# Finja — Finja Digital Wallet

> Digital wallet for payments, credit, and employee/HR management. (iPhone/iPad app by OPay Digital Services Pte.Ltd..)

- Source: https://appshunter.io/ios/app/finja/id1498761778 (this page in markdown: same URL + `.md`)
- Developer: [OPay Digital Services Pte.Ltd.](https://appshunter.io/developer/1699757184)
- Category: Finance, Business
- Price: Free
- Rating: 2.30/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 58 MB
- Languages: American English, Urdu
- Released: 2020-06-16
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/finja/id1498761778/reviews.md

## What is Finja?

Apply for FINJA Card backed with Credit Line

Finja App is a one stop financial solution for individuals, merchants and small businesses that addresses everyday payment and credit needs. Finja is an authorised electronic money institution regulated by the State Bank of Pakistan.

Finja App makes it incredibly easy for employees of businesses to receive salaries in their Finja account and

Apply for instant loans from Finja partner institutions
Make payments to friends and family anytime, anywhere
Add money to your wallet by simply submitting a request for Cash-In at doorstep
You can add money by visiting nearby agents or any Internet Banking facility
Pay your Utility bills and Recharge your network within few clicks
Save your recipients in Quick Pay for performing future transactions in less clicks
Make QR payments with the built in QR scanner
Shop online from hundreds of merchants
Remotely manage work chores like:
An employee can apply for leaves
An employee can extract salary slips
An employee can view their attendance
An HR/Line Manager can approve leaves
An HR/Line Manager can view employee’s attendance
An HR can approve expenses
An HR can process salaries
Set a secure Login PIN or simply add bio metric authentication
Keep a record of your account’s activity in the Activity Feed
Real-time notifications whenever you send or receive funds

Download now and sign up using your mobile phone number and CNIC!

What’s new?
Bio metric Login
Wallet to Wallet transfer
Bank Transfer
QR Payments
Recharge Network
Pay Utility Bills

## Key features

- Apply for FINJA Card with credit line
- Receive salaries and apply for instant loans
- Make payments and QR code transactions
- Pay utility bills and recharge networks
- Manage employee leaves, attendance, and expenses
- Secure login with PIN and biometrics


## Frequently asked questions about Finja

### What is Finja?

Finja is a digital wallet and financial solution that allows users to make payments, apply for loans, manage employee work chores, and pay bills. It is an authorized electronic money institution regulated by the State Bank of Pakistan.

### Is Finja secure?

Yes, Finja offers secure login options including a secure PIN and biometric authentication. It also provides real-time notifications for all transactions and an activity feed to track your account's history.

### How can I add money to my Finja wallet?

You can add money to your Finja wallet by requesting Cash-In at your doorstep, visiting nearby agents, or using any Internet Banking facility. Wallet to wallet transfers and bank transfers are also supported.

### What kind of loans can I get with Finja?

Finja allows you to apply for instant loans from Finja partner institutions. The app also offers the FINJA Card, which is backed with a credit line for your financial needs.

### Can Finja be used for business purposes?

Yes, Finja serves as a financial solution for merchants and small businesses. It also includes features for HR and line managers to remotely manage work chores like leave approvals, attendance viewing, and salary processing.

### What devices does Finja support?

Finja is available on iPhone and iPod devices. The app was last updated on January 25, 2024, with version 3.9.

### What is the user rating for Finja?

Finja has a user rating of 2.3 stars based on 3 ratings. This indicates a mixed reception from its current user base.

### Does Finja have ads?

No, Finja does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 3.9 — 2024-01-25

Some bug fixes for better performance and user experience

### 3.8 — 2024-01-04

Some bug fixes for better performance and user experience

### 3.7 — 2023-12-04

Some bug fixes for better performance and user experience

### 3.6 — 2023-11-13

Minor bug fixes.

### 3.5 — 2023-03-24

Performance Improvements, Regulatory Compliance, and Bug Fixes.

## Apps similar to Finja

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [myABL Wallet](https://appshunter.io/ios/app/myabl-wallet/id1455479217) | 3.0 (9) | Free | Finance |
| [Mashreq Pakistan](https://appshunter.io/ios/app/mashreq-pakistan/id6737812546) | 4.7 (72) | Free | Finance |

## More apps by OPay Digital Services Pte.Ltd.

- [OPay-Beyond Banking](https://appshunter.io/ios/app/opay-beyond-banking/id1463776084)
- [OPay \| Recharge and Pay Bills](https://appshunter.io/ios/app/opay-recharge-and-pay-bills/id1590264641)
- [OPay Business](https://appshunter.io/ios/app/opay-business/id6467380679)

All apps by OPay Digital Services Pte.Ltd.: https://appshunter.io/developer/1699757184

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*