# Finlo - Learn Finance — Master money the fun way.

> Master money the fun way. (iPhone/iPad app by Sovit Nayak.)

- Source: https://appshunter.io/ios/app/finlo-learn-finance/id6761812215 (this page in markdown: same URL + `.md`)
- Developer: [Sovit Nayak](https://appshunter.io/developer/1889476848)
- Category: Finance, Education
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 11 MB
- Languages: American English
- Released: 2026-04-09
- Data updated: 2026-07-30
- User reviews in markdown: https://appshunter.io/ios/app/finlo-learn-finance/id6761812215/reviews.md

## What is Finlo?

Personal finance, the Duolingo way. Learn money skills in 5 minutes a day with short, interactive lessons on budgeting, SIPs, credit scores, taxes, and more. No jargon, no paywalls.


WHAT MAKES FINLO DIFFERENT

Most finance apps track your money. Finlo teaches you what to do with it. Real scenarios, real numbers, real Indian context - built around how you actually learn.


HOW IT WORKS

- Daily 5-minute lessons with quizzes, scenarios, and tap-to-order challenges
- Build streaks and earn XP as you go
- Daily challenge keeps you sharp
- Track progress across every money topic that matters
- Unlock achievements as you level up


WHAT YOU'LL LEARN

- Budgeting that actually sticks - the 50/30/20 rule, automating savings, killing the "salary day" overspend
- SIPs, index funds, and compounding - start with Rs. 100/month, understand what FDs vs mutual funds really mean
- Credit scores 101 - what bumps your CIBIL, when to use credit cards, how to clear EMIs faster
- UPI, tax planning, ELSS, NPS - the real-world money tools nobody taught you
- Emergency funds, insurance, retirement - the boring stuff that protects everything else


WHO IT'S FOR

- Students figuring out their first paycheck
- Professionals tired of their savings going nowhere
- Parents planning for kids and retirement
- Anyone who avoided personal finance because it felt overwhelming


WHY FINLO

- Bite-sized: finish a lesson in 5 minutes, between meetings or on the metro
- Gamified: streaks, hearts, daily challenges keep you coming back
- Personalized: pick your track (student, professional, family, senior), get content tuned to you
- 100% free: no hidden upgrades, no premium tier, no ads
- Built for India: real Indian numbers, real Indian products, real Indian context


EVERY TOPIC YOU NEED, NONE OF THE FLUFF

Budgeting, Saving, Investing, Mutual Funds, SIPs, Credit Scores, Loans, Taxes, Insurance, Retirement, UPI, Real Estate, Emergency Funds, Financial Independence

Whether you're starting from zero or sharpening what you already know - Finlo meets you where you are.

Stop reading about money. Start understanding it. Download Finlo and crush your first lesson today.


## Version history (last 5 releases)

### 1.8.0 — 2026-07-26

• Pick up right where you left off  new "Continue where you left off" card on Home.
• Finish a lesson? Jump straight into the next one with one tap.
• Cleaner life-stage picker  see all options at a glance.
• Daily Challenge is now front and center on Home.
• Small fixes to reminders, hearts, and streak tracking.

### 1.6 — 2026-07-13

• Fixed a bug where XP, streak, and lesson counts on Home
  occasionally showed pre-signup numbers instead of your real
  progress. Home now always matches the leaderboard.

• Your daily-reminder time now sticks  no more silent resets
  to 9:00 AM every time you open the app.

• Sunday Reflection remembers when you've already checked in
  for the week and won't nag you for a repeat.

• Persona quiz asks the right currency question for your
  country (US users no longer see rupees).

• Bigger, clearer welcome screen and polished dark-mode support.

• Under the hood, we can now push urgent fixes to you faster.

### 1.5 — 2026-07-08

Finlo v2 is here. The biggest update since launch.

Money Persona. Take a 60-second quiz and meet the archetype that describes how you handle money. Tap the chip on Home to see yours anytime.

Wealth Tracker. Three quick sliders project your money 10 years out, with and without Finlo. See what changes when you actually take action.

Money Hygiene Score. One 0 to 1000 number that reflects how healthy your money life is right now. Watch it move as your habits change.

Sunday Reflection. A two-minute weekly ritual to close the loop on what you learned. Auto-opens Sunday afternoon.

Streak freezes. Miss a day? A freeze bridges the gap. Earn one every 7 days, stockpile up to two.

43 achievements. Five new categories (persona, snapshot, hygiene, reflection, wealth) plus hidden ones to discover.

Plus polish everywhere. Cleaner Home, faster lessons, and a delete-account option in Settings.

### 1.4 — 2026-06-20

What's new in 1.3.0:
- Pick your country (US, UK, Canada, India) and get lessons tailored to where you live.
- New onboarding profile questions personalize which lessons you see first.
- Action cards now link out to verified financial education sources (CFPB, IRS, FINRA, gov.uk, and more) — every link tested live.
- Smoother home screen with faster load times.
- Behind the scenes: better crash reporting and analytics so we can fix issues faster.

### 1.3 — 2026-06-15

v1.3

What's new
- Change your learning track anytime — new "Learning Preferences" entry in Settings lets you re-pick your segment, profile answers, and goals.
- Achievements are now organized smarter — earned badges bubble to the top so your progress reads clearly.

Lesson improvements
- Ordering questions actually challenge you now: items shuffle when the question loads, and you get clear "Not here — try a different spot" hints when you're wrong (without spoiling the answer).
- Daily True/False challenges now display the question correctly (used to render with options but no prompt).
- Scenario questions show the full setup + question (used to render with just the options).

Stability
- Several lesson-flow crashes fixed.
- Streaks and the daily lesson cap now reset at IST midnight, matching the server.
- Per-world progress now shows the right count for guests.
- New crash reporting added — if you do hit a problem, we'll know immediately and fix it for the next release.

## More apps by Sovit Nayak

- [Framea](https://appshunter.io/ios/app/framea/id6761414061)

All apps by Sovit Nayak: https://appshunter.io/developer/1889476848

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*
