# Finny – AI Credit Mentor — Smart help for your credit > AI credit assistant for managing finances, improving credit score, and avoiding fees. (iPhone/iPad app by Credit Mentor AI, Inc.) - Source: https://appshunter.io/ios/app/finny-ai-credit-mentor/id6746874505 (this page in markdown: same URL + `.md`) - Developer: [Credit Mentor AI, Inc](https://appshunter.io/developer/1818866982) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 51 MB - Languages: American English - Released: 2025-11-02 - Data updated: 2026-08-16 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/finny-ai-credit-mentor/id6746874505/reviews.md ## What is Finny? Meet Finny, your personal AI credit assistant that makes managing credit and finances finally easy. Finny keeps track of your cards, balances, and limits, while giving you clear, personalized insights to help you save money and protect your credit score. Key Features: • AI-Powered Insights: Get timely advice on credit utilization, interest charges, and ways to improve your score. • Smart Reminders: Stay on top of due dates and avoid late fees with friendly, in-app reminders. • Suspicious Activity Alerts: Be notified right away if unusual transactions appear on your account. • All-in-One Dashboard: View all your cards, balances, and credit limits in one simple place. • Multi-Language Chat: Talk to Finny about your credit in your own language - no jargon, no barriers. • Safe & Secure: Your financial data is handled with care, using credit information from trusted providers such as Plaid and Experian (Vantage® Score) With Finny from Credit Mentor AI, you spend less time stressing about credit details and more time focusing on what matters most. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://credit-mentor.ai/privacy-policy/ ## Key features - AI-powered credit insights - Smart payment reminders - Suspicious activity alerts - All-in-one financial dashboard - Multi-language chat support - Secure data handling ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Finny Guide Monthly | $11.99 | per month | | Finny Guide Yearly | $119.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/finny-ai-credit-mentor/id6746874505/reviews.md ### 5/5 — Simple and actually works *2026-01-10* I like having all my cards and balances in one place, and the reminders have already saved me from missing a payment, The tips are easy to understand and don’t feel overwhelming, Solid app if you’re trying to stay on top of your credit 🙌 ## Frequently asked questions about Finny ### What is Finny? Finny is an AI-powered credit assistant designed to help users manage their credit cards, track balances, and gain insights to improve their credit score. It offers features like smart reminders for due dates and alerts for suspicious activity. ### How does Finny help improve my credit score? Finny provides AI-powered insights on credit utilization, interest charges, and personalized advice on how to take actions that can positively impact your credit score. It aims to make credit management straightforward. ### Is my financial data safe with Finny? Yes, Finny emphasizes safe and secure handling of your financial data. It uses credit information from trusted providers like Plaid and Experian (Vantage® Score) to ensure your data is protected. ### What devices does Finny support? Finny is currently supported on iPhone and iPod devices. It is designed to be accessible on these Apple platforms. ### Does Finny have ads? Yes, Finny contains advertisements. As a free app with in-app purchases, advertisements are part of its operational model. ### What are the subscription plans for Finny? Finny offers two subscription plans: Finny Guide Monthly at $11.99/month and Finny Guide Yearly at $119.99/year. Both plans include a 14-day free trial. ### How often is Finny updated? The latest version of Finny is 1.0.9, and it was last updated on February 14, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What is the age rating for Finny? Finny has an age rating of 4+. This means it is considered appropriate for users of all ages, with no mature content restrictions. ## Version history (last 4 releases) ### 1.0.9 — 2026-02-14 Security and AI features improved ### 1.0.8 — 2025-12-17 Amex card issues fixed, added new minor features. ### 1.0.7 — 2025-12-10 Updated UI, added new features. ### 1.0.6 — 2025-11-02 No release notes. ## Apps similar to Finny | App | Rating | Price | Category | | --- | --- | --- | --- | | [Becca's: Smart Credit Builder](https://appshunter.io/ios/app/beccas-smart-credit-builder/id6754761623) | 4.5 (21) | Free | Finance | | [Creditship: AI Credit Coach](https://appshunter.io/ios/app/creditship-ai-credit-coach/id6755405665) | 4.8 (6) | Free | Finance | | [Ai-Credit Score Coach](https://appshunter.io/ios/app/ai-credit-score-coach/id6748339139) | — | Free | Finance | | [Credit Score Check & Report AI](https://appshunter.io/ios/app/credit-score-check-and-report-ai/id6745473844) | — | Free | Finance | | [Credit Genius: Score & Games](https://appshunter.io/ios/app/credit-genius-score-and-games/id6480586955) | 4.8 (143) | Free | Finance | | [Credit Score Check & Report](https://appshunter.io/ios/app/credit-score-check-and-report/id6751939083) | 4.6 (56) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*