# Finik: Secure Budget

> Finik: Secure Budget (iPhone/iPad app by Aliaksandr Dvoineu.)

- Source: https://appshunter.io/ios/app/finik-secure-budget/id6762151844 (this page in markdown: same URL + `.md`)
- Developer: [Aliaksandr Dvoineu](https://appshunter.io/developer/1584376349)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 20 MB
- Languages: American English, Arabic, Dutch, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Kazakh and 11 more
- Released: 2026-04-20
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/finik-secure-budget/id6762151844/reviews.md

## What is Finik?

Finik is a privacy-first budget planner and expense tracker that helps you manage personal finances with no accounts, no tracking, no ads and full control over your data.

Track income and expenses, manage multiple accounts and cards, create budgets, plan recurring payments, and understand your spending with clear analytics. Finik makes money management simple, secure, and truly private.

Features:
• Track income, expenses, bills, and subscriptions
• On-device AI advisor for private financial insights
• Manage multiple accounts and cards
• Create budgets and monitor your spending
• Plan recurring payments and upcoming expenses
• Detailed analytics and reports
• Home Screen widgets for quick access
• Encrypted local backups you control
• Optional iCloud sync across Apple devices

Privacy comes first:
• Your financial data stays on your device — no external servers
• No accounts, third-party ads, or tracking
• iCloud sync is always optional

Whether you want a budget app, spending tracker, bill planner, or personal finance tool, Finik helps you build better money habits with a modern, offline-first, privacy-focused experience.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Annual | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Finik Lifetime | $79.99 | one-time |



## Version history (last 5 releases)

### 1.0.5 — 2026-08-25

- Improved iCloud startup so the app remains available when cloud services are temporarily unavailable.
- Added safer sync recovery and clearer statuses for delayed or interrupted synchronization.
- Demo data is now removed before iCloud synchronization is enabled.
- Improved synchronization reliability and data compatibility.
- Added a localized in-app “What’s New” screen with replay access from Settings.
- Fixed the display of remaining trial days in English and Russian.
- Fixed localized fallback messages in AI insights, categories, and archive import.

### 1.0.4 — 2026-08-12

Meet your new AI Advisor with personalized recommendations for your finances.
Explore weekly spending digests with clear summaries, trends, and helpful actions.
Ask questions about your finances with the new Q&A assistant.
Listen to financial insights with improved narration support.
Get smarter notifications and easier access to important updates.
Improved multi-currency transfers and financial calculations.
Fixed localization issues, duplicate content, and several stability problems.
Suggest new features and send feedback directly from the app.

### 1.0.3 — 2026-05-21

Added deeper dashboard drilldowns so income and expense summary cards can open detailed transaction breakdowns.
Improved multi-currency totals and FX conversion behavior, including more consistent BYN-anchored cross-rate handling.
Improved transaction entry by choosing a better default account and passing account context into transaction sheets.
Added AI advisor evidence analysis to make financial guidance more grounded in the user's actual data.
Improved dashboard header controls and "View all" actions for faster access to transactions and planned payments.
Improved category handling with clearer system-category messaging and archive guidance.
Improved localization reliability by routing more strings through Finik's in-app language system.
Polished summary colors so neutral totals stay visually consistent across the dashboard.

### 1.0.2 — 2026-05-13

- Added 19 new app languages: Arabic, Chinese Simplified, Chinese Traditional, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Kazakh, Korean, Norwegian, Polish, Portuguese (Brazil), Spanish, Swedish, Turkish, and Ukrainian.
- Improved in-app language switching with broader locale coverage and better fallback behavior when a translation is missing.
- Prepared the interface for right-to-left languages, including more direction-aware navigation and layout details.
- Improved localization test coverage to validate all supported languages and reduce the risk of missing or incomplete strings.

### 1.0.1 — 2026-05-02

Improved current plan screens with clearer plan status, feature access, and purchase actions.
Improved in-app language switching across settings, subscription, and account-related text.
Fixed default profile naming so new and existing users see the correct localized profile name.
Polished transaction rows and empty states for a more consistent iOS experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*