# Finku: Budget & Money Manager — Quick Expense Tracker with AI > AI-powered personal finance manager for budgeting, tracking, and goal achievement. (iPhone/iPad app by PT Sahabat Finansial Kamu.) - Source: https://appshunter.io/ios/app/finku-budget-and-money-manager/id1587320325 (this page in markdown: same URL + `.md`) - Developer: [PT Sahabat Finansial Kamu](https://appshunter.io/developer/1547949185) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.80/5 from 23 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 146 MB - Languages: American English, Indonesian - Released: 2021-09-29 - Data updated: 2026-08-22 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/finku-budget-and-money-manager/id1587320325/reviews.md ## What is Finku? Finku: Budget & Money Manager is an AI-powered money manager and budget tracker that helps build better habits through effortless money tracking and personalized financial insights. Selected as a Best Hidden Gem App 2025 and trusted by 1M+ users worldwide. Why Finku? Track Money However You Want: Log expenses with AI, upload bank statements, scan receipts, scan screenshot transactions from e-wallet and banks, or add expenses manually. Build better money habits with a system that works for you. Turn Spending Data Into Better Habits: Get personalized insights into your spending patterns, identify habits that may be holding you back, and discover opportunities to build better habits. FinGPT, Your AI Finance Assistant: Chat with FinGPT anytime to consult about your finances and plan smarter financial decisions. Budget Better, Save Smarter: Set budgets, track goals, and stay on top of your finances with less effort. Finku helps you stay in control, whether you’re building an emergency fund, saving for a trip, or simply trying to understand your money. Features: - Personalized AI financial insights - AI finance assistant (FinGPT) - AI-powered expense tracking - Budget planner & savings goals - Log expenses with AI - Upload bank statements & scan screenshot transactions from e-wallet and banks - Scan receipts - Custom Categories - Automatic expense categorization - Use multiple currencies - Smart categorization based on your spending history - Cloud synchronization across all your device and web interface - Easily import or export financial data in PDF, Excel, or database formats - Financial reports Safe & Trusted: Your data is protected with AES 256-bit encryption and can only be accessed by you. Finku is registered with OJK, supervised by Komdigi, and a member of AFTECH and AFPI. Start understanding your money better with Finku. Questions or suggestions? Email us: customer.experience@finku.id Follow us: Instagram: @finku.id TikTok: @finku.id LinkedIn: linkedin.com/company/finku Website: finku.id Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - AI-powered financial assistant (FinGPT) - Automated transaction logging - Bank and e-wallet account linking - Scan e-statements and receipts - Interactive financial reports - Personalized savings goals - Secure AES 256-bit encryption ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Finku - Premium | $0.99 | per month | ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/finku-budget-and-money-manager/id1587320325/reviews.md ### 5/5 — Apk nya sangat membantu *2026-08-08* Singkat jelas dan lebih wah **Developer response:** Halo, Kak. Terima kasih atas ulasan dan bintang 5-nya yaa! 🎉 Kami turut senang Finku bisa membantu keuangan kamu. Kalau ada kendala, ide atau saran, kami selalu siap mendengarkan ya! Silakan beritahu kami melalui WhatsApp: 083144220707 atau Email: customer.experience@finku.id . Terima kasih sudah menjadi pengguna setia Finku!🙏. ^Gio ### 5/5 — Smart, easy, and helpful *2026-07-20* Have been using finku for the past 3 years and the app continues to improve. Its fast, inputting transactions is easy - they have many different ways to input transactions from manual, ocr, quick input, fingpt, e-statements. Then once you have data you can ask many questions about your finances and find ways to further save and plan ahead! Thanks Finku! **Developer response:** Halo, Kak. Terima kasih atas ulasan dan bintang 5-nya yaa! 🎉 Kami turut senang Finku bisa membantu keuangan kamu. Kalau ada kendala, ide atau saran, kami selalu siap mendengarkan ya! Silakan beritahu kami melalui WhatsApp: 083144220707 atau Email: customer.experience@finku.id . Terima kasih sudah menjadi pengguna setia Finku!🙏. ^Gio ### 3/5 — Tolak teross *2024-04-22* Acc la pasti ane bayar ko percuma kalo mau minjemm im tpi gamau nerima resiko ### 1/5 — Bad integration *2022-06-12* Connecting my OVO and Gopay accounts or other ewallets instantly logs me out of the standalone apps - I have to log in again to Gojek and OVO each time i want to pay or find a ride. Fix your integration. Also the app is lacking integration for digi banks such as Jenius and Jago and P2P platforms such as Modalku or Koinworks. While the concept is valuable, at the current state the app has more annoyances than actually being useful. **Developer response:** First of all, we would like to apologize for the trouble you are experiencing 😥. We are always trying to improve the quality of Finku for your comfort and experience. In order to be able to discuss further the problems experienced, don't hesitate to contact the CX team via WA: 081281079372 and Email at customer.experience@finku.id 🤗. -Finku Team ### 5/5 — Good Apps *2021-11-03* Apps ini sangat baik dan sangat membantu sekali dalam mengelola aset keuangan. Bisa melihat total aset dalam akun bank & juga instrumen investasi dalam satu layar. Mungkin kedepannya lebih baik lagi apabila ditambahkan beberapa apps lain seperti Pegadaian Digital, Pluang, Indodax, dll. Dan akan lebih baik lagi apabila bisa login menggunakan biometric seperti face id atau touch id. **Developer response:** Terima kasih telah menggunakan Finku dan atas masukan serta saran baiknya 👋. Kami selalu berusaha untuk mengembangkan Finku dan berharap kamu dapat terus menggunakannya untuk atur keuanganmu! Jika ada saran, jangan ragu untuk langsung hubungi kami lewat (WhatsApp: 081281079372, Instagram: @finku.id, dan Email: customer.experience@finku.id). -Tim Finku ### 5/5 — Useful *2021-10-18, version 1.1.1* Very useful for managing my multiple bank accounts ### 5/5 — Amazing app!!! *2021-10-16, version 1.1.1* Helped me managed my financial ### 5/5 — Aplikasi yang sangat membantu *2021-10-14* Aplikasi yang sangat membantu saya mengatur keuangan. Interfacenya juga sangat mudah dipahami. **Developer response:** Terima kasih telah menggunakan Finku dan atas masukan baiknya 👋. Kami selalu berusaha untuk mengembangkan Finku dan berharap kamu dapat terus menggunakannya untuk atur keuanganmu! Jika ada saran, jangan ragu untuk langsung hubungi kami lewat (WhatsApp: 081281079372, Instagram: @finku.id, dan Email: customer.experience@finku.id). -Tim Finku ### 5/5 — Very useful and easy app!! *2021-10-14, version 1.1.0* This app is truly a game changer for those who want to manage their finances. It makes transferring money so easy, it also help me manage my cashflows. Good job Finku! ### 5/5 — Def a gem! *2021-10-14* Finku’s a total life savor! Tried this app and absolutely love it - life changing! The app helped save so much time integrating all my finances to one stop shop. Highly recommend **Developer response:** Thanks for using Finku and your 5-star review👋. We are always working to develop Finku and hope you can continue to use it to manage your finances! If there's anything you want to discuss, don't hesitate to contact us via WhatsApp (0882003491816) and Email at customer.experience@finku.id 🤩. -Team Finku ## Frequently asked questions about Finku ### What is Finku? Finku is a personal finance management app that uses AI to help users track transactions, create budgets, and set savings goals. It offers features like automated logging, receipt scanning, and interactive financial reports to simplify financial management. ### How does Finku use AI? Finku features FinGPT, an AI financial assistant that allows users to chat to log transactions, create budgets, and ask for financial recommendations. The AI also automatically categorizes recorded transactions. ### Is Finku secure? Yes, Finku uses AES 256-bit encryption to secure your financial data, ensuring only you can access it. The app is also registered with OJK, supervised by Kominfo, and is an official member of AFTECH and AFPI. ### What are the subscription options for Finku? Finku offers a free version with core features and a 'Finku - Premium' subscription for $0.99 per month. The premium version provides unlimited access to FinGPT, the ability to scan e-statements from various banks, and scan shopping receipts. ### Does Finku have ads? Yes, Finku contains advertisements. Users can opt for the premium subscription to access features like unlimited FinGPT usage and enhanced scanning capabilities without ads. ### What devices does Finku support? Finku is available for iPhone and iPod. The app is rated for ages 4 and up. ### How often is Finku updated? The latest version of Finku is 1.35.0, which was last updated on March 26, 2026. Updates typically bring new features and improvements to the app. ### How can I contact Finku support? You can contact Finku support by emailing customer.experience@finku.id or by chatting on WhatsApp at +62-831-4422-0707. You can also find more information on their website and social media channels. ## Version history (last 5 releases) ### 2.0.5 — 2026-08-20 Say goodbye to tedious transaction tracking! This week, Finku makes the process way easier: - Choose how you want to upload. Upload an e-statement, scan a receipt, or select a transaction file from your phone gallery. - iOS users can now share screenshots or e-statements directly to Finku without opening the app. Update now and keep tracking your transactions with ease. Happy 81st Independence Day, Indonesia! ### 2.0.4 — 2026-08-14 Say goodbye to tedious transaction tracking! This week, Finku makes the process way easier: - Choose how you want to upload. Upload an e-statement, scan a receipt, or select a transaction file from your phone gallery. - iOS users can now share screenshots or e-statements directly to Finku without opening the app. Update now and keep tracking your transactions with ease. Happy 81st Independence Day, Indonesia! ### 2.0.3 — 2026-08-03 Keep your money safe and organized this week! What's new to help you manage your finances: - Find the right category faster. For example, if you type 'Netflix', you will get 'Subscription'. - Upload your receipts more flexibly. Now supports Excel files too! - Need to update your phone number? You can now update it from your profile, where you can also manage your password, PIN, and biometric settings. Update your app today! ### 2.0.2 — 2026-07-21 Finku keeps improving to make managing your finances even easier. > You can now screenshot your transaction receipt and share it to Finku for instant recording. (iOS only) > Get smart category and currency recommendations when recording transactions manually. > Export your transaction data to Excel for more flexible reporting. > Your financial summary is now displayed as a visual chart when you chat with FinGPT. Update now! ### 2.0.1 — 2026-07-08 Hi, July! Please be nice! Take a look at your finances from last month. How's your progress so far? Let Finku be your trusted financial companion. Good news! Finku now supports more currencies, making it even easier for people from different countries to use the app. This release also includes bug fixes and language improvements to make your experience smoother than ever. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*