# Finhabits: Invest My Money — Invest, Learn, and Protect > Automated investing, health insurance, and financial education for a better future. (iPhone/iPad app by Finhabits Inc..) - Source: https://appshunter.io/ios/app/finhabits-invest-my-money/id1247975276 (this page in markdown: same URL + `.md`) - Developer: [Finhabits Inc.](https://appshunter.io/developer/1500940637) - Category: Finance, Lifestyle - Price: Free - Rating: 4.64/5 from 21,542 App Store ratings · 107 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 14 MB - Languages: English, Spanish - Released: 2017-10-24 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/finhabits-invest-my-money/id1247975276/reviews.md ## What is Finhabits? Investing in stocks doesn't have to be complicated. Finhabits is the financial partner Latino families need. With Finhabits you can start with a clear plan, set up automatic deposits, and build your financial future — and your family's — with no minimum investment. Invest for goals like your retirement, buying a home, building an emergency fund, or your next projects. Our accounts and portfolios are designed to help you reach these goals with strategy and long-term focus. Build your plan directly from the app and stay on track with tools that help you invest consistently, not impulsively. INVEST WITH A PLAN • Open up to 3 investment accounts with diversified portfolios designed for long-term growth. You decide how much to invest and how often. Set up automatic weekly or monthly deposits to stay disciplined. Choose between Roth or Traditional IRAs, individual accounts, or emergency funds based on your goals. GUIDANCE WHEN YOU NEED IT • Access Emma, your AI financial guide, 24/7 to answer questions about investing, goals, or planning. Receive personalized alerts and insights to help you stay focused and make decisions with clarity. SIMPLE AND TRANSPARENT PLANS 1. Starter – Free: Financial wellness score · Money Journeys · educational tools. 2. Growth – $10/month: Up to 3 investment accounts · diversified portfolios · automatic deposits · financial plan · 24/7 Emma access · exclusive content. We accept ITIN or Social Security Number. 3. Premium – 1.0% AUM*: Everything in Growth + advisor meetings · CEO sessions · 1.0% AUM on the first $100K · Fee cap - your portfolio is managed for free after your first $100K. *Available for combined portfolios of $12,000 or more invested. We've helped over 900,000 people build better money habits. Our customers have invested over $400 million with Finhabits. Start your investment plan today — no minimum, no complications. Available in English and Spanish. — *Other custodial fees/expenses may apply and will be reflected in the pricing of the ETFs you invest in. These fees are not part of the monthly cost. Investment advisory services offered through Finhabits Advisors LLC, an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media are not an offer, solicitation of an offer, or advice to buy or sell securities or services. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc. Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Visit https://www.finhabits.com/insurance-licenses for more details. All information herein as well as any communications on social media are not an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services. All images are for illustrative purposes only and show hypothetical accounts, balance, growth, and do not represent an actual or typical client experience. For important legal disclosures regarding Finhabits, please carefully review https://www.finhabits.com/legal. © Finhabits Inc. All rights reserved. ——— 413 West 14th Street New York, New York, 10014 ## Key features - Automated investment accounts - Retirement savings options - Health, dental, and vision insurance plans - Financial education resources - Bilingual (English/Spanish) support - Personalized money journeys ## What do users think of Finhabits? Overall sentiment: negative **Pros** - 🚀 Easy to use - 💡 Bilingual content - 👍 Helps build savings habit - 🤑 Potential for investment gains **Cons** - 🐛 Inconsistent performance - 💰 High fees and charges - 🤔 Lack of transparency - ⏱️ Slow withdrawal process - 🤯 Unexpected account changes **Commonly reported bugs** - App crashes and freezes - Incorrect account balances - Unauthorized transactions - Difficulty closing accounts **Most requested features** - More investment options and control - Improved customer support and communication - Ability to change account settings easily - Clearer explanation of fees and charges ## Recent user reviews (10 of 107) All indexed reviews: https://appshunter.io/ios/app/finhabits-invest-my-money/id1247975276/reviews.md ### 5/5 — Jon *2026-07-07, version 1.28.3* Very cool app and the details ### 5/5 — Easy *2026-05-09, version 1.28.3* Just put my money set it and forget it and watch it grow! ### 1/5 — Problemas para acceder *2026-03-22, version 1.28.3* El sistema no me deja acceder a mi cuenta, dice q mi teléfono ya está registrado, pero cuando voy a ingresar, me dice nuevamente q mi teléfono ya está registrado y no me deja pasar de ahí, y esto le pasa a varios conocidos míos. Que lastima porq la app parecía interesante. ### 1/5 — Porque no me dicen cuanto me van a cobrar mensual antes de poner mi numero de tarjeta? *2026-03-05, version 1.28.3* Tengo mucha dudas del precio de la app ### 5/5 — Es buena la aplicación *2025-12-10, version 1.25.1* Pero me gustaría saber. Si yo invierto. En esta aplicación. Desde usa. Como lo retiro desde mi país Guatemala o como le hago. ### 5/5 — Excelente *2025-09-12, version 1.25.1* Recomendado hasta ahora cumple mis expectativas ### 5/5 — Es buena *2025-09-05, version 1.25.1* Y si da ganancia ### 1/5 — Put the account on pause. *2025-09-03, version 1.25.1* My checking account that I use just got charged $10 even after double checking that my account was on pause. 🧐🤨 ### 1/5 — Scam , Estafa *2025-08-09, version 1.25.1* They're experts at making your money disappear. They promise things they don't deliver. Do you want to invest? Look for direct purchase platforms. Not here. They're scammers. aqui son expertos en desaparecer tu dinero , prometen cosas que no cumplen , usted quiere hacer inversion? busque plataformas de compra directa , aqui NO , son estafadores ### 1/5 — Robo *2025-06-29, version 1.25.1* I close a account and never receive my money ## Frequently asked questions about Finhabits ### What does Finhabits do? Finhabits simplifies investing, saving, and learning about money. It provides automated investment and retirement savings accounts, helps users find affordable health insurance plans, and offers educational resources through Finhabits Academy to improve money habits. ### How does the investing feature work? The app offers automated investment and retirement savings accounts with diversified portfolios. Users can choose how much and how often they invest, starting with as little as $100 a week or $10,000 at once. The platform has a monthly fee of $10 for up to three investment accounts, which switches to an annual Asset Management fee of 1.0% once balances exceed $12,000. ### What are the costs associated with Finhabits? Finhabits has a Platform fee of $10 per month, which includes three investment accounts and premium content. This fee transitions to an annual Asset Management fee of 1.0% when the combined balance across all investment accounts surpasses $12,000. Other custodial fees or expenses related to ETFs may also apply. ### Who is Finhabits for? This app is designed for individuals and families looking to take control of their finances, whether they are new to investing or seeking to build a better financial future. It is particularly beneficial for those who appreciate bilingual support (English and Spanish) and accessible financial tools. ### What kind of educational content does Finhabits offer? Finhabits Academy provides visual aids and hands-on examples to teach good money habits. It includes award-winning 'Money Journeys' designed to help users develop new financial habits in just five minutes a day, making financial learning engaging and practical. ## Version history (last 5 releases) ### 1.29.0 — 2026-07-12 We're always working to make Finhabits better. This update includes performance improvements, bug fixes, and enhancements to help you build your financial future with confidence. ### 1.28.3 — 2026-02-13 Thank you for being part of the Finhabits community. We made some bug fixes and improvements so it's easier for you to build smart money habits and reach your financial goals. ### 1.28.2 — 2026-02-08 Thank you for being part of the Finhabits community. We made some bug fixes and improvements so it's easier for you to build smart money habits and reach your financial goals. ### 1.28.1 — 2026-02-04 Thank you for being part of the Finhabits community. We made some bug fixes and improvements so it's easier for you to build smart money habits and reach your financial goals. ### 1.28 — 2026-01-29 Thank you for being part of the Finhabits community. We made some bug fixes and improvements so it's easier for you to build smart money habits and reach your financial goals. ## Apps similar to Finhabits | App | Rating | Price | Category | | --- | --- | --- | --- | | [Fidelity Investments](https://appshunter.io/ios/app/fidelity-investments/id348177453) | 4.8 (3,285,239) | Free | Finance | | [Finimize: Investing Insights](https://appshunter.io/ios/app/finimize-investing-insights/id1335577505) | 4.8 (8,016) | Free | Finance | | [Robinhood: Trading & Investing](https://appshunter.io/ios/app/robinhood-trading-and-investing/id938003185) | 4.3 (4,815,164) | Free | Finance | | [Penny Stocks Screener: AI Scan](https://appshunter.io/ios/app/penny-stocks-screener-ai-scan/id1533928109) | 4.7 (12,002) | Free | Finance | | [Stock Scanner Screener AI](https://appshunter.io/ios/app/stock-scanner-screener-ai/id1531994046) | 4.7 (8,350) | Free | Finance | | [Plynk: Grow as an Investor](https://appshunter.io/ios/app/plynk-grow-as-an-investor/id1535098942) | 4.6 (2,747) | Free | Finance | ## Related topics [finhabits](https://appshunter.io/ios/topics/finhabits) · [belong invest](https://appshunter.io/ios/topics/belong-invest) · [sas pugil invest](https://appshunter.io/ios/topics/sas-pugil-invest) · [bkti](https://appshunter.io/ios/topics/bkti) · [feira brique de blumenau](https://appshunter.io/ios/topics/feira-brique-de-blumenau) · [feisty fd](https://appshunter.io/ios/topics/feisty-fd) · [invested iq](https://appshunter.io/ios/topics/invested-iq) · [money mind wealth creation](https://appshunter.io/ios/topics/money-mind-wealth-creation) · [finstream](https://appshunter.io/ios/topics/finstream) · [oddo bhf my wealth](https://appshunter.io/ios/topics/oddo-bhf-my-wealth) · [tupicoffs](https://appshunter.io/ios/topics/tupicoffs) · [fintso partner](https://appshunter.io/ios/topics/fintso-partner) · [xxviii encuentros investen](https://appshunter.io/ios/topics/xxviii-encuentros-investen) · [bolsa de valores](https://appshunter.io/ios/topics/bolsa-de-valores) · [domain money](https://appshunter.io/ios/topics/domain-money) · [assetmark](https://appshunter.io/ios/topics/assetmark) · [sixth sense money](https://appshunter.io/ios/topics/sixth-sense-money) · [sasmi trust fund](https://appshunter.io/ios/topics/sasmi-trust-fund) · [changed](https://appshunter.io/ios/topics/changed) · [oddo bhf switzerland my wealth](https://appshunter.io/ios/topics/oddo-bhf-switzerland-my-wealth) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*