# FinSim — Wealth & Family Cost Planner > Financial planning tool for visualizing long-term net worth and family cost impacts. (iPhone/iPad app by Matthew Feliciano.) - Source: https://appshunter.io/ios/app/finsim/id6780065957 (this page in markdown: same URL + `.md`) - Developer: [Matthew Feliciano](https://appshunter.io/developer/6780065959) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 24 MB - Languages: American English - Released: 2026-06-20 - Data updated: 2026-07-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/finsim/id6780065957/reviews.md ## What is FinSim? FinSim helps you visualize how today's financial decisions shape your long-term future. Enter your income, expenses, savings, and retirement goals — then see your projected net worth over time. Add children to your scenario and instantly see how family planning decisions affect your path to financial independence. WHAT FINSIM MODELS - Long-term net worth projections based on your real inputs - Side-by-side comparison of having children vs. not - Region-specific childcare and education cost estimates - Retirement spending and drawdown planning - Financial independence age based on the 4% rule HOW IT WORKS FinSim runs entirely on your device. No account required, no data collected. Enter your profile, adjust your assumptions, and explore different scenarios interactively. DISCLAIMER FinSim is for educational purposes only and does not constitute financial advice. All projections are estimates based on simplified models. Consult a licensed financial professional before making financial decisions. ## Key features - Long-term net worth projections - Family planning cost comparison - Retirement spending and drawdown planning - Financial independence age calculation - On-device data processing - No account required ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/finsim/id6780065957/reviews.md ### 5/5 — Very intuitive tool *2026-06-30* The app is pretty easy use and provides a clear, easy to understand wealth projection. Kind of fun to try different scenarios. ### 5/5 — Gives great financial insights *2026-06-30* I like how the app looks and feels as you click through, but the best point is that it made me see my finances in a way I hadn’t considered before. Haven’t seen any other financial calculator estimate/consider the cost of children to calculate financial outlook. Great app. ## Frequently asked questions about FinSim ### What is FinSim? FinSim is a financial planning application designed to help users visualize how their current financial decisions will affect their long-term net worth and financial independence. It allows for modeling of income, expenses, savings, and retirement goals. ### How does FinSim handle user data? FinSim runs entirely on your device, meaning no account is required and no personal data is collected by the developer. All financial modeling and projections are processed locally. ### What financial scenarios can FinSim model? FinSim can model long-term net worth projections, compare the financial impact of having children versus not, estimate region-specific childcare and education costs, and plan for retirement spending and drawdown. ### Is FinSim suitable for beginners in financial planning? Yes, FinSim is designed for educational purposes and simplifies complex financial concepts. It helps users understand their path to financial independence based on their inputs and adjustable assumptions. ### Does FinSim provide financial advice? No, FinSim is strictly for educational purposes and does not constitute financial advice. All projections are estimates based on simplified models, and users should consult a licensed financial professional for actual financial decisions. ### What devices is FinSim available on? FinSim is available on iPhone and iPad devices, indicated by its supported devices list. It is designed for Apple's mobile operating systems. ### How often is FinSim updated? The latest version of FinSim is 1.1.0, which was last updated on June 30, 2026. This suggests a recent update, indicating ongoing development and maintenance. ### What is the user sentiment for FinSim? FinSim has received a perfect rating of 5.0 stars from 3 ratings. This indicates very positive user sentiment based on the available feedback. ## Version history (last 5 releases) ### 1.1.2 — 2026-07-13 - Fixed a crash that occurred when entering an age of 100 or higher - Improved input field error messages to clearly explain what needs to be corrected - Updated the chart info icon to help users discover how to update their inputs ### 1.1.1 — 2026-07-08 - Added support for tracking existing debt — see how paying off loans affects your long-term wealth, including a new "Debt-Free Age" projection - You can now set the age you plan to have each child individually, for more accurate family planning projections - Fixed an issue where your profile and onboarding inputs would reset each time you opened the app - Fixed an issue where the disclaimer screen reappeared on every launch - Improved input validation to prevent invalid entries - General performance and stability improvements - Adjusted copyright text ### 1.1.0 — 2026-06-30 What's New - Added support for tracking existing debt — see how paying off loans affects your long-term wealth, including a new "Debt-Free Age" projection - You can now set the age you plan to have each child individually, for more accurate family planning projections - Fixed an issue where your profile and onboarding inputs would reset each time you opened the app - Fixed an issue where the disclaimer screen reappeared on every launch - Improved input validation to prevent invalid entries - General performance and stability improvements ### 1.0.1 — 2026-06-21 onboarding steps and disclaimer disappear after initial app opening and user inputted data persists ### 1.0 — 2026-06-18 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*