# Finley: AI Money Coach — Your AI financial companion

> AI-powered financial companion for spending clarity, personalized plans, and proactive cash flow management. (iPhone/iPad app by Questis.)

- Source: https://appshunter.io/ios/app/finley-ai-money-coach/id6739140048 (this page in markdown: same URL + `.md`)
- Developer: [Questis](https://appshunter.io/developer/1783799386)
- Category: Finance, Education
- Price: Free
- Rating: 4.80/5 from 5 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 125 MB
- Languages: American English
- Released: 2025-01-15
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/finley-ai-money-coach/id6739140048/reviews.md

## What is Finley?

Most people guess where their money goes. Finley shows you the truth and helps you do something about it.

Connect your accounts and in minutes you'll have a clear picture of your spending, a personalized plan, and a coach that's always working for you. No manual entry. No rigid budgets. No generic advice.

Here's what you can do with Finley:
• See your full financial picture: Every account, every transaction, automatically organized the moment you connect. Just clarity.
• Talk to your money: Ask anything - what you spent, what you can afford, what's coming next. A real answer in plain English, any time.
• A spending plan that adjusts to your life: Not a budget you'll abandon. A living plan built around your actual goals that moves with you.
• Always one step ahead: Finley watches your cash flow so you don't have to. If a cash crunch is coming, you'll know in time, not after it hits.
• Plan for anything: Going to Japan? Just got a bonus? Finley knows your actual numbers and gives you a real plan, not advice that could apply to anyone.
• A real coach when you need one: Sometimes you want to talk to a person. Finley's human coaches are always available; no appointments, no fees, no judgment.
• Private by design: Your data is never sold. No ads. No conflicts of interest. Finley exists to serve you and only you.

## Key features

- Automatic transaction organization
- Personalized spending plans
- Proactive cash flow alerts
- Natural language money queries
- Human financial coaching
- Private data handling


## Frequently asked questions about Finley

### How does Finley ensure the security of my financial data?

Finley is designed with privacy as a core principle. Your data is never sold, and the app is built without ads or conflicts of interest, focusing solely on serving your financial needs.

### What kind of financial institutions can I connect to Finley?

Finley automatically organizes transactions by connecting to your accounts. The description does not specify which financial institutions are supported, but it implies broad compatibility for a clear financial picture.

### Does Finley have ads?

No, Finley is ad-free. The app is designed with privacy in mind and has no advertisements, ensuring an uninterrupted user experience.

### How often is Finley updated?

The latest version of Finley was released on May 29, 2026. While specific update frequency isn't detailed, this indicates ongoing development and support for the application.

### What devices is Finley available on?

Finley is available for iPhone and iPad users. It is designed to provide a seamless financial management experience across these Apple devices.

### What is the age rating for Finley?

Finley has an age rating of 4+. This suggests it is suitable for a wide range of users, including younger individuals learning about financial management.

### Can I get personalized advice from Finley?

Yes, Finley offers a personalized plan that adjusts to your life and goals, not a rigid budget. You can also talk to your money by asking questions and receive real answers in plain English.

### Are there any fees for Finley's human coaches?

No, Finley's human coaches are available without appointments, fees, or judgment. They are there to provide support when you want to talk to a person about your finances.

## Version history (last 5 releases)

### 3.1.6 — 2026-08-11

Your Money, Smarter Than Ever

Here's what's new:

Your Goals, Front and Center

Your goal now has a home of its own. See exactly where you stand at a glance, log your progress as you save, pay down, or cut back, and change your goal whenever your priorities shift. No linked accounts required.

A Better Way to Connect Your Accounts

Finding your bank is faster with a redesigned connection screen and smarter search. You'll also see clearly when a connection needs your attention, so your balances and spending reflect what's actually there.

Income That Stays in Your Control

Manage your income right from Settings, with primary and other income kept separate and easy to update. Changes take effect right away, so Finley works from your latest numbers the moment you save them.

### 3.1.5 — 2026-08-06

Improved AI Chat Performance

### 3.1.4 — 2026-07-14

Your Money, Smarter Than Ever

Here's what's new:

A Smarter, More Personal Spending Plan

Your spending plan now reflects a more precise read of your income timing and cash flow, so the numbers you see feel like they're actually built for you. Adjust any category during setup and watch your goal progress update in real time.

Redesigned Income Setup

Whether you're paid a steady salary or your income varies month to month, setting up your income is now clearer and more accurate. Review your numbers, make adjustments, and move forward with confidence.

Faster Start from Your Welcome Email

Tapping the link in your welcome email now takes you straight into your onboarding experience. No more extra steps to get started.

### 3.1.2 — 2026-05-29

Your Money, Smarter Than Ever

Here's what's new:

A Smarter Spending Plan
Finley now builds your spending plan using benchmarks based on your income, household size, and location, compared against your actual spending history. The result is a plan that reflects what people like you actually spend, personalized to your real financial picture.

A Redesigned Money Story
Setting up your spending plan is now a guided, visual experience. Walk through your financial reality, see where your money goes, and adjust your category targets before your plan goes live.

Easier Goal Setting
We've made it simpler to set and complete your financial goals. The goal setup flow is more intuitive from start to finish, so you can spend less time on setup and more time making progress.

### 3.1.1 — 2026-04-30

Your Money, Smarter Than Ever

Here's what's new:

A Fresh New Look

Finley has a new navigation bar with a modern glass feel, and the AI assistant now opens as a full-screen overlay — cleaner, faster, and easier to use.

Your Notifications, Organized

Insights now groups your notifications by date, most recent first, so you always know what's new. Swipe away anything that isn't relevant and keep your feed clear.

Your Recaps, Always on Hand

Your Weekly and Monthly Money Stories are now on your home screen, ready whenever you want them.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*