Finerva

Finerva is a personal finance companion for organising your everyday money in one clear place. Track cash, debit, savings, credit and debt accounts; record income, expenses and transfers; and keep categories and tags organised. Create groups to share expenses with friends, partners or family. Record who paid, split costs, track group balances and settle repayments without spreadsheets. Your personal accounts, categories, budgets, tags and activity remain private. Plan ahead with budgets, recurring schedules, savings goals and debt plans. Review activity, balances, spending and reports across your currencies. Finerva keeps an encrypted offline projection on your device so you can review your finances offline. Finerva Plus adds saved report views, explanations of reporting changes, cash-flow forecasts and private what-if scenarios, plus additional group creation and recurring schedules. Choose a monthly subscription, an annual subscription billed in full each year, or a one-time lifetime purchase. All three unlock the same premium features. The free plan includes transaction entry, basic reports, budgets, goals, debt plans, settlement and raw data export. Join unlimited groups, create one group over your account lifetime, and create one recurring schedule. Prices are shown in your local currency before purchase. Subscriptions renew automatically unless cancelled through your Apple account settings. Lifetime access does not renew; purchasing it does not cancel an existing subscription. Restore purchases from the Finerva account originally used. Finerva does not provide banking, lending, payments, investment products or financial advice. Forecasts and scenarios are estimates based on your inputs. Privacy Policy: https://finerva-api.work-pulse.work/api/legal/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/