# Fintual: Invierte y ahorra — Maneja tus finanzas

> Online investment and savings platform for wealth building and financial goals. (iPhone/iPad app by Fintual.)

- Source: https://appshunter.io/ios/app/fintual-invierte-y-ahorra/id1485050953 (this page in markdown: same URL + `.md`)
- Developer: [Fintual](https://appshunter.io/developer/1478010192)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 118 App Store ratings · 152 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 116 MB
- Languages: American English
- Released: 2019-12-11
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fintual-invierte-y-ahorra/id1485050953/reviews.md

## What is Fintual?

A convenient investment company: build your wealth simply and clearly, fully online. Regulated by the CMF (Chile) and the CNBV (Mexico).

Create your account, compare risks and terms, transfer the amount you want and you will quickly be investing safely and diversified along with more than 100,000 people who have trusted Fintual. It's that simple. 

Using our app you can: 
- Invest any amount you want. There is no required minimum amount and no charges for you to withdraw. 
- Organize yourself according to the goals you have: it is not the same saving for your vacation as for your retirement. Create all the different goals you want, with different timeframes and risks optimized by our simulator. 
- Learn about financial education in the Fintualist, our blog. 
- Access our referral program. Earn by recommending Fintual to your friends and family. 
- Talk to someone from the team in case you have any questions, using the chat bubble that you will find inside the app (no bots only people) 

For more information you can check out our webpage www.fintual.com or if you need help write to us at support@fintual.com

## Key features

- Invest any amount
- Create personalized savings goals
- Risk and term comparison
- Financial education blog
- Referral program
- Direct chat support

## What do users think of Fintual?

Overall sentiment: positive

**Pros**

- 👍 Easy to use and intuitive
- 📈 Good returns and performance
- 💡 Transparent and clear
- 🚀 Fast and efficient
- ✅ Great for beginners
- 💰 Good commissions
- 🤝 Excellent customer service
- 🏠 Makes saving easy
- 🎯 Helps organize finances
- ✨ Visually appealing interface
- 💯 Highly recommended
- 💼 Good for various savings goals
- ✅ No mandatory insurance
- 💡 Explains financial concepts clearly
- 🔒 Secure for investing
- ✅ Can withdraw anytime
- 📈 Funds grow well
- 🌟 A jewel for investment
- 👍 Good for short-term savings
- ✅ No penalties for withdrawal
- 💡 Informative blogs for learning
- ✅ Funds grow steadily
- 🚀 Great for millennials
- ✅ Transparent communication
- ✅ Responsive customer service
- ✅ Simple to start investing
- ✅ Guides users well
- ✅ Good for diversifying
- ✅ Effective and simple
- ✅ Makes investing accessible
- ✅ Low costs
- ✅ Great for children's savings
- ✅ Good for APV and other goals
- ✅ Good for beginners
- ✅ Well-developed app
- ✅ Easy to understand
- ✅ Good for those new to finance
- ✅ Funds have grown significantly
- ✅ Great for saving and investing
- ✅ Transparent and friendly
- ✅ Intuitive interface
- ✅ Good for personal finance

**Cons**

- 📉 Lower returns than competitors
- ⚠️ App closes when entering investment amount
- ❌ New features are minimal
- 🤔 Some users prefer traditional banks
- ❓ Registration must be done via web
- 👎 Unnecessary content on homepage
- 📉 Low profitability reported
- 🤷‍♂️ Losses/gains not visible on the first screen
- 🤔 Some users want more explanation on investments

**Commonly reported bugs**

- App closes when entering investment amount
- App freezes on the home screen
- Losses/gains are hidden on the second screen

**Most requested features**

- Add fractional shares
- Include a widget with balance
- Better graphs and more metrics
- Ability to decide where transferred money goes
- Dark mode
- Ability to deposit with debit card
- Ability to make larger deposits
- Ability to reorder objective cards
- Ability to change personal data (email, etc.)
- Add variable period fund graphs
- Add direct debit for savings
- More AI features
- More daily use features
- Add more features like Wealth simple in Canada or Revolut UK

## Recent user reviews (10 of 152)

All indexed reviews: https://appshunter.io/ios/app/fintual-invierte-y-ahorra/id1485050953/reviews.md

### 5/5 — Super easy to use

*2026-07-14, version 26.28.0*

Investing money was never so easy

### 5/5 — 👏🏽

*2026-06-19*

Good app

### 5/5 — La mejor App para Invertir en Mexico

*2026-05-15, version 26.19.0*

Invertir sin estrés super fácil y te ayudan en todo!

### 5/5 — Me encanta!

*2026-05-13, version 26.19.0*

Ojalá saquen una versión para iPad y Mac para poder revisar los datos en cualquiera de mis dispositivos 😉😁✨

### 4/5 — Muy buena

*2026-04-29, version 26.17.0*

Es una forma facil de invetir. Al finalizar el año te envían un documento que muestra paso por paso qué poner en tu declaración. Sugeriría que hubieran mas graficas que muestren los rendimientos totales de tu portafolio en acciones.

### 5/5 — PPR

*2026-04-22, version 26.16.0*

Me encantan sus productos de inversión tengo más enfocado mi PPR y la aplicación es excelente súper rápido y súper claro el detalle día a día

### 5/5 — GRACIAS FINTUAL

*2026-04-06, version 26.14.0*

Me encanta

### 1/5 — Meses sin ver un aumento

*2026-03-24, version 26.12.0*

Ya casi medio año sin ver un aumento, siempre se mantiene el mismo saldo. Muy mal rendimiento. Ahora en lugar de subir… baja.

### 5/5 — Genial

*2026-03-16, version 26.10.0*

Cada vez que la uso me gusta más, es súper fácil de entender y nunca he tenido problemas

### 5/5 — La mejor app para invertir

*2026-02-25, version 26.08.0*

No he tenido nunca problemas, es fácil de usar, bien completo porque además incluye noticias y he logrado invertir bien mi dinero. Muy recomendada!

## Frequently asked questions about Fintual

### What does Fintual do?

Fintual is an online investment company that allows users to build wealth simply and clearly. It is regulated by financial authorities in Chile and Mexico. The app enables users to invest safely and diversified, organize savings by goals, and access financial education.

### How can I invest with Fintual?

You can create an account, compare investment risks and terms, and transfer any amount you wish to invest. There is no required minimum investment amount. Investments are made safely and diversified, alongside over 100,000 other users.

### Is Fintual free to use?

Based on the information provided, the app itself is free to download and use. There are no charges for withdrawing funds. Monetization details beyond the free access are not specified, but it operates as a regulated investment company.

### What are the benefits of using Fintual for savings?

Fintual allows you to organize your savings according to specific goals, such as vacations or retirement. You can create multiple goals with different timeframes and risks, optimized by a simulator. This helps in planning and achieving your financial objectives effectively.

### How can I get help if I have questions?

You can talk directly to a member of the Fintual team using the chat bubble within the app; there are no bots. For further assistance or information, you can also visit their webpage or write to their support email address.

## Version history (last 5 releases)

### 26.35.0 — 2026-08-26

Did you know we have a referral program? You can earn money for recommending Fintual to your friends and family.
You can find more information in the “Gana” section of our app. 

Oh yes, we also fixed bugs.

### 26.33.2 — 2026-08-24

Did you know we have a referral program? You can earn money for recommending Fintual to your friends and family.
You can find more information in the “Gana” section of our app. 

Oh yes, we also fixed bugs.

### 26.31.0 — 2026-08-04

Did you know we have a referral program? You can earn money for recommending Fintual to your friends and family.
You can find more information in the “Gana” section of our app. 

Oh yes, we also fixed bugs.

### 26.30.0 — 2026-07-28

Did you know we have a referral program? You can earn money for recommending Fintual to your friends and family.
You can find more information in the “Gana” section of our app. 

Oh yes, we also fixed bugs.

### 26.29.0 — 2026-07-21

Did you know we have a referral program? You can earn money for recommending Fintual to your friends and family.
You can find more information in the “Gana” section of our app. 

Oh yes, we also fixed bugs.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*