# Finiteck — AI Expense Tracker & Savings > AI Expense Tracker & Savings (iPhone/iPad app by DRAGOS NICOLAE LUPU.) - Source: https://appshunter.io/ios/app/finiteck/id6758164183 (this page in markdown: same URL + `.md`) - Developer: [DRAGOS NICOLAE LUPU](https://appshunter.io/developer/1854911630) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 11 MB - Languages: American English, French (France), German (Germany), Romanian - Released: 2026-01-26 - Data updated: 2026-08-17 - User reviews in markdown: https://appshunter.io/ios/app/finiteck/id6758164183/reviews.md ## What is Finiteck? Finiteck helps you find hidden savings in your everyday expenses. Simply add your recurring bills and subscriptions, and our AI advisor will analyze your spending to find personalized ways to save money. KEY FEATURES • Smart Expense Tracking Add your monthly bills, subscriptions, and recurring expenses in seconds. Organize by category and see your total spending at a glance. • AI-Powered Savings Suggestions Our intelligent advisor analyzes your expenses and provides actionable recommendations tailored to your situation. Get specific tips on what to say when negotiating with providers. • Privacy First Your data stays on your device by default. No bank connections, no tracking. Cloud AI is used only with your explicit consent — and a fully on-device model can answer offline. • Track Your Progress See how much you've saved by following our suggestions. Celebrate your wins and stay motivated. • Beautiful Dashboard View your spending overview, potential savings, and top opportunities in one clean interface. HOW IT WORKS 1. Add your recurring expenses (internet, phone, insurance, streaming, etc.) 2. Our AI analyzes your spending patterns 3. Receive personalized suggestions to reduce costs 4. Take action and track your savings Start your 7-day free trial and discover how much you could save! Terms of Use: https://finiteck.com/terms.html Privacy Policy: https://finiteck.com/privacy.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Finiteck Pro Monthly | $3.99 | per month | | Finiteck Pro Annual | $34.99 | per year | ## Version history (last 4 releases) ### 1.3.0 — 2026-08-09 Major reliability and intelligence update: • Banking comparator: rates from live web search, with a provenance badge (real rates / AI estimates / offline data) • Expired offers and promotions are now filtered out automatically • New: set your city in Profile for local alternatives (gyms, fibre, local services) • Chat: stop button while generating, more reliable answers, automatic fallback between cloud and on-device models • Cloud consent is truly respected: declining keeps your financial data on device • Accessibility: Dynamic Type across the app, better contrast, VoiceOver for charts • Much faster and lighter: identical searches are cached • Fixes: trial banner after subscribing, savings rates shown as 0.00%, inactive quick actions, monthly amount precision ### 1.2.0 — 2026-03-19 - Fixed promotional badges incorrectly appearing on all banking search results - AI cloud consent: clear disclosure before using cloud-powered features - Enhanced financial disclaimer on banking comparison screen - Search counter now only appears after your first AI search - Improved privacy manifest for full App Store compliance - Bug fixes and performance improvements ### 1.1.0 — 2026-01-28 What's New: Enhanced Savings Screen - New "Savings Opportunities" section showing all your potential savings at a glance - Mark suggestions as done when you've taken action - Track your progress with visual savings goals Smarter AI Advisor - Improved market comparison with real alternatives for your country - Better savings estimates based on actual market prices - Local-first analysis - works offline, no data leaves your device Refreshed Onboarding - New 5-page onboarding experience highlighting key features - Learn about AI-powered savings suggestions - Understand how your privacy is protected Privacy & Security - Face ID / Touch ID protection for your financial data - Sign in with Apple support - All data stays on your device ### 1.0 — 2026-01-26 No release notes. ## Apps similar to Finiteck | App | Rating | Price | Category | | --- | --- | --- | --- | | [LO Mortgage Calculator](https://appshunter.io/ios/app/lo-mortgage-calculator/id6758739847) | 5.0 (1) | Free | Finance | | [SubTrack - Track Subscriptions](https://appshunter.io/ios/app/subtrack-track-subscriptions/id6757966235) | — | Free | Finance | | [TaxSnap AI](https://appshunter.io/ios/app/taxsnap-ai/id6757117441) | — | Free | Finance | | [Tip Calc - Tracker](https://appshunter.io/ios/app/tip-calc-tracker/id6757855396) | 5.0 (1) | Free | Finance | | [Assistrix](https://appshunter.io/ios/app/assistrix/id6758218951) | — | Free | Finance | | [AlphaPay Business](https://appshunter.io/ios/app/alphapay-business/id6752908957) | — | Free | Finance | ## More apps by DRAGOS NICOLAE LUPU - [PetNudge](https://appshunter.io/ios/app/petnudge/id6756539814) - [ChartScope](https://appshunter.io/ios/app/chartscope/id6757865711) All apps by DRAGOS NICOLAE LUPU: https://appshunter.io/developer/1854911630 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*