# Fin.do: Instant Money Anywhere — International money transfers

> Instant international money transfers to Visa/Mastercard cards across 150+ countries. (iPhone/iPad app by UAB Findo Finansai.)

- Source: https://appshunter.io/ios/app/findo-instant-money-anywhere/id1187248755 (this page in markdown: same URL + `.md`)
- Developer: [UAB Findo Finansai](https://appshunter.io/developer/1187248754)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.90/5 from 34 App Store ratings · 119 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 56 MB
- Languages: American English, French (France), Polish, Russian, European Spanish, Ukrainian
- Released: 2018-08-05
- Data updated: 2026-06-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/findo-instant-money-anywhere/id1187248755/reviews.md

## What is Fin.do?

Make instant transfers to Visa and Mastercard cards across 150+ countries - Fin.do is the fastest way to send any currency locally and abroad!

Send money, get paid, and convert currency easily and conveniently. Customers worldwide trust Fin.do to:
Send money easily
• send to contacts or card numbers
• send any currency with no exchange markups
• free account with no monthly charges and no hidden fees
• simple registration and ability to increase daily sending limits

Send any currency
• transfer the world's most traded currencies in seconds
• send USD and EUR locally and internationally
• move money or convert currencies between your own accounts
• available 24/7 so you can send and receive money anytime

Send money safely
• all transactions are protected with 3DSecure
• cardholder data is protected in line with international security standards (PCI-DSS)
• we partner with trusted financial institutions (Mastercard, Visa)
• all personal and financial data is encrypted
• Face ID and Touch ID account protection
• we fully comply with the applicable financial regulations regarding anti-money laundering (AML)

Send transparently
• see the final amount received (including all fees & exchange rates) upfront, before you send
• compare exchange rates to choose the best rate for your transfer
• first-rate customer support
• expert tips for the most cost-effective money transfers

Hundreds of thousands of happy customers rely on Fin.do for fast and safe money transfers. Download Fin.do today and enjoy a world of lightning-fast, secure, and low-cost money transfers!

Supported destinations:
Africa: Algeria, Angola, Benin, Botswana, Burkina Faso, Cameroon, Cape Verde, Central African Republic, Chad, Comoros, Côte d’Ivoire, Djibouti, Egypt, Gabon, Gambia, Guam, Guinea, Guinea-Bissau, Ethiopia, Equatorial Guinea, Ghana, Kenya, Lesotho, Liberia, Mali, Madagascar, Mauritania, Mauritius, Malawi, Mayotte, Mozambique, Morocco, Namibia, Niger, Nigeria, Reunion, Republic of the Congo, Sao Tome and Principe, Senegal, Sierra Leone, South Africa, Seychelles, St Helena Island, Tanzania, Togo, Tunisia, Uganda, Western Sahara, Zambia, Zimbabwe.
Asia: Armenia, Azerbaijan, Bahrain, Bangladesh, Belize, Bhutan, British Indian Ocean Territory, Brunei, Cambodia, China, Christmas Island, Cyprus, Georgia, Hong Kong, India, Indonesia, Israel, Japan, Jordan, Kazakhstan, Kuwait, Kyrgyzstan, Malaysia, Laos, Maldives, Macau, Mongolia, Nepal, Oman, Pakistan, Philippines, Singapore, Sri Lanka, Saudi Arabia, South Korea, Tajikistan, Timor-Leste, Turkey, Thailand, Turkmenistan, Taiwan, Uzbekistan, Vietnam.
Central America: Bahamas, Barbados, Bermuda, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Costa Rica, El Salvador, Guatemala, Guyana, Honduras, Montserrat, Puerto Rico, Trinidad and Tobago, Mexico, Nicaragua, Panama, Jamaica.
North America: Anguilla, Antigua and Barbuda, Greenland, Grenada, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sint Maarten, Turks and Caicos Islands.
South America: Argentina, Aruba, Bolivia, Brazil, Chile, Colombia, Curaçao, Ecuador, Falkland Islands (Malvinas), Paraguay, Peru, Suriname, Venezuela. 
Europe: Albania, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark, Kosovo, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Switzerland, Ukraine, United Kingdom.
Oceania: Australia, Cook Islands, Fiji, French Polynesia, Kiribati, Marshall Islands, Micronesia, Nauru, New Caledonia, New Zealand, Niue, Palau, Papua New Guinea, Pitcairn, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Wallis and Futuna.
Antarctica, Bouvet Island.

## Key features

- Instant transfers to Visa/Mastercard
- Send money locally and abroad
- Convert any currency
- No exchange markups
- Free account with no monthly fees
- Secure transactions with 3DSecure
- Transparent fees and rates

## Recent user reviews (10 of 119)

All indexed reviews: https://appshunter.io/ios/app/findo-instant-money-anywhere/id1187248755/reviews.md

### 5/5 — 👍

*2026-03-04, version 4.5.0*

Супер 👍

### 4/5 — Great App for International Transfers, but Watch Out for Speed

*2026-01-20, version 4.5.0*

I recently started using the Fin.do money transfer app, and overall, I’ve been impressed with its ease of use and reliability. The interface is clean and user-friendly, making it simple to send money to friends and family overseas without any hassle. The transfer process is generally smooth, and I appreciate the various payment methods available.

That said, there are a couple of downsides. The exchange rates tend to be a bit on the higher side compared to some other services, so that’s something to keep in mind if you’re transferring larger amounts. Also, while the app advertises quick transfers, the money doesn’t always arrive instantly. It usually takes 1 to 2 days for the funds to reach the recipient, which can be a little inconvenient if you need the transfer to be faster.

Despite these few drawbacks, I still find Fin.do to be a solid choice for international money transfers and would recommend it for anyone looking for a reliable and easy-to-use option.

### 5/5 — Очень качественная работа! Всё сделали аккуратно, быстро и профессионально. Я очень доволен, рекомен

*2025-11-25*

Очень качественная работа! Всё сделали аккуратно, быстро и профессионально. Я очень доволен, рекомендую!

**Developer response:** Спасибо большое за ваш отзыв, Rukhshedjon! Нам очень приятно слышать, что вы остались довольны нашим приложением. Будем рады помочь вам снова в будущем 🙏

### 5/5 — My Go-To App for transferring overseas

*2025-11-25, version 4.3.2*

I came across Fin.do 2 years ago while trying to figure a way out to transfer an amount overseas. Since then I have always used only this one app. It is very convenient and lets you transfer with your credit card to any card or bank account overseas. The interface is extremely transparent and simple to use. More robust than its already strong interface is its support team. Of course there have been hiccups in the past two years but each and every single time the support from their team is par excellence. I have never seen such a strong and helpful team ever even in the bigger established products that I have used. I really vouch for this app and trust me, they won’t let you down.

### 5/5 — Easy

*2025-11-09*

So many different countries and currencies available

**Developer response:** Dear Zhana, thank you for sharing your feedback. Our mission is to make instant money transfers worldwide accessible to everyone! If we were helpful to you, then we are on the right track 💛

### 1/5 — Scam scam scam

*2025-10-28*

They ask for a lot of your personal information to steal your entire identity and then close your account. Scam

**Developer response:** Dear Gary, we’re sorry to hear that you had a negative experience. We want to assure you that we take all feedback seriously and are constantly working to improve our service. Please, contact our customer support team via live chat or email support@fin.do. We are here to assist you!

### 5/5 — Easy

*2025-10-24*

So many different countries and currencies available

**Developer response:** Dear Zhana, thank you for sharing your feedback. Our mission is to make instant money transfers worldwide accessible to everyone! If we were helpful to you, then we are on the right track 💛

### 5/5 — Все супер!

*2025-10-09, version 3.5.0*

Дуже дякую і радію, що знайшла систему Fin.do, унікальна можливість відправити кошти, де інші системи не працюють! Мої щирі рекомендації!

### 1/5 — Hidden fees and unfair fraud flagging

*2025-05-21, version 2.7.1*

I used Fin.do to send €80 and was shown a total of $87.36 (including commission). But my card was actually charged $92.66 — that’s $5.30 more, including a hidden $2.70 international fee that was never shown in the app. Because I had to guess the right euro amount multiple times (due to unclear cost breakdown), my account was even blocked for “fraud suspicion” — just for trying to complete a transaction. I was made to feel like I did something wrong, when in fact the app misled me. Not transparent, not fair.

### 1/5 — Banned for life because I used an old card

*2025-01-26, version 2.4.0*

TLDR: Fin.do looks good on the surface but if anything goes wrong you are in big trouble. Their customer support does not listen to reason and has a ‘computer says no’ response to any queries. 

My story: I registered with Fin.do and tried to make a payment with a card in my Apple wallet (Fin.do defaults to this). By mistake, I choose a debit card I’d cancelled a few weeks back. Instead of just displaying an error that the card could not be used, Fin.do asked me to prove ownership of the cancelled card. This is impossible as all bank statements obscure the full card number and I obviously don’t have the physical card. 

I asked them to delete the card and they said that’s impossible as they can’t access customer accounts. Ok, so I suggested we delete my account and start again which they agreed to. When I created a new account and provided ID there was a wait of a few days. I then chased their customer support and was told I was not allowed to create a new account and would be banned from the platform for life.

Obviously fin.do have a duty to prevent card fraud but the card had already been cancelled and should not even have been possible to start a transaction with. Their customer support were rude and unprofessional and treated me like a criminal.

## Frequently asked questions about Fin.do

### What does Fin.do do?

Fin.do allows you to make instant money transfers to Visa and Mastercard cards in over 150 countries. You can send money locally and internationally, convert currencies, and get paid easily and conveniently. The app focuses on speed, security, and transparency in its transactions.

### How does Fin.do ensure secure money transfers?

All transactions are protected with 3DSecure, and cardholder data is secured according to international PCI-DSS standards. The app also uses encryption for personal and financial data, offers Face ID and Touch ID protection, and complies with anti-money laundering regulations. They partner with trusted financial institutions like Mastercard and Visa.

### Is Fin.do free to use?

Yes, Fin.do offers a free account with no monthly charges or hidden fees. While the app itself is free to use for sending money, there may be associated fees for the actual money transfers, which are clearly displayed upfront before you confirm the transaction.

### What currencies and countries does Fin.do support?

The app supports sending the world's most traded currencies, including USD and EUR, both locally and internationally. It facilitates transfers to over 150 countries across Africa, Asia, Central America, and North America, with specific country lists available within the app.

### How does Fin.do compare to other money transfer services?

Fin.do emphasizes instant transfers with no exchange markups and transparent upfront fees. Users can compare exchange rates to find the best option. It offers a simple registration process and the ability to increase sending limits, aiming to provide a cost-effective and convenient alternative for global money movement.

## Version history (last 5 releases)

### 4.5.0 — 2025-12-31

Send money directly to bank accounts — now in more countries than ever
Enjoy smooth, secure Pay2Bank transfers with verified IBAN validation and guaranteed fund delivery
Update today and make your bank-to-bank transfers fast, simple, and trusted

### 4.3.2 — 2025-11-19

Send money directly to bank accounts — now in more countries than ever
Enjoy smooth, secure Pay2Bank transfers with verified IBAN validation and guaranteed fund delivery
Update today and make your bank-to-bank transfers fast, simple, and trusted

### 4.2.1 — 2025-11-08

Send money directly to bank accounts — now in more countries than ever
Enjoy smooth, secure Pay2Bank transfers with verified IBAN validation and guaranteed fund delivery
Update today and make your bank-to-bank transfers fast, simple, and trusted

### 4.1.1 — 2025-10-30

Send money directly to bank accounts — now in more countries than ever
Enjoy smooth, secure Pay2Bank transfers with verified IBAN validation and guaranteed fund delivery
Update today and make your bank-to-bank transfers fast, simple, and trusted

### 4.1.0 — 2025-10-19

We’re excited to introduce Pay2Bank — a fast, secure, and seamless way to transfer funds from your card directly to your bank account!

Available now in the SEPA region. Effortlessly move funds to your bank accounts — no hassle, just smooth transfers.

This is just the beginning — more countries coming soon! Stay tuned for updates and be ready for an even wider reach. Upgrade now and enjoy an enhanced experience with Pay2Bank!

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## Related topics

[findo](https://appshunter.io/ios/topics/findo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*
