# FineTime - Money Alarm Clock — Wake Up or Pay Up! > Alarm clock that charges money for missed challenges, with anti-cheating and charity donation options. (iPhone/iPad app by KILAM LLC.) - Source: https://appshunter.io/ios/app/finetime-money-alarm-clock/id6749399425 (this page in markdown: same URL + `.md`) - Developer: [KILAM LLC](https://appshunter.io/developer/1830339033) - Category: Productivity, Lifestyle - Price: Free with in-app purchases - Rating: 4.20/5 from 10 App Store ratings · 9 written reviews indexed - Age rating: 12+ - Requires: iOS 26.0 · 699 MB - Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Japanese, Korean, Brazilian Portuguese, Russian and 2 more - Released: 2025-09-25 - Data updated: 2026-08-24 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/finetime-money-alarm-clock/id6749399425/reviews.md ## What is FineTime? FineTime is the first alarm clock that makes you prove you’re awake by completing challenges — or it charges you money, and it’s 100% cheat-proof. → How it works: Set your alarm – Choose the time you want to wake up. Add a challenge – Prove you’re up by doing push-ups, squats, walking outside, and more (20+ choices). Set the money – Pick how much money you’ll lose if you fail, and which charities it goes to. Wake up on time – If you don’t finish your challenge in time, you get charged. No cheating – FineTime is 100% cheat-proof. Your alarms are saved online, and AI is watching you. Cheat and you’ll pay. → Bonus: Fail-Proof System • Wake check: Pick a time (or random) after your alarm to prove you’re awake. Fail and you’ll pay. • Ultra-loud: Set crazy-loud sounds and intense vibrations that cannot be turned off. • Countdowns: Set Live Activities bedtime and alarm countdowns, even when the app isn’t running. → Bonus: Compete • Live feed: Watch the globe light up in real time to see wins and fails around the world. → Bonus: Customization • 100% configurable: Fine-tune alarms, sounds, challenges, etc. More options than any app. → Bonus: Offline Compatibility • iOS clock integration: Alarms are saved in the Clock app; you don’t need to keep the app open. • Offline access: Complete alarms fully offline; just reconnect every seven days to sync. SUBSCRIPTION PRICING FineTime is a premium-only app that offers two auto-renewing subscription options: $14.99 / month $164.99 / year FineTime has a free trial, but does not offer a free subscription tier. These prices are for US customers. Pricing in other countries may vary. Your subscription to FineTime will automatically renew, unless you cancel at least 24 hours before the current period ends. You can cancel or manage your subscription from your Apple account settings. DONATION PLEDGES AND DISTRIBUTIONS Due to Apple’s guidelines, we can not charge you for missed alarms. However, you may optionally add a donation pledge to an alarm. This pledge is your choice and can be updated or removed at any time. If you miss a challenge for an alarm with an active pledge, the donation you selected may be processed securely through Stripe. Users have 7 days from when an alarm is due to reconnect their device to Wi-Fi or cellular so our servers can receive the signal. If no connection is made within that time or we confirm the alarm was fail, the pledged donation will be processed automatically. Whenever a pledged donation is processed, you will receive an official email from Stripe on FineTime’s behalf. This email includes the alarm time, the challenge details, the donation amount, and clear instructions on how to dispute a charge if necessary. All pledged donations are pooled and distributed to the charities you selected, typically once per year at the beginning of the following calendar year. In rare cases (for example, a pending dispute or charity approval), a donation may be moved to the next year’s batch. Stripe deducts its standard 1–2% processing fee on each donation. FineTime does not take any of the donation amount. If you do not select a charity FineTime will donate to a random charity. Users can view the full status of every alarm and donation under Settings → Alarm History. At year’s end, we also post receipts of all distributed donations (aggregate totals only, never tied to personal data) on our website. To update your payment methods tied to the donation system, go to Settings → Manage Donation Info. This will take you to an external safari page where you can make the changes. ACCOUNT DELETION • Subscribed users: You can delete your FineTime account and all associated data at any time from the in-app settings. • Non-subscribed users: If you complete onboarding but do not subscribe, your account and any associated data will be automatically deleted after 14 days. TERMS https://www.finetime.app/terms PRIVACY POLICY https://www.finetime.app/privacy ## Key features - Complete physical challenges to prove wakefulness - Monetary penalties for missed challenges - Charity donation options - 100% cheat-proof system with AI monitoring - Offline alarm functionality - Live Activities countdowns - Global win/fail feed ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | FineTime Premium Yearly | $239.99 | per year | | FineTime Premium Monthly | $19.99 | per month | ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/finetime-money-alarm-clock/id6749399425/reviews.md ### 5/5 — Actual free trial *2026-08-16* I loved being able to test out the app for two weeks without even needing to subscribe 💗😊 ### 5/5 — Life Changing *2026-08-14* This app has changed my life. It has transformed my morning routine. No longer snoozing and missing the gym before work. Would highly recommend to all. ### 5/5 — Life Changing *2026-08-13* FineTime is the extra push I need to begin my day and stay productive. Highly recommend! ### 1/5 — Basically a Scam *2026-08-05* The app is horribly made. barley lets you sign in, charges you even when you complete the alarm challenges and the UI doesn’t even work on my older iphone. I’ve even had disabling an upcoming alarm instantly charge me. **Developer response:** Hey Jay, Please hit us up at support@finetime.app if you believe you got charged for a completed alarm. We'll check the data and get that sorted ASAP. We also pushed out a major update yesterday to straighten up the UI and make everything a lot smoother. We really appreciate you for being one of our first customers, and we hope you'll give us another shot. We want to make this app the best we can for you. ### 1/5 — Good Function but extremely glitchy *2026-08-05* I like the concept of the app a lot and when it works it works but half the time it charges you even when you complete the challenge and it says challenge completed Starting to think it’s just a scam says you complete and still takes your money I charged it back on my card don’t use this app **Developer response:** Hey Phishskin11111, We're glad to hear you love the concept of this app and we're sad to hear you were mischarged. Please reach out at support@finetime.app and we'll check the data and get this straightened out ASAP. We appreciate you being one of the first people to try our our app, and we just pushed out a huge update to improve the experince. We hope you'll give us another shot, and I think you'll really like the new update. ### 5/5 — Great App *2025-11-19* Never thought an alarm could change my mornings but this one did. The design is smooth, the money feature keeps me honest, and it has made my routine way more consistent. Highly recommend! ### 5/5 — This alarm actually works. *2025-09-30* I’ve been using FineTime for the past few weeks and nothing gets me out bed the fear of loss. Combine that with forcing me outside and I’ve never snoozed once. ### 5/5 — Super useful app! *2025-09-26* I have found my next alarm clock app. I always hit snooze but this app truly keeps me accountable. Highly recommend! ### 5/5 — Wake app *2025-09-25* This is the first wake up app I’ve tried that actually forces me to wake up. ## Frequently asked questions about FineTime ### How does FineTime charge money if I miss a challenge? FineTime allows you to set a monetary pledge to an alarm. If you fail to complete the challenge, this pledged donation can be processed securely through Stripe. Users have 7 days to reconnect to sync the alarm failure. ### What kind of challenges can I set in FineTime? FineTime offers over 20 challenge options, including physical exercises like push-ups and squats, or activities like walking outside. The app is highly configurable, allowing you to fine-tune these challenges. ### Is FineTime truly cheat-proof? Yes, FineTime is designed to be 100% cheat-proof. Alarms are saved online, and AI monitors your activity. Cheating attempts will result in payment. ### Can I use FineTime offline? Yes, FineTime offers offline compatibility. Alarms are saved in the iOS Clock app, and you can complete them offline. You only need to reconnect every seven days to sync. ### What are the subscription options for FineTime? FineTime offers two auto-renewing subscription options: $19.99 per month or $239.99 per year. Both plans include a free trial period. ### How often is FineTime updated? The latest version of FineTime is 1.5, and it was last updated on October 24, 2025. This indicates a recent update frequency. ### What is the age rating for FineTime? FineTime has an age rating of 12+, making it suitable for users aged 12 and above. ### Does FineTime have ads? No, FineTime does not contain advertisements. It is a premium-only app with subscription-based access. ## Version history (last 5 releases) ### 1.7.9 — 2026-08-20 - Minor improvements to text around charts - Minor improvements to alarm history sheets - Small bug fixes to alarm access and alarm failed sheets ### 1.7.8 — 2026-08-16 - Improved Home screen performance and widget scrolling responsiveness - Improved globe animation behavior on Home view scrolling - AddedJournal tracking and Firebase sync for journal entries. - Improved Health, Weather, AQI, Calendar, Mood, Wakeups, and Streak widget permission/access states. - Improved alarm history and wakeup/streak widgets - Updated sign-in/onboarding animations and challenge preview media behavior. ### 1.7.7 — 2026-08-09 Improved home screen stability. Made widget scrolling feel smoother. Improved app performance during startup and navigation. Small visual and reliability improvements throughout the app. ### 1.7 — 2026-07-18 FineTime 1.7 is a major performance, widget, and polish update. - Smoother home screen scrolling and globe animations - Improved globe visuals with refined day/night lighting - Faster widget rendering while scrolling - Better widget paging, snapshots, and scroll state retention - New and improved widgets for calendar, habits, meditation, prayer, journaling, meds, mood, traffic, AQI, weather, and more - Improved add-widget flow with better organization and previews - Refined health widgets and health chart interactions - Updated alarms, timers, wake-up checks, and alarm challenge flows - Polished home footer, header controls, and alarms layout - Improved sign-in, onboarding, testimonials, and paywall experience - Updated subscription purchase and restore handling - General reliability, sync, notification, and UI fixes ### 1.6 — 2026-04-09 - Redesigned health and sleep experience with richer charts, smoother animations, and cleaner detail sheets. - Added a new traffic widget with route setup, commute details, and a more polished map-based UI. - Rebuilt the weather widget experience with a more visual layout and better at-a-glance information. - Improved home screen widget customization with a better add/edit flow and more flexible layouts. - Polished the overall app feel with smoother transitions, updated UI across key screens, and stability improvements for existing users upgrading the app. ## Apps similar to FineTime | App | Rating | Price | Category | | --- | --- | --- | --- | | [Nuj Alarm Clock](https://appshunter.io/ios/app/nuj-alarm-clock/id1557053396) | 4.7 (72) | Free | Productivity | | [Pikaslice - 3D Print Slicer](https://appshunter.io/ios/app/pikaslice-3d-print-slicer/id1626109223) | 3.8 (203) | Free | Productivity | | [Sónar](https://appshunter.io/ios/app/sonar/id1378948981) | — | Free | Productivity | | [touch grass: screen time limit](https://appshunter.io/ios/app/touch-grass-screen-time-limit/id6739589530) | 4.7 (2,958) | Free | Productivity | | [Helium Mobile Builder](https://appshunter.io/ios/app/helium-mobile-builder/id6469056216) | 3.4 (88) | Free | Productivity | | [Jotform Sign: eSign PDF & Docs](https://appshunter.io/ios/app/jotform-sign-esign-pdf-and-docs/id6740201688) | 4.9 (316) | Free | Productivity | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*