# Finora Budget — Private money & budget tracker > Private money & budget tracker (iPhone/iPad app by Jorge Palominos Villegas.) - Source: https://appshunter.io/ios/app/finora-budget/id6789728453 (this page in markdown: same URL + `.md`) - Developer: [Jorge Palominos Villegas](https://appshunter.io/developer/6789728455) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.0 · 19 MB - Languages: American English, French (France), German (Germany), Brazilian Portuguese, European Spanish - Released: 2026-07-23 - Data updated: 2026-08-27 - User reviews in markdown: https://appshunter.io/ios/app/finora-budget/id6789728453/reviews.md ## What is Finora Budget? Finora — budgeting that stays on your phone. Private by design, a one-time purchase, no bank login and no subscription. Finora is an all-in-one budget and money tracker that keeps your finances on your device. Nothing to sign into, nothing to sync to a server — just a fast, clear picture of your money. Track it in seconds • Log expenses and income with smart, learn-as-you-go category suggestions • Accounts, transfers, and credit cards with live balances • Recurring bills and pay — including twice a month (the 15th & 30th) • Import a CSV or a bank/credit-card PDF statement, read entirely on your device • Scan receipts to fill in the details See where you stand • Monthly spending, budgets, and "safe to spend" • Savings goals with round-ups and automatic contributions • Net worth, trends, and reports at a glance • A private money assistant powered by Apple Intelligence — ask about your spending and budgets; nothing leaves your iPhone Go further with Pro • Mortgage & loan tracking, a debt-payoff planner, and investments in your net worth • Reports & Insights, plus unlimited budgets and goals • iCloud sync across your devices • A self-employed & VAT/tax helper Widgets, Siri shortcuts, and an Apple Watch glance keep your numbers one tap away. Available in English, Spanish, German, French, and Portuguese, with your currency set automatically from your phone. Your money, your device, yours to keep. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Finora Budget Pro | $14.99 | one-time | | Personal Suite Pro | $29.99 | one-time | ## Version history (last 5 releases) ### 2.3 — 2026-08-25 Your mortgage, rebuilt around the questions you'd actually ask. A loan now opens by telling you how it's doing — On Track, Attention Needed or Action Required — then your next payment, the milestone you're heading for, and the one thing most worth doing about it. Everything else sits behind two clear places: Explore, which describes your loan, and Planning, which models a change you haven't made yet. Mortgage insurance now tells you when it ends. Finora tracks both ways PMI can go: when you're allowed to ask your lender to cancel it, and the later point where they must cancel it unasked. It shows what the premium costs you, what asking early would save, and what putting that money at the principal instead would do. The refinance calculator now compares honestly. It used to measure both loans over a fixed 10 and 30 years, billing your current loan for payments it will never make — so refinancing always looked cheaper than it is. It now compares each loan over the time it actually has left, and says plainly when a lower monthly payment would still cost you more overall. Equity answers where it came from: your down payment, what you've paid since, and what the home gaining value contributed — adding up exactly to what you own today. Plus roughly what you could borrow against it, and every milestone from dropping mortgage insurance to owning it outright. Refinanced before? Closing a loan now asks why, and a refinance links to the loan it replaced, so you can follow one home from its first loan to its current one. Also new: • Payment history itemises escrow into property tax, insurance and PMI, using what each actually was at the time you paid it • Tap the balance at the top of a loan to open the full payment schedule at your next payment • Loans open noticeably faster — the arithmetic now happens in the background instead of while the screen appears ### 2.2 — 2026-08-20 Escrow can change on a date now — and your past stays put. Property taxes get reassessed. Insurance goes up. You can now record what your escrow changed to and the date it took effect, and only payments from that date forward use the new amount — everything before it keeps what it was. Every loan has a new Escrow screen showing what your escrow is today, what it's been, and when it changed. It's also clear about the difference between correcting a figure that was always wrong and recording one that genuinely changed. See what your mortgage payments actually bought you. Payment History now answers the question behind the question. Pick a year or the whole loan and see where the money went — principal, interest and escrow — how much of it went toward owning your home, and what share of every payment that was. A progress bar shows how much of the original loan you've paid off. Each year is compared with the one before it over the same span, so a year that's only half over isn't measured against a full one. A loan opens with the answer. How much is left, how far through you are, and when you'll be debt-free — at the top of the screen instead of scattered across it. If your extra payments are pulling that date closer, it tells you by how much, and how much interest you're saving. The Loans list is faster, and it says more. Each loan shows its progress, how much you've paid down and when the next payment falls, so the screen tells you something before you tap. Your equity no longer hides. The Equity section used to disappear unless you'd already entered your home's value. Now it asks — and tells you what you'll get: how much of your home you own, and your loan-to-value. "What could I afford?" is somewhere you can find it. It used to be an unlabelled toolbar icon. It's now a row under Plan on the Loans screen, and opening it from a loan starts from that loan's real rate, term and escrow instead of generic guesses. Refinance and Recast finally read the same way — your payment before and after, and what it saves you, in the same order and the same words. ### 2.1 — 2026-08-13 Split a purchase across categories. A shop run that was part groceries and part household can now be logged once and divided, instead of typed twice or filed under whichever category was closest. Type the total, tap Split, and Finora does the arithmetic — whichever line you're not editing absorbs the rest. It stays one purchase in your list, and every category still counts properly in budgets and reports. Split the same shop twice and it remembers. The categories and proportions come back already filled in, scaled to whatever this trip cost. One tap, and every number is still yours to change. See where your mortgage payment actually goes. Each payment now breaks into named parts — principal, interest, and each escrow cost separately — with what share of the payment each one is and what it adds up to over a year. It also tells you how much is actually reducing what you owe. Track your pay wherever you live. Payslips are no longer tucked inside the US tax tools: record what you're paid, name your own deduction lines, and see the same charts, with starting points for the UK, Germany, Spain and Mexico. Duplicate now works on every kind of entry — copying a transfer makes a transfer with both accounts filled in, and copying a split brings all its lines. Pick your AI model from a list instead of typing an exact id. ### 2.0 — 2026-08-12 A new look, and it learns where things go. • Teach it where things go. When you change a transaction's category, you can tell Finora to always use it for that merchant. Your rule beats whatever it had guessed from your history, and it applies on import too, so a whole statement lands where you want it. Manage them in Settings › Category Rules. • Start with your real numbers. Setup now asks what's in your accounts, so your net worth is right from the first screen instead of reading zero until you've typed in a month of transactions. Skippable, and you can still add accounts later. • Know what today is worth. Under "Safe to spend" you now see what that works out to per day for the rest of the month — the number you actually want when you're standing in a shop. • A new icon. A wallet, so what's on your Home Screen looks like a budgeting app. All three apps in the suite were redrawn together, so they finally look related. ### 1.5 — 2026-08-11 Small things, done properly. • Your savings goals now say well done. Reaching halfway, and reaching your target, are marked with a moment instead of passing in silence. Goals you'd already passed stay quiet — only what you cross from here is celebrated. • The welcome screen reads properly on smaller iPhones. On a 4.7" screen its three promises were cut off mid-sentence. • The month summary is readable at the largest text sizes. Income, Expenses, Net, Safe to spend and Net worth no longer break words across lines; each figure now sits under its label instead of squeezing in beside it. • Settings is tidier. Reports and Savings Goals have moved out — both were already on your Spend screen — and Settings now shows the app version, which it never did before. • Delete All Data really does clear everything. ## More apps by Jorge Palominos Villegas - [Vitals Flow](https://appshunter.io/ios/app/vitals-flow/id6789729405) - [Pool & Home Care](https://appshunter.io/ios/app/pool-and-home-care/id6789729628) All apps by Jorge Palominos Villegas: https://appshunter.io/developer/6789728455 ## Related topics [finora](https://appshunter.io/ios/topics/finora) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*