# Finlock: Expense Tracker — Budget, Bills & Subscriptions

> Budget, Bills & Subscriptions (iPhone/iPad app by Bhavin Vaghasiya.)

- Source: https://appshunter.io/ios/app/finlock-expense-tracker/id6792238444 (this page in markdown: same URL + `.md`)
- Developer: [Bhavin Vaghasiya](https://appshunter.io/developer/1803581614)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 8 MB
- Languages: American English, Arabic, Danish, Dutch, French (France), German (Germany), Greek, Hebrew, Italian, Japanese and 7 more
- Released: 2026-07-30
- Data updated: 2026-08-13
- User reviews in markdown: https://appshunter.io/ios/app/finlock-expense-tracker/id6792238444/reviews.md

## What is Finlock?

Take full control of your money — without handing your data to anyone.

Finlock is a premium, local-first finance tracker built for individuals, freelancers, and small business owners who want powerful budgeting tools without a cloud account, a monthly fee, or ads. Every transaction stays encrypted and stored only on your device.

WHY FINLOCK

• 100% Offline & Private — no account required, no data leaves your phone
• One-Time Purchase — unlock every premium feature for life, no subscriptions
• Built for Real Financial Life — income, expenses, transfers, bills, debts, and subscriptions in one place
• Designed for iOS — native SwiftUI, Face ID lock, widgets, Siri Shortcuts, and full iPad support

EVERYTHING YOU NEED TO MANAGE YOUR MONEY

Daily Tracking
Log income, expenses, and transfers in seconds. Attach receipts, photos, notes, tags, and even location to every entry.

Smart Budgets
Set monthly or category-level spending limits and get warned before you overspend — see your progress at a glance from the Home Dashboard.

Bills & Subscriptions
Never miss a payment again. Track due, overdue, and paid bills, plus every recurring subscription (Netflix, Spotify, gym memberships, and more) with renewal reminders.

Debt & Loan Tracking
Track money you've borrowed or lent, monitor EMI schedules, and see your remaining balance at every step.

Multiple Accounts
Manage cash, bank accounts, credit cards, and business accounts separately, with easy transfers between them.

Financial Insights
Understand your money with income vs. expense charts, category breakdowns, monthly trends, cash flow, and a financial health score.

Receipt Scanner (OCR)
Snap a photo of any receipt and let Finlock automatically extract the amount — no manual typing required.

Built for Freelancers & Small Businesses
Save frequent clients and services for one-tap income entries, and track full client payment history.

Home Screen Widgets & Shortcuts
Check your balance and budget progress right from your Home Screen, and use Siri to add a transaction hands-free.

Bank-Level Privacy
Lock the app with Face ID, keep everything on-device, and export or back up your data whenever you want — only when you choose to.

FREE TO START
• Up to 20 transaction entries
• Basic income & expense tracking
• Dashboard & basic budgets

PREMIUM LIFETIME (One-Time Purchase — No Subscription)
• Unlimited transactions & accounts
• Receipt scanning with OCR
• Advanced insights & interactive charts
• Bills, subscriptions & debt/loan tracking
• Recurring transactions & advanced reminders
• Full reports & data exports
• All future premium features, free forever

Your money. Your data. Your device. Download Finlock and start tracking with total privacy today.

privacy policy:- https://belymoninfotech.com/app/finlock/privacypolicy.html
Terms of use :- https://belymoninfotech.com/app/playletter/termsofuse.html

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Finlock Lifetime | $7.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-07-30

No release notes.

## More apps by Bhavin Vaghasiya

- [Love Games for Couples - Hot](https://appshunter.io/ios/app/love-games-for-couples-hot/id6743621908)
- [Sex Games For Party - Wild](https://appshunter.io/ios/app/sex-games-for-party-wild/id6745425307)
- [5 Second Rule : Night Game](https://appshunter.io/ios/app/5-second-rule-night-game/id6746433327)
- [5 Second Combat Rule Game](https://appshunter.io/ios/app/5-second-combat-rule-game/id6747020494)
- [CalorieLens - AI Food Tracker](https://appshunter.io/ios/app/calorielens-ai-food-tracker/id6754071292)
- [RecipeMe – Easy Recipes & Cook](https://appshunter.io/ios/app/recipeme-easy-recipes-and-cook/id6779521652)

All apps by Bhavin Vaghasiya: https://appshunter.io/developer/1803581614

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*