# Finko: Spending Tracker Budget — Budget app & Money tracker > Personal money app for daily spending tracking and financial control. (iPhone/iPad app by Finko Personal Finance, Inc.) - Source: https://appshunter.io/ios/app/finko-spending-tracker-budget/id6751080733 (this page in markdown: same URL + `.md`) - Developer: [Finko Personal Finance, Inc](https://appshunter.io/developer/1833371881) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 16.6 · 94 MB - Languages: American English - Released: 2025-08-20 - Data updated: 2026-08-30 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/finko-spending-tracker-budget/id6751080733/reviews.md ## What is Finko? Finko Spending Tracker is that personal money app that keeps showing up on your social media feed. The goal is simple: to help you stay on top of your money every day of the month. The rules are even simpler: our mascot that looks like a dollar bill will guide and remind you as you spend money. Every dollar and every purchase is tracked, either automatically via our secure bank connection or entered manually by you every evening. The end state here is that you stop feeling anxiety and guilt about spending your money. Full control and visibility — that’s what Finko gives you. Privacy & Security Your financial data is completely private and protected with bank-grade security. We use read-only access with 256-bit encryption - no credentials stored, no money movement possible. No Ads: Finko is not supported by advertisers. You’ll never see an advertisement interrupting your experience. * Membership Details: Access to Finko app and all features requires a paid subscription. You will be billed either monthly or yearly based on the plan you select. Terms of Service: https://www.getfinko.com/terms-of-service Privacy Policy: https://www.getfinko.com/privacy-policy ## Key features - Daily spending tracking - Automatic bank connection - Manual transaction entry - Financial anxiety reduction - Full spending visibility - Bank-grade security ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Finko Premium | $59.99 | per year | | Finko Premium | $29.99 | per year | | Finko Premium | $39.99 | per year | | Finko Spending Tracker | $29.99 | per year | | Finko Premium Monthly | $8.99 | per month | | Finko Premium Yearly | $49.99 | per year | | Finko Premium Monthly | $4.99 | per month | | Finko Premium | $6.99 | per month | | Finko Premium | $7.99 | per month | | Finko Premium | $9.99 | per month | | Finko Premium | $69.99 | per year | | Finko Premium | $99.99 | per year | | Finko Premium | $79.99 | per year | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/finko-spending-tracker-budget/id6751080733/reviews.md ### 5/5 — very sleek so far *2025-11-29* saw multiple people i follow using this and decided to give it a try. never hurts to know where my money is going, pretty easy so far ### 5/5 — New way of managing my money *2025-08-24* This app gives me the flexibility to create my own budgets and transactions, which I found to be an rigid with other apps I’ve tried. I like the AI advisor feature that I can speak with to understand where my budget stands at any given time, and the fact that I can actually do the talk about my spending on the go is quite enjoying! 10000% recommend if you’re someone who values their money AND time. ### 5/5 — Amazing experience! *2025-08-22* Love how Finko automatically fetches my transactions from ALL of my accounts! And the AI budget advisor is such a cool feature!! Hands down my fav budgeting tool now! ## Frequently asked questions about Finko ### How does Finko help track spending? Finko tracks every dollar and purchase either automatically through a secure bank connection or via manual entry each evening. This provides users with full control and visibility over their spending habits. ### Is Finko secure? Yes, Finko uses bank-grade security with read-only access and 256-bit encryption to protect your financial data. No credentials are stored, and no money movement is possible through the app. ### Does Finko have ads? No, Finko is ad-free. Advertisements will never interrupt your experience within the app. ### What are the subscription costs for Finko? Access to Finko requires a paid subscription, billed either monthly or yearly. Subscription plans include options like Finko Premium Monthly at $4.99/P1M and Finko Premium at $7.99/P1M, among others. ### What devices does Finko support? Finko is currently supported on iPhones. The app was last updated on November 29, 2025, with version 1.0.4. ### What is the age rating for Finko? Finko has an age rating of 4+, making it suitable for a wide range of users. The app aims to help users of all ages manage their finances. ### How often is Finko updated? The latest version of Finko, 1.0.4, was released on November 29, 2025. Updates ensure the app remains reliable and secure for users managing their finances. ### What is the user sentiment for Finko based on ratings? Finko has received a perfect rating of 5.0 stars from 4 ratings, indicating very positive user sentiment. Users appear to be highly satisfied with its functionality and ease of use. ## Version history (last 5 releases) ### 1.0.4 — 2025-11-29 Looks like you're enjoying Finko! Thank you for your trust! This update contains multiple performance improvements and bug fixes. ### 1.0.3 — 2025-11-25 Looks like you're enjoying Finko! Thank you for your trust! This update contains multiple performance improvements and bug fixes. ### 1.0.2 — 2025-09-04 Thanks for using Finko, the #1 judgment-free budget advisor app to overcome money fears and build better spending habits with personalized financial guidance and real-time insights. This update contains multiple bug fixes and performance improvements. ### 1.0.1 — 2025-09-02 Thanks for using Finko, the #1 judgment-free budget advisor app to overcome money fears and build better spending habits with personalized financial guidance and real-time insights. This update contains multiple bug fixes and performance improvements. ### 1.0.0 — 2025-08-20 No release notes. ## Apps similar to Finko | App | Rating | Price | Category | | --- | --- | --- | --- | | [Expense Tracker: Insight.AI](https://appshunter.io/ios/app/expense-tracker-insightai/id6747684550) | — | Free | Finance | | [Bogts](https://appshunter.io/ios/app/bogts/id6767303865) | — | Free | Finance | | [Sparrow Budgeting](https://appshunter.io/ios/app/sparrow-budgeting/id6755971799) | — | Free | Finance | | [Zen Spend - Expense Tracker](https://appshunter.io/ios/app/zen-spend-expense-tracker/id6756770368) | — | Free | Finance | | [Budge - AI Expense Tracker](https://appshunter.io/ios/app/budge-ai-expense-tracker/id6760430880) | — | Free | Finance | | [Expense Genius](https://appshunter.io/ios/app/expense-genius/id6753893750) | 5.0 (1) | Free | Finance | ## Related topics [finko](https://appshunter.io/ios/topics/finko) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*