# Findi - Accountable Saving — Personal trainer for finances > Finance accountability app using partners and automatic payments for savings goals. (iPhone/iPad app by FINDI LTD.) - Source: https://appshunter.io/ios/app/findi-accountable-saving/id1552575699 (this page in markdown: same URL + `.md`) - Developer: [FINDI LTD](https://appshunter.io/developer/1412852450) - Category: Finance, Lifestyle - Price: Free - Rating: 4.14/5 from 7 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 49 MB - Languages: English - Released: 2021-03-04 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/findi-accountable-saving/id1552575699/reviews.md ## What is Findi? Is your savings account a little short of where you want it? Are you tired of failing at saving? If you answered yes to either of these, don’t worry. Your solution is here. FinDi, the personal trainer for your finances, makes it easy, fun and profitable to save money. It uses automatic recurring payments to build up savings for you and personal accountability partners to keep your money safe… from yourself. FINALLY REACH YOUR SAVINGS GOALS... BUT FOR REAL THIS TIME Research proves that humans have only a 10% chance of completing a goal (such as a savings goal) when it is only an idea, but this increases to 95% when tied to another human and a specific appointment. This is the power of behavioral nudges, which we tap into to save people from themselves. We want to move you from the 10% to the 95%. SECURITY: • All funds are held in YOUR FinDi account the entire time so your Goalkeepers never have actual access to your money or even visibility to how much is in your Goalbank. They only know that you are saving for something. • If you ever need to override a Goalkeeper veto for a special circumstance, you can do so by contacting FinDi LTD. • FinDi uses bank-level security and is FDIC insured so your money is guaranteed safe by the U.S. Federal government. A PERSONAL TRAINER FOR YOUR FINANCES FinDi is unique due to the way that we address a common problem. We understand that people need more than just access to technology; they need help with their own psychological disposition. We acknowledge that it takes willpower to stick to a financial goal. So rather than only giving users the tools to save money, we set up protocols and support to ensure that they do not pull out their savings early and stick to their goals. That’s why FinDi is a personal trainer; it's saving you from yourself. SAVING WITH A PURPOSE... FOR THE GREATER GOOD FinDi benefits society and local economies. About 70% of Americans don’t have $1,000 in savings and only 10% of those in credit card debt are there because their needs outpace their income. FinDi enables low income citizens to have increased savings, be less susceptible to loan sharks and payday lenders, and survive medical and other financial emergencies. This leads to higher college graduation rates, better health outcomes, and lower overall inequality as we attack the wealth gap. HOW IT WORKS With FinDi, you commit to a savings goal and assign one or more of your close friends or family members as an accountability partner, or a Goalkeeper, to that commitment. FinDi then withdraws small amounts of money from your bank at intervals you choose and puts it toward your goals. If you are about to falter and break your pledge, you won’t be able to because goalkeeper permission is required in order to withdraw money early from a Goalbank. This forces users not to break their pledges and withdraw early. Once the account has reached maturity, users have uninhibited access to the funds; no goalkeeper necessary. Step 1 - Choose the goals and pace that works for you Users choose a pledge to a specific savings goal(s) they feel comfortable committing to. It then breaks the larger task of saving into small daily, weekly or monthly automatic withdrawals from the user’s checking account. Step 2a - Set it and forget it Findi makes automatic recurring transfers from your bank account to your virtual Findi goalbank so you don’t have to think about it. Step 2b - Keep calm, saving is happening It ensures that you stick to your savings goals by letting you choose one or two Goalkeepers who you will make aware of your pledge. The Goalkeeper(s) function(s) as a deterrent to withdrawing money from the Goalbank before it reaches its predetermined goal. This prohibits users from spending the money that they are saving. Step 3 - Reap the benefits Then once the account has reached it’s purpose, you have uninhibited access to the funds; no goalkeeper necessary. ## Key features - Automatic recurring payments for savings - Accountability partners (Goalkeepers) - Prevents early withdrawals - Bank-level security and FDIC insured - Savings goals with purpose - Behavioral nudges for goal completion ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/findi-accountable-saving/id1552575699/reviews.md ### 1/5 — SCAM APP *2024-04-26* This app scam. Don’t give me my money again! I’m sent report ### 1/5 — Scam!! *2024-04-08* This app scam! Can’t withdraw you money! ### 5/5 — Has been a true impact to my financial wellness/planning *2023-12-27* Since coming across the FinDi app I’ve really been surprised by how vital and invaluable it has been to my day-to-day life. The ability to save money via an app for unique/specific goals or saving funds that I need is great, but the thing that is truly unmatched is the ability to have a goalkeeper. Having one of my friends keep me accountable by not allowing me to withdraw funds early without them approving the transaction is huge. Obviously, I have had one or two instances where it was a emergency where I needed access to the funds for a unexpected expense, and they allowed my transaction after speaking about it with them, but there are also other times where I may want to just withdraw the money early for a night out, which is not a smart, financial decision, and they declined the transaction to help me stay accountable. All in all great app and would highly recommend it to anyone as it is very easy and seamless experience within the app! ## Frequently asked questions about Findi ### How does Findi ensure my money is safe? All funds are held in your FinDi account, and Goalkeepers do not have direct access. FinDi uses bank-level security and is FDIC insured, guaranteeing your money is safe with the U.S. Federal government. ### Can I withdraw my money early if I have an emergency? Yes, you can override a Goalkeeper veto for special circumstances by contacting FinDi LTD. This process ensures your funds are accessible when truly needed, while still maintaining accountability. ### What is the role of a 'Goalkeeper' in Findi? A Goalkeeper is an accountability partner, typically a friend or family member, who must give permission for you to withdraw money early from your savings goal. This mechanism helps users stick to their savings pledges. ### Does Findi have ads? No, Findi does not contain advertisements. The app is free to use and focuses on providing a secure and supportive environment for users to achieve their savings goals. ### What devices does Findi support? Findi is available on iPhone and iPod devices. The app is designed to be accessible on Apple's mobile platforms. ### How often is Findi updated? The latest version of Findi is 1.5.3, last updated on April 14, 2024. This indicates regular updates to improve functionality and user experience. ### What is the age rating for Findi? Findi has an age rating of 4+. This means it is suitable for users of all ages, with no age restrictions mentioned. ### How does Findi compare to other savings apps? Findi differentiates itself by acting as a personal trainer for finances, incorporating behavioral nudges and accountability partners. Unlike many apps that only provide tools, Findi focuses on psychological support to ensure goal completion. ## Version history (last 5 releases) ### 1.5.3 — 2024-04-14 Minor updates to app store search features ### 1.5.2 — 2023-05-13 This release includes bug fixes and user interface improvements to the application. ### 1.5.1 — 2023-03-28 This release includes bug fixes and user interface improvements to the application. ### 1.5.0 — 2023-01-28 This release includes bug fixes and user interface improvements to the application. ### 1.4.9.25 — 2022-10-01 Updates to Plaid production environment for user functionality ## Apps similar to Findi | App | Rating | Price | Category | | --- | --- | --- | --- | | [Savings Goals](https://appshunter.io/ios/app/savings-goals/id537246624) | 4.6 (218) | Free | Finance | | [Crew Finance](https://appshunter.io/ios/app/crew-finance/id6449719743) | 4.9 (877) | Free | Finance | | [Ambition Card](https://appshunter.io/ios/app/ambition-card/id6463294602) | 4.7 (3) | Free | Finance | | [USA National](https://appshunter.io/ios/app/usa-national/id6451110951) | 3.7 (3) | Free | Finance | | [Andi - from Fidelity Bank](https://appshunter.io/ios/app/andi-from-fidelity-bank/id6448390338) | 5.0 (2) | Free | Finance | | [Kepaid - Save, Credit & Plan](https://appshunter.io/ios/app/kepaid-save-credit-and-plan/id1623277647) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*