep your budget on track and allows you to monitor your credit score for free. You can also compare and save on various financial products and services, and find opportunities to grow your wealth.

### What are the key features of this finance app?

Key features include connecting your accounts to track net wealth, debts, and savings; automatic spend analytics to monitor your budget; free access to your credit score and report with improvement tips; comparison tools for over 100 personal finance product categories; and insights into shares, super, ETFs, and property values. It also provides financial news and expert guides.

### Is the Finder.com: Budget Manager app free to use?

Yes, the app is free to download and use. It offers free credit score access and allows you to compare financial products without charge. The app's monetization model is free, meaning there are no upfront costs or subscription fees for its core functionalities.

### What types of accounts can I link to the app?

You can link various Australian financial accounts including transaction and savings accounts, credit cards, super funds, investments, term deposits, and home loans. Additionally, you have the option to manually add other account types to consolidate all your financial information in one place.

### How does the app ensure the security of my financial data?

The app uses Open Banking to link your data, which is a safe, regulated, and secure method that gives you control over what financial data you share without needing to share your logins. Finder is built with industry-leading security and end-to-end encryption to protect your information.

## Version history (last 5 releases)

### 6.5.10 — 2026-08-17

• Rewards now show the date we tracked your visit
• Fixed a pre-fill bug where previous quiz responses weren't stored

### 6.5.8 — 2026-08-03

• Track and claim your referral rewards directly in the app
• A redesigned compare quiz — quicker and easier to use
• Bug fixes and performance improvements

### 6.5.7 — 2026-07-23

• Faster app launch and improved overall stability.
• Navigation and shared links now open the correct screen.
• A more reliable Rewards experience when viewing and claiming offers.

### 6.5.5 — 2026-07-08

- Claim rewards directly in the app when they're ready
- Improved reward progress tracking
- Performance and stability improvements

### 6.5.4 — 2026-06-25

Stability fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*