# Finsei: Smart Banking & Cards — Global accounts & Visa cards > Global multi-currency accounts and Visa cards for personal and business finance management. (iPhone/iPad app by Finsei LTD.) - Source: https://appshunter.io/ios/app/finsei-smart-banking-and-cards/id1633299737 (this page in markdown: same URL + `.md`) - Developer: [Finsei LTD](https://appshunter.io/developer/1633299739) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 5 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 145 MB - Languages: American English, French (France), German (Germany), Indonesian, Italian, Latvian, European Portuguese, Latin American Spanish - Released: 2022-07-27 - Data updated: 2026-08-26 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/finsei-smart-banking-and-cards/id1633299737/reviews.md ## What is Finsei? Finsei is smart banking for people and businesses who live and work globally. Open multi-currency accounts, issue Visa cards, manage team spend and keep both personal and business finances in one modern app. One app for accounts and cards • Open and manage multi-currency accounts • Issue virtual and physical Visa cards in a few taps • Create multi-use cards for everyday spend or subscriptions • Set limits, freeze or close cards instantly whenever you need Stay in control of every payment • See all transactions in real time with clear details • Track spending across cards, teams and projects • Get instant notifications for payments, refunds and declines • Export reports to share with your accountant or team Easy payments at home and abroad • Send and receive transfers in multiple currencies • Pay partners, suppliers and platforms around the world • Use competitive FX rates and avoid unnecessary fees • Link your cards to Apple Pay for fast, contactless payments Built for business and teams • Open business accounts and issue cards to your team • Set individual limits and merchant controls per card • Separate budgets by projects, clients or departments • Keep personal and company spend clearly separated but easy to manage Security you can trust • Protected by the Visa network and modern anti-fraud tools • Instant card freeze and detailed permissions • Secure identity verification and regulatory compliance • Infrastructure designed with privacy and data protection in mind Finsei is for companies, founders and individuals who expect their banking to keep up with the way they work. We keep improving the app with new features, localisations and performance updates, so you can focus on your business, not on banking. ## Key features - Multi-currency accounts - Virtual and physical Visa cards - Team spending management - Real-time transaction tracking - Global payments and transfers - Budgeting by project/department - Instant card controls ## Frequently asked questions about Finsei ### What is Finsei? Finsei offers multi-currency accounts and Visa cards for individuals and businesses. It allows you to manage personal and business finances, track spending, and make global payments from a single, modern app. ### Is Finsei free to use? Finsei is available for free download and use. However, as indicated, the app does contain advertisements. ### What types of cards can I get with Finsei? You can issue both virtual and physical Visa cards through Finsei. These cards can be used for everyday spending, subscriptions, or for your team members. ### How does Finsei help with business finances? Finsei allows you to open business accounts, issue cards to your team with individual limits and controls, and separate budgets by projects or departments, keeping company spend organized. ### Is Finsei secure? Yes, Finsei is protected by the Visa network and modern anti-fraud tools. It also features instant card freezing, detailed permissions, secure identity verification, and infrastructure designed with privacy in mind. ### What devices does Finsei support? Finsei is currently supported on iPhone devices. The app is designed to keep up with your business needs with regular updates and new features. ### How often is Finsei updated? The app is regularly improved with new features, localizations, and performance updates. The latest version available is 3.9.0, last updated on May 29, 2026. ### Can I link my Finsei card to Apple Pay? Yes, you can link your Finsei cards to Apple Pay for fast and contactless payments. This feature allows for convenient transactions at home and abroad. ## Version history (last 5 releases) ### 3.11.0 — 2026-08-21 You can now confirm online card payments right in the app — fast and secure. We've also improved stability and fixed minor issues. ### 3.10.0 — 2026-07-20 We've improved stability and fixed minor issues to keep everything running smoothly ### 3.9.0 — 2026-05-29 We’ve improved stability and fixed minor issues to keep everything running smoothly ### 3.8.0 — 2026-05-20 This release brings push notifications for real-time account updates, improved card wallet management, and enhanced overall app performance. We also addressed a number of minor issues and stability improvements to ensure a smoother, faster, and more reliable experience. ### 3.7.2 — 2026-04-24 We’ve improved stability and fixed minor issues to keep everything running smoothly. ## Apps similar to Finsei | App | Rating | Price | Category | | --- | --- | --- | --- | | [Moneybase](https://appshunter.io/ios/app/moneybase/id1614797633) | 3.0 (8) | Free | Finance | | [Ampere Mobile Business Account](https://appshunter.io/ios/app/ampere-mobile-business-account/id1641508835) | 4.8 (57) | Free | Finance | | [Algbra](https://appshunter.io/ios/app/algbra/id1610109395) | 5.0 (19) | Free | Finance | | [Bilder: Global Account & Card](https://appshunter.io/ios/app/bilder-global-account-and-card/id1530573437) | 4.3 (23) | Free | Finance | | [Dzing - Exchange & Payments](https://appshunter.io/ios/app/dzing-exchange-and-payments/id1473810151) | — | Free | Finance | | [Wamo: Business Account](https://appshunter.io/ios/app/wamo-business-account/id1547767396) | 4.0 (8) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*