# FinTraicker — Private AI money coach

> Private AI money coach (iPhone/iPad app by V1b3C0d3 OU.)

- Source: https://appshunter.io/ios/app/fintraicker/id6787170798 (this page in markdown: same URL + `.md`)
- Developer: [V1b3C0d3 OU](https://appshunter.io/developer/1872351443)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 9 MB
- Languages: American English, Bulgarian, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French (France), German (Germany) and 21 more
- Released: 2026-10-04
- Data updated: 2026-10-25

## What is FinTraicker?

FinTraicker is a privacy-first money coach that turns your real numbers into clear, encouraging guidance — without sending your data to the cloud.

• Your AI advisor lives on your phone. Questions and figures are processed on-device — they never reach us or any AI cloud.
• No bank credentials. Ever. You log what you choose; nothing connects to your accounts.
• Save together (Pro): family savings plans live in your own iCloud and are shared only with the people you invite.

• Track income, expenses and net worth; scan receipts on device.
• Set goals for an emergency fund, a home, a car or paying off debt, and see how much to set aside each month.
• Rank your wishlist by priority and see when each purchase becomes affordable.
• Compare loan and credit offers (payment, APR, total cost) and run rent-vs-buy.
• Spot over-budget categories and forgotten subscriptions.
• Confirm repeating bills with one tap when they're due, move money between your accounts, and export or import your data as CSV.
• Get a reminder on the day a bill is due, then log it or skip it right from the notification.
• Apple Watch: see what's left to spend this month, check your goals and upcoming bills, and log an expense from your wrist.
• Ask any money question and get an educational, on-device answer with the risks made clear.

Private by design: the AI runs on your device using Apple's on-device Foundation Models framework. No accounts, no tracking, no ads.

Free: tracking, budgets, accounts, insights and up to two savings goals.

FinTraicker Pro (monthly or yearly): the AI advisor, Monthly Analysis, receipt scanning, credit and loan tools, wishlist explanations, family savings plans and unlimited goals. Pro works with Family Sharing, and every member of a family plan needs Pro.

The AI advisor uses Apple Intelligence on supported devices (iPhone 15 Pro or later, iPad with M1 or later) when it's turned on and set to a supported language. Otherwise FinTraicker shows built-in insights calculated from the same numbers.

All Access (monthly or yearly) is one subscription that unlocks Pro in FinTraicker, Traicker and Gym TrAIcker; buy it in any of the three apps. All Access is not shared through Family Sharing. New subscribers get a 7-day free trial. FinTraicker Pro and All Access are auto-renewable subscriptions. Payment is charged to your Apple Account; they renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel anytime in your App Store settings.

FinTraicker provides educational information, not financial advice. Investing involves risk, including loss of principal. Consider consulting a licensed professional.

Terms of Use: https://traicker.ai/en/fin/terms/
Privacy Policy: https://traicker.ai/en/fin/privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FinTraicker Pro | $2.99 | per month |
| All Access | $5.99 | per month |
| All Access Yearly | $39.99 | per year |
| FinTraicker Pro Yearly | $19.99 | per year |


## Is FinTraicker safe?

Not enough ratings yet to assess FinTraicker.

## Is FinTraicker legit?

FinTraicker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for FinTraicker is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-10-13

• FinTraicker Pro now comes as a yearly plan as well as monthly.
• New All Access: one subscription unlocks Pro in FinTraicker, Traicker and Gym TrAIcker. Buy it in any of the three apps.
• Settings shows where your Pro access comes from and warns you if you're paying twice for the same thing.
• Discover our other apps in Settings.

### 1.0 — 2026-10-05

No release notes.

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## More apps by V1b3C0d3 OU

- [Traicker: Padel & Tennis Score](https://appshunter.io/ios/app/traicker-padel-and-tennis-score/id6758336627)
- [Gym TrAIcker: Workout Tracker](https://appshunter.io/ios/app/gym-traicker-workout-tracker/id6760318583)

All apps by V1b3C0d3 OU: https://appshunter.io/developer/1872351443

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*