# finerd.ai • money nerd mode — Personal. Business. Family. > Obsessive finance tracking for personal, business, and family finances. (iPhone/iPad app by finerd.) - Source: https://appshunter.io/ios/app/finerdai-money-nerd-mode/id6743011710 (this page in markdown: same URL + `.md`) - Developer: [finerd](https://appshunter.io/developer/1800833564) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 26.0 · 1.3 GB - Languages: American English, Czech, French (France), German (Germany), Italian, Polish, European Portuguese, European Spanish, Ukrainian - Released: 2026-05-21 - Data updated: 2026-08-17 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/finerdai-money-nerd-mode/id6743011710/reviews.md ## What is finerd.ai? finerd – the most obsessive finance tracking app out there For those who need more than just this month's expenses. Multi-currency accounts, money flows between them, debts, crypto, stocks, property, business and family finances. All in one place. Connect your bank and transactions appear on their own. Works with banks in the US, Europe, Canada and Ukraine AI categorizes transactions, recognizes merchants and identifies transfers between accounts. No rules to set up. It learns from your preferences and adapts on its own. Know who owes you and who you owe. Paid for everyone at a restaurant? Snap the bill and send it to your friends so they can pick their items and pay you back. Invite your partner and manage family finances together. All transactions are private by default. You share only what you want. Tag transactions and track spending by project. Vacation, renovation, learning something new, whatever. Snap a paper bill or connect your email. We'll recognize the bills and match them to transactions. If a bill has items from different categories, we'll split them where they belong. Budgets don't work. We choose to forecast instead. Find out how much money you'll have in a year, five, or even twenty. Paid in cash? Just say it out loud. AI will track it. Apartment, car, crypto, stocks, loans. The full picture of your wealth, not just expenses. Your data is yours. Export your full history whenever you want. If you decide to leave, you can delete everything in one tap. (we won't be able to restore it, so be careful) For support, email us support@finerd.ai Terms of use: https://finerd.ai/terms-of-use Privacy policy: https://finerd.ai/privacy-policy ## Key features - Multi-currency account tracking - AI-powered transaction categorization - Debt and loan management - Investment and property tracking - Family finance sharing - Project-based spending tags - Financial forecasting ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Full Nerd | $14.99 | per month | ## Frequently asked questions about finerd.ai ### What is the short name for finerd.ai • money nerd mode? The short common name for finerd.ai • money nerd mode is finerd. It is derived from the full name by removing the subtitle and any text after the em-dash. ### How does finerd categorize transactions? finerd uses AI to automatically categorize transactions, recognize merchants, and identify transfers between accounts. It learns from your preferences and adapts without requiring manual rule setup. ### Can I manage family finances with finerd? Yes, you can invite your partner to manage family finances together. All transactions are private by default, and you control what you share. ### Does finerd offer budgeting features? Instead of traditional budgets, finerd focuses on forecasting. It helps you predict how much money you will have in the future, up to twenty years ahead. ### What financial assets can be tracked in finerd? finerd allows tracking of a comprehensive financial picture, including apartments, cars, crypto, stocks, loans, and other wealth assets, not just expenses. ### Is my financial data secure with finerd? finerd emphasizes data ownership and privacy. Your data is yours, and you can export your full history. You can also delete all your data with a single tap if you choose to leave the service. ### What is the subscription cost for finerd? The 'Full Nerd' subscription plan is priced at $14.99 per month. This plan likely unlocks advanced features beyond the free tier. ### What devices is finerd available on? Currently, finerd is supported on iPhone devices. Further platform expansions may be available in future updates. ## Version history (last 5 releases) ### 1.18.0 — 2026-08-14 • Payment options, easier to set up — Venmo, Revolut, PayPal, Zelle and more, each with a guided prompt, paste from the clipboard, and a typo check before you save This update also includes performance improvements and bug fixes to keep your day-to-day with finerd steady and reliable. Thanks for being with finerd. ### 1.17.0 — 2026-08-10 • Turnovers on the Reports tab — pick an account and see its money in and out, right next to your other reports • Rewards & loyalty points, now optional — hide them across the app if you don't use them. Find the switch in space settings. • Include archived — a new filter option that brings archived accounts back into view when you need them This update also includes performance improvements and bug fixes to keep your day-to-day with finerd steady and reliable. Thanks for being with finerd. ### 1.16.0 — 2026-08-05 • finerd at your fingertips — Create expense and Scan bill buttons for Control Center, your Lock Screen, or the Action button This update also includes refined widget appearance for the Clear and Tinted looks, performance improvements, and bug fixes to keep your day-to-day with finerd steady and reliable. Thanks for being with finerd. ### 1.15.0 — 2026-08-03 • Budget alerts — know when a category goes over budget (or is about to), and resolve it in a couple of taps • Turnovers, matched to your bank — a new balance type filter: Current shows only bank-settled transactions, so the report lines up with your statement This update also includes clearer sync statuses for newly connected accounts, performance improvements, and bug fixes to keep your day-to-day with finerd steady and reliable. Thanks for being with finerd. ### 1.14.0 — 2026-07-28 • Apple Pay tracking — pay with Apple Pay and log every payment in finerd automatically. Set it up in More. • Recurring, refreshed — see the transactions from the current payment cycle, not just the last five • Cash Flow — a new filter for non-cash movements like accrued interest or reinvested income This update also includes performance improvements and bug fixes to keep your day-to-day with finerd steady and reliable. Thanks for being with finerd. ## Apps similar to finerd.ai | App | Rating | Price | Category | | --- | --- | --- | --- | | [Owl Budget - Bills & Cash App](https://appshunter.io/ios/app/owl-budget-bills-and-cash-app/id6754390515) | 5.0 (12) | Free | Finance | | [HFCB](https://appshunter.io/ios/app/hfcb/id1373152794) | 2.6 (10) | Free | Finance | | [Access CCU Mobile](https://appshunter.io/ios/app/access-ccu-mobile/id906417279) | 4.8 (583) | Free | Finance | | [Summa: Budget, Expense Tracker](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324) | — | Free | Finance | | [Bill Organizer + Reminders](https://appshunter.io/ios/app/bill-organizer-plus-reminders/id6737248419) | 4.9 (285) | Free | Finance | | [Budget & Expense Tracker Monee](https://appshunter.io/ios/app/budget-and-expense-tracker-monee/id1617877213) | 4.9 (297) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*