# Finhabits: Invest My Money — user reviews > 107 indexed App Store user reviews of Finhabits by Finhabits Inc., rated 4.64/5 from 21,542 ratings. - Source: https://appshunter.io/ios/app/finhabits-invest-my-money/id1247975276/reviews - App overview in markdown: https://appshunter.io/ios/app/finhabits-invest-my-money/id1247975276.md - Rating breakdown: 5★ 17,559 · 4★ 1,762 · 3★ 655 · 2★ 267 · 1★ 969 ## What do users think of Finhabits? Overall sentiment: negative **Pros** - 🚀 Easy to use - 💡 Bilingual content - 👍 Helps build savings habit - 🤑 Potential for investment gains **Cons** - 🐛 Inconsistent performance - 💰 High fees and charges - 🤔 Lack of transparency - ⏱️ Slow withdrawal process - 🤯 Unexpected account changes **Commonly reported bugs** - App crashes and freezes - Incorrect account balances - Unauthorized transactions - Difficulty closing accounts **Most requested features** - More investment options and control - Improved customer support and communication - Ability to change account settings easily - Clearer explanation of fees and charges ## Newest reviews (11 of 107) ### 3/5 — Terrible phone verification system *2025-04-17, version 1.25.1* I’m still waiting for the code. to verify my phone. so unable to navigate into the app. ### 2/5 — Some of these apps.. *2024-08-20, version 1.24.1* Well, had money in the app for a while back in 2021 (I'd say for 8 months) and I saw that instead of earning, the values kept dropping. So I took my money out, which worked fine. I waited a bit and decided to deposit some money to start investing. It didn't work as expected. Unfortunately due to an illegal transaction (unrelated to Finhabits) to my bank account I had to close it, that's when things got wonky with this app, my $20 deposit had "posted" into the app, and by the next day had already lost about $4 due to market being horribly down (current USA economy is terrible) and since the account had been closed, my bank reversed all transactions from the past 3 days or so; which meant that my balance in Finhabits went to the negatives -$24. It is funny because when I called Finhabits they told me it was impossible to add another funding source to my current profile so I had to create a new one. I became very reluctant to dealing with this company when I realized there were things they could do and some they don't even have the ability to do. How do I know my money won't be locked out of my bank account? Also, and fortunately I had withdrawn my money at the time, but what if my bank account had been closed before I got my money out? Heck no... Sometimes when you make things a certain way you end up shooting yourself on the foot. This is not the only app that has crazy limitations like this, so be careful where you put your money in. ### 1/5 — Muy mala *2024-06-05, version 1.24.1* No uses esta app. Te comenzarán a cobrar mensual y no podrás remover tu información bancarias me están robando dinero mensual. Llame a mi banco y detuve los débitos pero Finhabit me sigue debitando mensual de diferentes cuentas comerciales y eh tenido que hacer varias reclamaciones a mi banco ya que ellos responden el supuesto número que tienen para asistencia.. son unos pillos. ### 1/5 — Poor! Don’t trusted!! They steal your money *2024-06-04, version 1.24.1* Poor! Don’t trusted!! They steal your money !!! ### 1/5 — No la usen *2024-05-29, version 1.24.1* Yo en lo personal no me gusto que cobren por la suscripción 10 dólares por mes yo no sabía q cobraban si hubiese sabido no me inscribo ### 1/5 — Not a fan *2024-05-28, version 1.24.1* So basically it's an app that is similar to a few other investment apps. In my case I prefer robinhood over this app. ### 1/5 — Les mandé *2024-05-02, version 1.24.1* Les mandé correo de no cobrar los 50$ y sin embargo lo cobraron ya no me gusta la aplicación ### 1/5 — Scam *2024-04-11, version 1.22* This guys just want to take your money you won’t earn anything but lose your money ### 1/5 — Really bad *2024-03-29, version 1.22* This app is really bad, their charge more fees than anything, I for got charge 6 dollars fees for my two accounts that I have when the month started and by the 20th and got charge 10 because they change thay fees to a membership without asking is I wanna pay the subscription and during that month I earn .11 cents in dividends for my 2 accounts. So I decide to cancel and it looks like I have to pay penalties everything. This apps is horrible. ### 1/5 — Be careful!!!! *2024-03-05, version 1.22* I say this because of my experience with the app. When I signed up I had a lot of expectation with this app to start saving for emergency and to see investing. I tell this to be careful and to know how to open an account with them, since at the moment withdrawals take more than 6 working days (in my case I'm already going for the 8th and they are not reflected in my bank account) and monthly charge a fee of $10. ### 1/5 — Fraude *2024-01-27, version 1.22* Esto es una estafa. Invertí mi dinero. Y cada día bajaba mi capital. Decidí retirar mi dinero y me han puesto obstáculos. No quieren darme mi dinero. Pronto empezaré proceso legales. Talves así me dan mi dinero. Y hasta el gasto de mi abogado. ## Most critical reviews (10 lowest-rated) ### 1/5 — Problemas para acceder *2026-03-22, version 1.28.3* El sistema no me deja acceder a mi cuenta, dice q mi teléfono ya está registrado, pero cuando voy a ingresar, me dice nuevamente q mi teléfono ya está registrado y no me deja pasar de ahí, y esto le pasa a varios conocidos míos. Que lastima porq la app parecía interesante. ### 1/5 — Porque no me dicen cuanto me van a cobrar mensual antes de poner mi numero de tarjeta? *2026-03-05, version 1.28.3* Tengo mucha dudas del precio de la app ### 1/5 — Put the account on pause. *2025-09-03, version 1.25.1* My checking account that I use just got charged $10 even after double checking that my account was on pause. 🧐🤨 ### 1/5 — Scam , Estafa *2025-08-09, version 1.25.1* They're experts at making your money disappear. They promise things they don't deliver. Do you want to invest? Look for direct purchase platforms. Not here. They're scammers. aqui son expertos en desaparecer tu dinero , prometen cosas que no cumplen , usted quiere hacer inversion? busque plataformas de compra directa , aqui NO , son estafadores ### 1/5 — Robo *2025-06-29, version 1.25.1* I close a account and never receive my money ### 1/5 — Pésima *2025-01-08, version 1.25.1* Si eres principiante, ni lo pienses … no es rentable, no es funcional, te quieres retirar y automáticamente empiezas a perder lo que ya habías ganado sorpresivamente y el dinero tuyo no te loo devuelven como en 4 a 6 días pero mientras tu empiezas a perder de la nada dinero ### 1/5 — Dont invest your money *2024-12-24, version 1.25.1* This is the worst app to invest your money ### 1/5 — No sirve *2024-12-04, version 1.25.1* Esa aplicación es mentira no abre solo ocupa espacio la descargué pero no habré ### 1/5 — Fraud *2024-07-29, version 1.24.1* Meanwhile you earn cents they make dollars just with the subscription. ### 1/5 — SCAMMERS! *2024-06-22, version 1.24.1* THIS IS A SCAM APP TO EXPLOIT MINORITIES! BEWARE AND STAY AWAY! ## Most praised reviews (10 highest-rated) ### 5/5 — Jon *2026-07-07, version 1.28.3* Very cool app and the details ### 5/5 — Easy *2026-05-09, version 1.28.3* Just put my money set it and forget it and watch it grow! ### 5/5 — Es buena la aplicación *2025-12-10, version 1.25.1* Pero me gustaría saber. Si yo invierto. En esta aplicación. Desde usa. Como lo retiro desde mi país Guatemala o como le hago. ### 5/5 — Excelente *2025-09-12, version 1.25.1* Recomendado hasta ahora cumple mis expectativas ### 5/5 — Es buena *2025-09-05, version 1.25.1* Y si da ganancia ### 5/5 — Para saber *2025-05-28, version 1.25.1* Para saber ### 5/5 — Paty *2024-11-17, version 1.25.1* Es lo que estamos haciendo en este momento es probarlo y quiero creer que todo está bien ### 5/5 — Saludos *2024-03-24, version 1.22* Thank you ### 5/5 — Ahorro *2024-01-31, version 1.22* Apenas comenze y me a dejado sorprendido ### 5/5 — Educational *2024-01-20, version 1.22* A lot of information how to management try money! Thsnks --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*