# Finmate: Budget & Debt Tracker — Personal Finance & Budgeting

> Personal finance app for budgeting, expense tracking, and debt management. (iPhone/iPad app by Ahmed Chebli.)

- Source: https://appshunter.io/ios/app/finmate-budget-and-debt-tracker/id6762636716 (this page in markdown: same URL + `.md`)
- Developer: [Ahmed Chebli](https://appshunter.io/developer/1894909401)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 86 MB
- Languages: English
- Released: 2026-04-26
- Data updated: 2026-06-30
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/finmate-budget-and-debt-tracker/id6762636716/reviews.md

## What is Finmate?

Finmate: Budget & Debt Tracker is your all-in-one personal finance companion. Take control of your money with powerful yet simple tools designed to help you spend smarter, save more, and crush your debt.

Track Every Dollar
Log income and expenses in seconds. Organize transactions by category and get a clear picture of where your money goes.

Smart Budgets
Set monthly budgets by category and get real-time alerts before you overspend.

Debt Payoff Planner
Use Avalanche or Snowball strategies to build a personalized debt payoff plan. Track progress, log payments, and see your debt-free date.

AI-Powered Insights
Chat with your personal finance AI assistant, get 30-day balance forecasts, and receive smart spending alerts.

Dashboard at a Glance
See your net worth, cash flow, money health score, and emergency fund status — all in one place.

Privacy First
No bank linking required. You control your data, entered manually or imported via CSV.

## Key features

- Expense and income logging
- Category-based transaction organization
- Smart budgeting with alerts
- Debt payoff planner (Avalanche/Snowball)
- AI-powered financial insights
- Net worth and cash flow dashboard


## Frequently asked questions about Finmate

### Does Finmate have ads?

Yes, Finmate contains advertisements. As a free application, ads are displayed to support its development and maintenance.

### What is the latest version of Finmate?

The latest version of Finmate is 1.2.1 (14), which was last updated on May 20, 2026.

### What devices does Finmate support?

Finmate is available on iPhone, iPad, and iPod.

### How does Finmate handle user data privacy?

Finmate prioritizes privacy with no bank linking required. Users control their data, which can be entered manually or imported via CSV.

### What budgeting strategies does Finmate offer?

Finmate allows users to set monthly budgets by category and provides real-time alerts to prevent overspending. It also includes a debt payoff planner using Avalanche or Snowball strategies.

### What is the age rating for Finmate?

Finmate has an age rating of 4+, making it suitable for a wide range of users.

### How often is Finmate updated?

The application was last updated on May 20, 2026, indicating active development and maintenance.

### What are the AI features in Finmate?

Finmate features an AI-powered personal finance assistant that offers 30-day balance forecasts and smart spending alerts.

## Version history (last 4 releases)

### 1.2.1 (14) — 2026-05-20

Bug Fixes & Improvements
- Improved payment calendar and debt tracking display
- Smoother profile and avatar management
- Various stability and performance improvements

### 1.1.0 — 2026-05-14

- Projected transactions and upcoming bill notifications to help you stay ahead of your finances
- Live exchange rates with real-time currency conversion
- Polished category icons throughout the app
- Smarter onboarding to get you set up faster
- Bug fixes and performance improvements

### 1.0.1 — 2026-04-28

Bug fixes and stability improvements

### 1.0 — 2026-04-26

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-30.*